Third Century Bancorp (TDCB)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 9 | 10 | 10 | 9 | 9 | 11 | 11 | - |
| Operating profit | $m | 2 | 3 | ||||||
| Net profit | $m | 2 | 2 | 2 | 1 | 1 | 2 | 2 | - |
| EPS reported | $ | 1.61 | 2.04 | ||||||
| Operating cashflow per share | $ | 2.06 | 0.00 | ||||||
| Capex per share | $ | 0.17 | 0.00 | ||||||
| FCF per share | $ | 1.89 | 0.00 | ||||||
| Free cash flow | $m | 2 | 0 | ||||||
| Net debt | $m | 21 | 19 | ||||||
| Book value equity | $m | 13 | 16 | ||||||
| Book value per share | $ | 11.34 | 13.46 | ||||||
| Number of shares | m | 1.16 | 1.16 | ||||||
| DPS (TTM paid) | $ | 0.20 | 0.22 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 5.81 | 8.21 | ||||||
| P/B LTM | x | 0.82 | 0.70 | ||||||
| P/S LTM | x | 1.02 | 0.95 | ||||||
| P/FCF LTM | x | 4.95 | 0.00 | ||||||
| EV/EBITDA LTM | x | 13.03 | 12.06 | ||||||
| EV/Sales LTM | x | 1.74 | 2.08 | ||||||
| Earnings Yield LTM | % | +17.21% | +12.18% | ||||||
| FCF Yield | % | +20.21% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +14.20% | +17.33% | ||||||
| ROIC | % | +0.54% | +0.67% | ||||||
| Operating margin | % | +11.30% | +13.72% | ||||||
| Gross margin | % | +56.92% | +58.76% | ||||||
| FCF/Sales | % | +12.00% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +42.48% | +80.53% | ||||||
| Sales Growth YoY | % | +15.81% | +24.98% | ||||||
| Net Income Growth YoY | % | +42.60% | +80.78% | ||||||
| FCF Growth | % | -10.20% | -100.00% | ||||||
| Operating Profit Growth | % | +56.50% | +99.63% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +2.67% | +1.17% | ||||||
| Dividend Growth | % | 0.00% | +10.00% | ||||||
| Payout Ratio | % | +15.52% | +15.52% | ||||||
| FCF/Debt | x | 0.04 | 0.00 | ||||||
| Net Debt/EBITDA | x | 8.58 | 7.11 | ||||||
| EBIT/Net interest | x | 0.27 | 0.34 | ||||||
| Net debt/market cap | % | +5.32% | +2.45% | ||||||
| Net debt/Equity | x | 1.59 | 1.20 | ||||||
| Gross debt/equity | x | 4.16 | 3.32 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Third Century Bancorp serves as the parent entity for Mutual Savings Bank, which delivers a comprehensive suite of financial products and services to individual consumers and corporate clients across Johnson County and its neighboring areas. Its deposit offerings span checking, savings, NOW, and individual retirement accounts, in addition to certificates of deposit, demand, and money market accounts. On the lending side, the bank provides consumer financing for home renovations, property and land acquisition, new and used vehicles, and unsecured personal needs, alongside home equity solutions. For businesses, it extends commercial real estate loans covering owner-occupied and investment properties, construction projects, land development, and multi-family units. Additionally, commercial and industrial financing encompasses working capital facilities, equipment and vehicle loans, and revolving lines of credit. Mortgage loans are also part of its portfolio. Beyond core banking, the institution furnishes treasury management solutions including remote deposit capture, wire transfers, ACH origination, and merchant services. Further offerings consist of trust services, safe deposit boxes, debit and credit cards, and convenient access through online, mobile, and ATM banking. Established in 1890, Third Century Bancorp maintains its headquarters in Franklin, Indiana.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Third Century Bancorp (TDCB)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Third Century Bancorp serves as the parent entity for Mutual Savings Bank, which delivers a comprehensive suite of financial products and services to individual consumers and corporate clients across Johnson County and its neighboring areas. Its deposit offerings span checking, savings, NOW, and individual retirement accounts, in addition to certificates of deposit, demand, and money market accounts. On the lending side, the bank provides consumer financing for home renovations, property and land acquisition, new and used vehicles, and unsecured personal needs, alongside home equity solutions. For businesses, it extends commercial real estate loans covering owner-occupied and investment properties, construction projects, land development, and multi-family units. Additionally, commercial and industrial financing encompasses working capital facilities, equipment and vehicle loans, and revolving lines of credit. Mortgage loans are also part of its portfolio. Beyond core banking, the institution furnishes treasury management solutions including remote deposit capture, wire transfers, ACH origination, and merchant services. Further offerings consist of trust services, safe deposit boxes, debit and credit cards, and convenient access through online, mobile, and ATM banking. Established in 1890, Third Century Bancorp maintains its headquarters in Franklin, Indiana.
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