S&T Bancorp, Inc. (STBA)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 339 | 341 | 374 | 407 | 384 | 402 | 401 | - |
| Operating profit | $m | 168 | 161 | ||||||
| Net profit | $m | 21 | 110 | 136 | 145 | 131 | 134 | 141 | 152 |
| EPS reported | $ | 3.49 | 3.74 | ||||||
| Operating cashflow per share | $ | 3.47 | 4.04 | ||||||
| Capex per share | $ | 0.12 | 0.00 | ||||||
| FCF per share | $ | 3.35 | 4.04 | ||||||
| Free cash flow | $m | 129 | 148 | ||||||
| Net debt | $m | -881 | 57 | ||||||
| Book value equity | $m | 1,464 | 1,404 | ||||||
| Book value per share | $ | 38.03 | 38.37 | ||||||
| Number of shares | m | 38.49 | 36.59 | ||||||
| DPS (TTM paid) | $ | 1.38 | 1.46 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 11.28 | 13.32 | ||||||
| P/B LTM | x | 1.03 | 1.08 | ||||||
| P/S LTM | x | 3.77 | 3.78 | ||||||
| P/FCF LTM | x | 11.76 | 10.25 | ||||||
| EV/EBITDA LTM | x | 9.50 | 10.33 | ||||||
| EV/Sales LTM | x | 2.92 | 3.33 | ||||||
| Earnings Yield LTM | % | +8.87% | +7.51% | ||||||
| FCF Yield | % | +8.51% | +9.75% | ||||||
| Quality | |||||||||
| ROE | % | +9.17% | +9.74% | ||||||
| ROIC | % | +8.26% | +1.29% | ||||||
| Operating margin | % | +29.54% | +28.79% | ||||||
| Gross margin | % | +69.43% | +69.95% | ||||||
| FCF/Sales | % | +22.66% | +26.43% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +2.65% | +10.00% | ||||||
| Sales Growth YoY | % | +4.75% | +4.39% | ||||||
| Net Income Growth YoY | % | +2.26% | +7.15% | ||||||
| FCF Growth | % | -24.37% | -13.29% | ||||||
| Operating Profit Growth | % | +1.89% | -2.38% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +3.49% | +2.80% | ||||||
| Dividend Growth | % | +3.76% | +9.77% | ||||||
| Payout Ratio | % | +39.37% | +37.94% | ||||||
| FCF/Debt | x | 0.41 | 0.54 | ||||||
| Net Debt/EBITDA | x | 0.84 | 0.36 | ||||||
| EBIT/Net interest | x | 1.01 | 1.02 | ||||||
| Net debt/market cap | % | +17.85% | +15.26% | ||||||
| Net debt/Equity | x | -0.60 | 0.04 | ||||||
| Gross debt/equity | x | 0.21 | 0.20 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
S&T Bancorp, Inc. operates as the parent company for S&T Bank, providing a comprehensive range of retail and commercial banking products and services. The company's business activities are structured into six main divisions: Commercial Real Estate, Commercial and Industrial, Business Banking, Commercial Construction, Consumer Real Estate, and Other Consumer. This financial institution handles various deposit types, including both time-based and on-demand accounts. It extends loans to both commercial entities and individual consumers, alongside offering cash management services, and brokerage and trust administration. Furthermore, S&T Bancorp acts as a guardian and custodian for employee benefit plans and manages private investment portfolios for individuals and institutions alike. Beyond core banking, the company engages in distributing life insurance and long-term disability income insurance products. It also provides title insurance agency services to its commercial clients and serves as a reinsurer for credit life, accident, and health insurance policies. As of December 31, 2021, its operational presence encompassed 73 banking branches and 5 loan production offices. These facilities are strategically located across Western Pennsylvania, Eastern Pennsylvania, Northeast Ohio, Central Ohio, and Upstate New York. S&T Bancorp, Inc. was founded in 1902 and has its corporate headquarters in Indiana, Pennsylvania.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
S&T Bancorp, Inc. (STBA)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
S&T Bancorp, Inc. operates as the parent company for S&T Bank, providing a comprehensive range of retail and commercial banking products and services. The company's business activities are structured into six main divisions: Commercial Real Estate, Commercial and Industrial, Business Banking, Commercial Construction, Consumer Real Estate, and Other Consumer. This financial institution handles various deposit types, including both time-based and on-demand accounts. It extends loans to both commercial entities and individual consumers, alongside offering cash management services, and brokerage and trust administration. Furthermore, S&T Bancorp acts as a guardian and custodian for employee benefit plans and manages private investment portfolios for individuals and institutions alike. Beyond core banking, the company engages in distributing life insurance and long-term disability income insurance products. It also provides title insurance agency services to its commercial clients and serves as a reinsurer for credit life, accident, and health insurance policies. As of December 31, 2021, its operational presence encompassed 73 banking branches and 5 loan production offices. These facilities are strategically located across Western Pennsylvania, Eastern Pennsylvania, Northeast Ohio, Central Ohio, and Upstate New York. S&T Bancorp, Inc. was founded in 1902 and has its corporate headquarters in Indiana, Pennsylvania.
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