Versailles Financial Corporation (VERF)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 2 | 2 | 2 | 2 | 2 | 2 | 2 | - |
| Operating profit | $m | 1 | 1 | ||||||
| Net profit | $m | 0 | 0 | 0 | 1 | 0 | 1 | 0 | - |
| EPS reported | $ | 1.68 | 1.49 | ||||||
| Operating cashflow per share | $ | 0.00 | 0.00 | ||||||
| Capex per share | $ | 0.00 | 0.00 | ||||||
| FCF per share | $ | 0.00 | 0.00 | ||||||
| Free cash flow | $m | 0 | 0 | ||||||
| Net debt | $m | -10 | -1 | ||||||
| Book value equity | $m | 12 | 12 | ||||||
| Book value per share | $ | 35.07 | 39.02 | ||||||
| Number of shares | m | 0.35 | 0.32 | ||||||
| DPS (TTM paid) | $ | 0.75 | 0.75 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 12.50 | 17.28 | ||||||
| P/B LTM | x | 0.60 | 0.59 | ||||||
| P/S LTM | x | 3.54 | 3.39 | ||||||
| P/FCF LTM | x | 0.00 | 0.00 | ||||||
| EV/EBITDA LTM | x | -2.99 | -4.09 | ||||||
| EV/Sales LTM | x | -1.07 | 3.73 | ||||||
| Earnings Yield LTM | % | +8.00% | +5.79% | ||||||
| FCF Yield | % | 0.00% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +4.79% | +3.91% | ||||||
| ROIC | % | +1.09% | +0.86% | ||||||
| Operating margin | % | +47.38% | +21.79% | ||||||
| Gross margin | % | +100.00% | +76.93% | ||||||
| FCF/Sales | % | 0.00% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +211.11% | +175.93% | ||||||
| Sales Growth YoY | % | +6.90% | +11.69% | ||||||
| Net Income Growth YoY | % | +210.03% | +154.32% | ||||||
| FCF Growth | % | -100.00% | -100.00% | ||||||
| Operating Profit Growth | % | +91.96% | +18.88% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +3.57% | +2.91% | ||||||
| Dividend Growth | % | 0.00% | 0.00% | ||||||
| Payout Ratio | % | 0.00% | 0.00% | ||||||
| FCF/Debt | x | - | - | ||||||
| Net Debt/EBITDA | x | -12.88 | -1.08 | ||||||
| EBIT/Net interest | x | 0.00 | 0.97 | ||||||
| Net debt/market cap | % | 0.00% | 0.00% | ||||||
| Net debt/Equity | x | -0.78 | -0.05 | ||||||
| Gross debt/equity | x | 0.00 | 0.00 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Versailles Financial Corporation serves as the parent holding company for Versailles Savings and Loan Company, a financial institution primarily focused on delivering a range of banking products and services to customers across Darke and Shelby counties. Its comprehensive suite of deposit offerings features checking, money market, passbook savings, and statement savings accounts, alongside time deposits, business accounts, IRAs, and certificates of deposit. The corporation extends a variety of lending solutions. These include diverse real estate loans like fixed and variable-rate mortgages, construction/permanent financing, home improvement loans, and building lot loans, in addition to specialized first-time home buyer programs. For individuals, it provides consumer and personal loans covering new and used vehicles (cars, light trucks, motorcycles, watercraft, and recreational vehicles). Commercial lending options are also available. Further enhancing customer convenience, the company issues debit cards and offers robust online banking services. With roots tracing back to its founding in 1887, Versailles Financial Corporation is headquartered in Versailles, Ohio.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Versailles Financial Corporation (VERF)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Versailles Financial Corporation serves as the parent holding company for Versailles Savings and Loan Company, a financial institution primarily focused on delivering a range of banking products and services to customers across Darke and Shelby counties. Its comprehensive suite of deposit offerings features checking, money market, passbook savings, and statement savings accounts, alongside time deposits, business accounts, IRAs, and certificates of deposit. The corporation extends a variety of lending solutions. These include diverse real estate loans like fixed and variable-rate mortgages, construction/permanent financing, home improvement loans, and building lot loans, in addition to specialized first-time home buyer programs. For individuals, it provides consumer and personal loans covering new and used vehicles (cars, light trucks, motorcycles, watercraft, and recreational vehicles). Commercial lending options are also available. Further enhancing customer convenience, the company issues debit cards and offers robust online banking services. With roots tracing back to its founding in 1887, Versailles Financial Corporation is headquartered in Versailles, Ohio.
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