Full history for every metric is available with a Kvantra account
Key financial summary
Financials in GEL| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Total net revenue | GEL m | 10 | 1,379 | 2,024 | 2,546 | 3,599 | 4,344 | 3,988 |
| Operating profit | GEL m | 2,580 | 2,850 | |||||
| Net profit | GEL m | 294 | 724 | 1,440 | 1,391 | 2,477 | 2,161 | 2,341 |
| EPS reported | GEL | 49.52 | 54.18 | |||||
| Operating cashflow per share | GEL | 49.82 | 0.00 | |||||
| Capex per share | GEL | 6.64 | 0.00 | |||||
| FCF per share | GEL | 43.18 | 0.00 | |||||
| Free cash flow | GEL m | 1,856 | 0 | |||||
| Net debt | GEL m | 887 | 819 | |||||
| Book value equity | GEL m | 8,420 | 9,390 | |||||
| Book value per share | GEL | 192.9 | 218.1 | |||||
| Number of shares | m | 43.65 | 43.05 | |||||
| DPS (TTM paid) | GEL | 17.90 | 10.91 |
Financial summary
Financials in GEL| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Value | ||||||||
| P/E TTM | x | - | 8.43 | |||||
| P/B LTM | x | 0.47 | 2.10 | |||||
| P/S LTM | x | 0.92 | 4.94 | |||||
| P/FCF LTM | x | 2.15 | 0.00 | |||||
| EV/EBITDA LTM | x | 1.74 | 6.72 | |||||
| EV/Sales LTM | x | 0.73 | 5.14 | |||||
| Earnings Yield LTM | % | 54.05% | 11.86% | |||||
| FCF Yield | % | 46.43% | 0.00% | |||||
| Quality | ||||||||
| ROE | % | 25.67% | 27.08% | |||||
| ROIC | % | 10.53% | 11.59% | |||||
| Operating margin | % | 38.54% | 43.56% | |||||
| Gross margin | % | 64.88% | 72.02% | |||||
| FCF/Sales | % | 27.72% | 0.00% | |||||
| Growth and momentum | ||||||||
| EPS Growth YoY | % | -11.17% | +16.49% | |||||
| Sales Growth YoY | % | +20.71% | -1.43% | |||||
| Net Income Growth YoY | % | -12.74% | +14.90% | |||||
| FCF Growth | % | -37.36% | - | |||||
| Operating Profit Growth | % | -9.39% | +16.77% | |||||
| Dividend and capital structure | ||||||||
| Dividend Yield | % | 11.83% | 2.39% | |||||
| Dividend Growth | % | +124.22% | - | |||||
| Payout Ratio | % | 21.89% | 0.00% | |||||
| FCF/Debt | x | 0.22 | 0.00 | |||||
| Net Debt/EBITDA | x | 0.32 | 1.21 | |||||
| EBIT/Net interest | x | 1.10 | 1.12 | |||||
| Net debt/market cap | % | 22.19% | 4.16% | |||||
| Net debt/Equity | x | 0.11 | 0.09 | |||||
| Gross debt/equity | x | 1.02 | 0.93 | |||||
ETFs that hold Lion Finance Group
| Fund | Ticker | Position# | Weight |
|---|---|---|---|
| Avantis International Small Cap Value ETF | AVDV | 5 | 0.62% |
| iShares STOXX Europe Small 200 UCITS ETF (DE) | EXSE.DE | 1 | 0.89% |
| Invesco Dorsey Wright Developed Markets Momentum ETF | PIZ | 4 | 2.58% |
| Avantis International Small Cap Equity ETF | AVDS | 6 | 0.24% |
| iShares International Developed Small Cap Value Factor ETF | ISVL | 4 | 0.99% |
| iShares VII PLC - iShares MSCI UK Small Cap ETF GBP Acc | SXRD.DE | 7 | 1.50% |
Funds with Lion Finance Group among their ten largest holdings, largest fund first.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
Company overview
Bank of Georgia Group PLC, identified by the symbol BGEO.L, is a financial services provider that offers a diverse range of banking products and services primarily within Georgia. The company segments its operations into three core divisions: Retail Banking, Corporate and Investment Banking, and BNB. The Retail Banking division serves a broad clientele, including individual consumers across mass-market and affluent tiers, as well as small and medium-sized enterprises (SMEs) and micro-businesses. This segment delivers a variety of credit solutions, such as consumer loans, mortgage financing, overdraft facilities, and credit cards. It also facilitates funds transfers, settlement services, and manages customer deposits. Its offerings are branded under names like Express, Bank of Georgia, MSME, and SOLO. The Corporate and Investment Banking (CIB) segment caters to corporate and institutional clients. It provides an array of services, including various loan and credit facilities, efficient funds transfer and settlement processing, trade finance support, and assistance with documentary operations. Additionally, CIB oversees savings and term deposit accounts for its corporate customers. This segment also extends specialized private banking services to high-net-worth individuals and offers brokerage services. The BNB segment focuses on providing both retail and corporate banking solutions to its customer base in Belarus. As of December 31, 2021, the company maintained a significant physical presence, operating 211 retail branches, alongside a network of 989 automated teller machines (ATMs) and 3,134 Express Pay terminals. Bank of Georgia Group PLC was established in 2017 and has its main headquarters situated in London, United Kingdom.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Lion Finance Group PLC (BGEO.L)
| Fund | Ticker | Position# | Weight |
|---|---|---|---|
| Avantis International Small Cap Value ETF | AVDV | 5 | 0.62% |
| iShares STOXX Europe Small 200 UCITS ETF (DE) | EXSE.DE | 1 | 0.89% |
| Invesco Dorsey Wright Developed Markets Momentum ETF | PIZ | 4 | 2.58% |
| Avantis International Small Cap Equity ETF | AVDS | 6 | 0.24% |
| iShares International Developed Small Cap Value Factor ETF | ISVL | 4 | 0.99% |
| iShares VII PLC - iShares MSCI UK Small Cap ETF GBP Acc | SXRD.DE | 7 | 1.50% |
Funds with Lion Finance Group among their ten largest holdings, largest fund first.
Based on consensus from external analysts. Not Kvantra's opinion.
Bank of Georgia Group PLC, identified by the symbol BGEO.L, is a financial services provider that offers a diverse range of banking products and services primarily within Georgia. The company segments its operations into three core divisions: Retail Banking, Corporate and Investment Banking, and BNB. The Retail Banking division serves a broad clientele, including individual consumers across mass-market and affluent tiers, as well as small and medium-sized enterprises (SMEs) and micro-businesses. This segment delivers a variety of credit solutions, such as consumer loans, mortgage financing, overdraft facilities, and credit cards. It also facilitates funds transfers, settlement services, and manages customer deposits. Its offerings are branded under names like Express, Bank of Georgia, MSME, and SOLO. The Corporate and Investment Banking (CIB) segment caters to corporate and institutional clients. It provides an array of services, including various loan and credit facilities, efficient funds transfer and settlement processing, trade finance support, and assistance with documentary operations. Additionally, CIB oversees savings and term deposit accounts for its corporate customers. This segment also extends specialized private banking services to high-net-worth individuals and offers brokerage services. The BNB segment focuses on providing both retail and corporate banking solutions to its customer base in Belarus. As of December 31, 2021, the company maintained a significant physical presence, operating 211 retail branches, alongside a network of 989 automated teller machines (ATMs) and 3,134 Express Pay terminals. Bank of Georgia Group PLC was established in 2017 and has its main headquarters situated in London, United Kingdom.
Unlock all fundamental data
Sign up for FreeUnlock all fundamental data
Sign up for Free