Town Center Bank (TCNB)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 5 | 7 | 6 | 6 | 7 | 7 | 6 | - |
| Operating profit | $m | 2 | 1 | ||||||
| Net profit | $m | 1 | 2 | 0 | 1 | 1 | 2 | 1 | - |
| EPS reported | $ | 0.66 | 0.29 | ||||||
| Operating cashflow per share | $ | 0.91 | 0.00 | ||||||
| Capex per share | $ | 0.01 | 0.00 | ||||||
| FCF per share | $ | 0.90 | 0.00 | ||||||
| Free cash flow | $m | 2 | 0 | ||||||
| Net debt | $m | -7 | -9 | ||||||
| Book value equity | $m | 20 | 21 | ||||||
| Book value per share | $ | 8.76 | 8.80 | ||||||
| Number of shares | m | 2.33 | 2.33 | ||||||
| DPS (TTM paid) | $ | 0.00 | 0.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 9.09 | - | ||||||
| P/B LTM | x | 0.69 | 0.68 | ||||||
| P/S LTM | x | 1.98 | 2.52 | ||||||
| P/FCF LTM | x | 6.64 | 0.00 | ||||||
| EV/EBITDA LTM | x | 5.77 | 13.81 | ||||||
| EV/Sales LTM | x | 1.25 | 1.86 | ||||||
| Earnings Yield LTM | % | +11.00% | +8.24% | ||||||
| FCF Yield | % | +15.06% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +7.58% | +7.17% | ||||||
| ROIC | % | +3.43% | +3.36% | ||||||
| Operating margin | % | +21.07% | +19.24% | ||||||
| Gross margin | % | +66.30% | +65.70% | ||||||
| FCF/Sales | % | +20.02% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +3.13% | -54.69% | ||||||
| Sales Growth YoY | % | +2.74% | -19.08% | ||||||
| Net Income Growth YoY | % | +3.75% | -54.95% | ||||||
| FCF Growth | % | -0.19% | -100.00% | ||||||
| Operating Profit Growth | % | +3.74% | -55.49% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 0.00% | 0.00% | ||||||
| Dividend Growth | % | - | - | ||||||
| Payout Ratio | % | 0.00% | 0.00% | ||||||
| FCF/Debt | x | 0.09 | 0.00 | ||||||
| Net Debt/EBITDA | x | -0.38 | 1.14 | ||||||
| EBIT/Net interest | x | 0.64 | 0.57 | ||||||
| Net debt/market cap | % | +1.64% | +1.16% | ||||||
| Net debt/Equity | x | -0.33 | -0.44 | ||||||
| Gross debt/equity | x | 1.13 | 0.97 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Town Center Bank provides various financial services to individuals and businesses in Illinois. The company offers a range of deposit products, such as checking accounts, sweep accounts, savings accounts, term certificate accounts, and certificates of deposit; and various lending products comprising commercial loans, consumer loans, home mortgage loans, home equity lines of credit, home equity loans, installment loans, working capital loans, secured or unsecured lines of credit, equipment loans, and asset and AR based loans, as well as commercial real estate loans for office buildings, industrial/warehouses, retail/apartments, mixed use, improved land, construction, and development. It also provides cash management, bill payment, remote deposit capture, Xpress deposit, and online and mobile banking services, as well as night depository, merchant card processing, and ACH and wire originations services. In addition, the company offers debit and credit cards; and additional services, such as coin counting and property tax payment services. It operates through its offices in Frankfort and New Lenox, Illinois. Town Center Bank was founded in 2006 and is based in New Lenox, Illinois.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Town Center Bank provides various financial services to individuals and businesses in Illinois. The company offers a range of deposit products, such as checking accounts, sweep accounts, savings accounts, term certificate accounts, and certificates of deposit; and various lending products comprising commercial loans, consumer loans, home mortgage loans, home equity lines of credit, home equity loans, installment loans, working capital loans, secured or unsecured lines of credit, equipment loans, and asset and AR based loans, as well as commercial real estate loans for office buildings, industrial/warehouses, retail/apartments, mixed use, improved land, construction, and development. It also provides cash management, bill payment, remote deposit capture, Xpress deposit, and online and mobile banking services, as well as night depository, merchant card processing, and ACH and wire originations services. In addition, the company offers debit and credit cards; and additional services, such as coin counting and property tax payment services. It operates through its offices in Frankfort and New Lenox, Illinois. Town Center Bank was founded in 2006 and is based in New Lenox, Illinois.
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