Texas Capital Bancshares, Inc. (TCBI)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 990 | 879 | 977 | 1,076 | 932 | 1,256 | 1,252 | - |
| Operating profit | $m | 444 | 487 | ||||||
| Net profit | $m | 66 | 254 | 332 | 189 | 78 | 330 | 365 | 336 |
| EPS reported | $ | 6.80 | 7.63 | ||||||
| Operating cashflow per share | $ | 8.00 | 20.45 | ||||||
| Capex per share | $ | 0.28 | 0.12 | ||||||
| FCF per share | $ | 7.72 | 20.57 | ||||||
| Free cash flow | $m | 348 | 926 | ||||||
| Net debt | $m | -1,152 | -7,414 | ||||||
| Book value equity | $m | 3,631 | 3,648 | ||||||
| Book value per share | $ | 79.90 | 80.26 | ||||||
| Number of shares | m | 45.45 | 45.45 | ||||||
| DPS (TTM paid) | $ | 0.20 | 0.40 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 13.31 | 12.41 | ||||||
| P/B LTM | x | 1.12 | 1.12 | ||||||
| P/S LTM | x | 3.25 | 3.26 | ||||||
| P/FCF LTM | x | 11.73 | 4.40 | ||||||
| EV/EBITDA LTM | x | 6.10 | 5.40 | ||||||
| EV/Sales LTM | x | 1.46 | 0.74 | ||||||
| Earnings Yield LTM | % | +7.51% | +8.06% | ||||||
| FCF Yield | % | +8.53% | +22.72% | ||||||
| Quality | |||||||||
| ROE | % | +9.09% | +10.04% | ||||||
| ROIC | % | +6.66% | +1.10% | ||||||
| Operating margin | % | +22.20% | +24.85% | ||||||
| Gross margin | % | +60.62% | +62.40% | ||||||
| FCF/Sales | % | +17.39% | +47.20% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +431.25% | +496.09% | ||||||
| Sales Growth YoY | % | +34.69% | +34.31% | ||||||
| Net Income Growth YoY | % | +326.08% | +370.41% | ||||||
| FCF Growth | % | -16.50% | +122.45% | ||||||
| Operating Profit Growth | % | +314.45% | +355.33% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +0.42% | +0.20% | ||||||
| Dividend Growth | % | -45.52% | +8.96% | ||||||
| Payout Ratio | % | +5.58% | +7.45% | ||||||
| FCF/Debt | x | 0.37 | 1.09 | ||||||
| Net Debt/EBITDA | x | -2.39 | -5.26 | ||||||
| EBIT/Net interest | x | 0.60 | 0.69 | ||||||
| Net debt/market cap | % | +23.32% | +19.75% | ||||||
| Net debt/Equity | x | -0.32 | -2.03 | ||||||
| Gross debt/equity | x | 0.26 | 0.23 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Texas Capital Bancshares, Inc. serves as the holding company for Texas Capital Bank, operating as a comprehensive financial services firm that delivers tailored solutions to businesses, entrepreneurs, and individual clients. Its offerings encompass commercial banking, consumer banking, investment banking, and wealth management. The company provides businesses with various deposit accounts, such as commercial checking, lockbox, and cash concentration services, alongside digital banking tools for information access, wire transfers, ACH initiation, and account integration. For individual clients, it offers checking, savings, money market accounts, and certificates of deposit. Regarding lending, the firm extends a broad spectrum of options, including commercial loans to fund working capital, growth initiatives, acquisitions, and business insurance premiums, in addition to consumer loans. Specialized financing is available for exploration and production companies, mortgage finance, commercial real estate, and residential homebuilder projects. Furthermore, it offers first and second lien loans for purchasing or constructing 1-4 family residences, home equity revolving lines of credit, and loans for acquiring residential lots. SBA-backed real estate loans, equipment financing and leasing services, and letters of credit round out its lending portfolio. Beyond its core banking and lending activities, clients benefit from online and mobile banking platforms, debit and credit card services, escrow management, and comprehensive personal wealth and trust services. Depositors also have the opportunity to earn American Airlines AAdvantage miles. Its operations are focused within the Austin, Fort Worth, Dallas, Houston, and San Antonio metropolitan areas of Texas. Established in 1996, the firm maintains its headquarters in Dallas, Texas.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Texas Capital Bancshares, Inc. (TCBI)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Texas Capital Bancshares, Inc. serves as the holding company for Texas Capital Bank, operating as a comprehensive financial services firm that delivers tailored solutions to businesses, entrepreneurs, and individual clients. Its offerings encompass commercial banking, consumer banking, investment banking, and wealth management. The company provides businesses with various deposit accounts, such as commercial checking, lockbox, and cash concentration services, alongside digital banking tools for information access, wire transfers, ACH initiation, and account integration. For individual clients, it offers checking, savings, money market accounts, and certificates of deposit. Regarding lending, the firm extends a broad spectrum of options, including commercial loans to fund working capital, growth initiatives, acquisitions, and business insurance premiums, in addition to consumer loans. Specialized financing is available for exploration and production companies, mortgage finance, commercial real estate, and residential homebuilder projects. Furthermore, it offers first and second lien loans for purchasing or constructing 1-4 family residences, home equity revolving lines of credit, and loans for acquiring residential lots. SBA-backed real estate loans, equipment financing and leasing services, and letters of credit round out its lending portfolio. Beyond its core banking and lending activities, clients benefit from online and mobile banking platforms, debit and credit card services, escrow management, and comprehensive personal wealth and trust services. Depositors also have the opportunity to earn American Airlines AAdvantage miles. Its operations are focused within the Austin, Fort Worth, Dallas, Houston, and San Antonio metropolitan areas of Texas. Established in 1996, the firm maintains its headquarters in Dallas, Texas.
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