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Territorial Bancorp Inc. (TBNK)
Key financial summary
Financials in USD| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 49 | 52 | 54 | 52 | 19 | 36 | 20 |
| Operating profit | $m | -3 | 12 | |||||
| Net profit | $m | 22 | 19 | 17 | 16 | 5 | -4 | -4 |
| EPS reported | $ | -0.50 | -0.50 | |||||
| Operating cashflow per share | $ | -0.87 | -0.87 | |||||
| Capex per share | $ | 0.12 | 0.12 | |||||
| FCF per share | $ | -0.99 | -0.99 | |||||
| Free cash flow | $m | -9 | -8 | |||||
| Net debt | $m | 19 | 19 | |||||
| Book value equity | $m | 248 | 248 | |||||
| Book value per share | $ | 28.84 | 28.78 | |||||
| Number of shares | m | 8.61 | 8.63 | |||||
| DPS (TTM paid) | $ | 0.08 | 0.04 |
Financial summary
Financials in USD| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Value | ||||||||
| P/E TTM | x | - | - | |||||
| P/B LTM | x | 0.34 | 0.27 | |||||
| P/S LTM | x | 2.30 | 3.33 | |||||
| P/FCF LTM | x | -9.82 | -8.57 | |||||
| EV/EBITDA LTM | x | -88.75 | -22.45 | |||||
| EV/Sales LTM | x | 3.30 | 4.26 | |||||
| Earnings Yield LTM | % | -5.13% | -5.99% | |||||
| FCF Yield | % | -10.18% | -11.68% | |||||
| Quality | ||||||||
| ROE | % | -1.73% | -1.72% | |||||
| ROIC | % | -0.43% | -0.43% | |||||
| Operating margin | % | -7.89% | -7.89% | |||||
| Gross margin | % | 100.00% | 100.00% | |||||
| FCF/Sales | % | -23.44% | -23.44% | |||||
| Growth and momentum | ||||||||
| EPS Growth YoY | % | - | - | |||||
| Sales Growth YoY | % | +95.24% | +95.24% | |||||
| Net Income Growth YoY | % | - | - | |||||
| FCF Growth | % | - | - | |||||
| Operating Profit Growth | % | - | - | |||||
| Dividend and capital structure | ||||||||
| Dividend Yield | % | 0.84% | 0.48% | |||||
| Dividend Growth | % | -89.19% | - | |||||
| Payout Ratio | % | -16.35% | -16.45% | |||||
| FCF/Debt | x | -0.05 | -0.05 | |||||
| Net Debt/EBITDA | x | -26.92 | -26.92 | |||||
| EBIT/Net interest | x | 0.00 | 0.00 | |||||
| Net debt/market cap | % | 22.09% | 27.89% | |||||
| Net debt/Equity | x | 0.07 | 0.07 | |||||
| Gross debt/equity | x | 0.64 | 0.64 | |||||
Company overview
Territorial Bancorp Inc. functions as the parent entity for Territorial Savings Bank, a financial institution dedicated to offering a wide array of services to individuals, families, and businesses throughout the state of Hawaii. The bank offers a diverse selection of deposit accounts, including traditional passbook and statement savings, certificates of deposit (CDs), money market accounts, and both commercial and standard checking options, alongside Super NOW accounts. Its lending portfolio is extensive, covering residential mortgages for one-to-four-family homes, home equity loans, consumer loans, multi-family property financing, commercial business loans, and real estate loans for construction, commercial, and other nonresidential purposes. Additionally, the company provides lines of credit and various investment securities. Beyond its core banking operations, Territorial Bancorp Inc. also operates an insurance agency. For clients seeking investment products not covered by deposits, the company facilitates access to annuities and mutual funds through a partnership with a third-party broker-dealer. With a substantial presence, the institution operates through a network of 29 full-service branches located across Hawaii. Territorial Bancorp Inc. was established in 1921 and is headquartered in Honolulu, Hawaii.
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For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Territorial Bancorp Inc. (TBNK)
Territorial Bancorp Inc. functions as the parent entity for Territorial Savings Bank, a financial institution dedicated to offering a wide array of services to individuals, families, and businesses throughout the state of Hawaii. The bank offers a diverse selection of deposit accounts, including traditional passbook and statement savings, certificates of deposit (CDs), money market accounts, and both commercial and standard checking options, alongside Super NOW accounts. Its lending portfolio is extensive, covering residential mortgages for one-to-four-family homes, home equity loans, consumer loans, multi-family property financing, commercial business loans, and real estate loans for construction, commercial, and other nonresidential purposes. Additionally, the company provides lines of credit and various investment securities. Beyond its core banking operations, Territorial Bancorp Inc. also operates an insurance agency. For clients seeking investment products not covered by deposits, the company facilitates access to annuities and mutual funds through a partnership with a third-party broker-dealer. With a substantial presence, the institution operates through a network of 29 full-service branches located across Hawaii. Territorial Bancorp Inc. was established in 1921 and is headquartered in Honolulu, Hawaii.
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