Home Loan Financial Corporation (HLFN)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 11 | 11 | 14 | 15 | 18 | - | 20 | - |
| Operating profit | $m | 9 | 11 | ||||||
| Net profit | $m | 4 | 4 | 5 | 5 | 7 | - | 9 | - |
| EPS reported | $ | 5.14 | 6.23 | ||||||
| Operating cashflow per share | $ | 6.07 | 0.00 | ||||||
| Capex per share | $ | 0.03 | 0.00 | ||||||
| FCF per share | $ | 6.04 | 0.00 | ||||||
| Free cash flow | $m | 8 | 0 | ||||||
| Net debt | $m | 20 | 12 | ||||||
| Book value equity | $m | 44 | 50 | ||||||
| Book value per share | $ | 31.13 | 35.34 | ||||||
| Number of shares | m | 1.4 | 1.4 | ||||||
| DPS (TTM paid) | $ | 1.92 | 2.20 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 6.38 | 8.02 | ||||||
| P/B LTM | x | 0.92 | 0.93 | ||||||
| P/S LTM | x | 2.27 | 2.26 | ||||||
| P/FCF LTM | x | 4.72 | 0.00 | ||||||
| EV/EBITDA LTM | x | 8.20 | 6.03 | ||||||
| EV/Sales LTM | x | 2.64 | 2.81 | ||||||
| Earnings Yield LTM | % | +15.67% | +12.47% | ||||||
| FCF Yield | % | +21.20% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +16.50% | +18.22% | ||||||
| ROIC | % | +6.87% | +11.87% | ||||||
| Operating margin | % | +35.72% | +37.53% | ||||||
| Gross margin | % | +70.05% | +72.06% | ||||||
| FCF/Sales | % | +33.79% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +31.79% | +21.21% | ||||||
| Sales Growth YoY | % | +16.80% | +16.09% | ||||||
| Net Income Growth YoY | % | +31.75% | +21.43% | ||||||
| FCF Growth | % | +34.27% | -100.00% | ||||||
| Operating Profit Growth | % | +27.76% | +22.78% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +5.91% | +4.88% | ||||||
| Dividend Growth | % | +0.26% | +14.88% | ||||||
| Payout Ratio | % | +37.74% | +33.76% | ||||||
| FCF/Debt | x | 0.28 | 0.00 | ||||||
| Net Debt/EBITDA | x | 2.27 | 1.57 | ||||||
| EBIT/Net interest | x | 1.19 | 1.37 | ||||||
| Net debt/market cap | % | +1.28% | +32.75% | ||||||
| Net debt/Equity | x | 0.47 | 0.24 | ||||||
| Gross debt/equity | x | 0.69 | 0.33 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Home Loan Financial Corporation, which operates as a unitary thrift holding company, delivers a diverse range of banking and financial services across the United States. Its fundamental deposit offerings encompass checking, savings, and certificate of deposit accounts. Regarding its credit portfolio, the institution provides residential and non-residential mortgages, financing for residential construction and land acquisition, commercial loans, and various consumer credit products. These consumer credit options extend to home improvement loans, education loans, vehicle loans, unsecured personal loans, and credit cards, alongside loans secured by savings accounts. The corporation also deals in life insurance, annuities, long-term care insurance, and investment products. Its financial services are accessible through its main office in Coshocton, Ohio, and several branch locations in Coshocton, Mount Vernon, and West Lafayette, Ohio. Home Loan Financial Corporation was established in 1997 and maintains its principal place of business in Coshocton, Ohio.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Home Loan Financial Corporation (HLFN)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Home Loan Financial Corporation, which operates as a unitary thrift holding company, delivers a diverse range of banking and financial services across the United States. Its fundamental deposit offerings encompass checking, savings, and certificate of deposit accounts. Regarding its credit portfolio, the institution provides residential and non-residential mortgages, financing for residential construction and land acquisition, commercial loans, and various consumer credit products. These consumer credit options extend to home improvement loans, education loans, vehicle loans, unsecured personal loans, and credit cards, alongside loans secured by savings accounts. The corporation also deals in life insurance, annuities, long-term care insurance, and investment products. Its financial services are accessible through its main office in Coshocton, Ohio, and several branch locations in Coshocton, Mount Vernon, and West Lafayette, Ohio. Home Loan Financial Corporation was established in 1997 and maintains its principal place of business in Coshocton, Ohio.
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