US Metro Bancorp, Inc. (USMT)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 27 | 47 | 51 | 46 | 47 | 62 | 84 | - |
| Operating profit | $m | 17 | 14 | ||||||
| Net profit | $m | 5 | 16 | 17 | 11 | 7 | 12 | 10 | - |
| EPS reported | $ | 0.74 | 0.77 | ||||||
| Operating cashflow per share | $ | -0.09 | 0.00 | ||||||
| Capex per share | $ | 0.07 | 0.00 | ||||||
| FCF per share | $ | -0.16 | 0.00 | ||||||
| Free cash flow | $m | -3 | 0 | ||||||
| Net debt | $m | 11 | 10 | ||||||
| Book value equity | $m | 112 | 161 | ||||||
| Book value per share | $ | 6.75 | 8.35 | ||||||
| Number of shares | m | 16.58 | 19.32 | ||||||
| DPS (TTM paid) | $ | 0.12 | 0.15 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 6.96 | 8.38 | ||||||
| P/B LTM | x | 0.76 | 0.53 | ||||||
| P/S LTM | x | 1.38 | 1.01 | ||||||
| P/FCF LTM | x | -31.82 | 0.00 | ||||||
| EV/EBITDA LTM | x | 4.47 | 6.73 | ||||||
| EV/Sales LTM | x | 0.92 | 0.19 | ||||||
| Earnings Yield LTM | % | +14.37% | +11.93% | ||||||
| FCF Yield | % | -3.14% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +10.98% | +5.91% | ||||||
| ROIC | % | +6.20% | +0.58% | ||||||
| Operating margin | % | +16.61% | +11.59% | ||||||
| Gross margin | % | +55.27% | +41.37% | ||||||
| FCF/Sales | % | -2.56% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +72.09% | +79.07% | ||||||
| Sales Growth YoY | % | +31.56% | +79.78% | ||||||
| Net Income Growth YoY | % | +72.14% | +37.28% | ||||||
| FCF Growth | % | - | -100.00% | ||||||
| Operating Profit Growth | % | +69.49% | +39.95% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +2.33% | +2.39% | ||||||
| Dividend Growth | % | 0.00% | +25.00% | ||||||
| Payout Ratio | % | +16.18% | 0.00% | ||||||
| FCF/Debt | x | -0.11 | 0.00 | ||||||
| Net Debt/EBITDA | x | 0.52 | 0.72 | ||||||
| EBIT/Net interest | x | 0.41 | 0.40 | ||||||
| Net debt/market cap | % | +29.29% | +2.16% | ||||||
| Net debt/Equity | x | 0.10 | 0.06 | ||||||
| Gross debt/equity | x | 0.22 | 0.15 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
US Metro Bancorp, Inc. serves as the holding company for US Metro Bank, offering a comprehensive suite of banking services to both commercial enterprises and individual clients. The bank's deposit solutions include checking, savings, money market, and certificate of deposit accounts, in addition to treasury management services. It also extends various lending products such as real estate loans, business term loans, lines of credit, Small Business Administration (SBA) loans, and specialized financing for construction and warehouse facilities. Complementary services feature online and mobile banking, ATM access, telebanc features, wire transfers, safe deposit boxes, and debit cards. As of August 24, 2021, the company maintained five operational branches across Southern California, alongside loan production offices situated in Dallas, Seattle, New York, and Atlanta. Founded in 2006, US Metro Bancorp, Inc. is headquartered in Garden Grove, California.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
US Metro Bancorp, Inc. (USMT)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
US Metro Bancorp, Inc. serves as the holding company for US Metro Bank, offering a comprehensive suite of banking services to both commercial enterprises and individual clients. The bank's deposit solutions include checking, savings, money market, and certificate of deposit accounts, in addition to treasury management services. It also extends various lending products such as real estate loans, business term loans, lines of credit, Small Business Administration (SBA) loans, and specialized financing for construction and warehouse facilities. Complementary services feature online and mobile banking, ATM access, telebanc features, wire transfers, safe deposit boxes, and debit cards. As of August 24, 2021, the company maintained five operational branches across Southern California, alongside loan production offices situated in Dallas, Seattle, New York, and Atlanta. Founded in 2006, US Metro Bancorp, Inc. is headquartered in Garden Grove, California.
Unlock all fundamental data
Sign up for FreeUnlock all fundamental data
Sign up for Free