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Caisse Regionale de Credit Agricole Mutuel Nord de France Cert.Coop.d'Inv. (CNDF.PA)
Key financial summary
Financials in EUR| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Total net revenue | €m | 306 | 406 | 388 | -162 | -163 | 672 | 945 |
| Operating profit | €m | 211 | 480 | |||||
| Net profit | €m | 101 | 160 | 170 | 137 | 173 | 182 | 316 |
| EPS reported | € | 4.29 | 6.25 | |||||
| Operating cashflow per share | € | -3.63 | 2.88 | |||||
| Capex per share | € | 0.00 | 0.29 | |||||
| FCF per share | € | -3.63 | 2.59 | |||||
| Free cash flow | €m | -154 | 149 | |||||
| Net debt | €m | -2,639 | 146 | |||||
| Book value equity | €m | 6,285 | 6,539 | |||||
| Book value per share | € | 148.0 | 113.8 | |||||
| Number of shares | m | 42.46 | 57.48 | |||||
| DPS (TTM paid) | € | 0.85 | 0.85 |
Financial summary
Financials in EUR| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Value | ||||||||
| P/E TTM | x | 6.56 | - | |||||
| P/B LTM | x | 0.19 | 0.21 | |||||
| P/S LTM | x | 1.78 | 1.45 | |||||
| P/FCF LTM | x | -7.75 | 9.23 | |||||
| EV/EBITDA LTM | x | -6.17 | 7.02 | |||||
| EV/Sales LTM | x | -0.99 | 1.61 | |||||
| Earnings Yield LTM | % | 15.24% | 23.16% | |||||
| FCF Yield | % | -12.91% | 10.83% | |||||
| Quality | ||||||||
| ROE | % | 2.90% | 4.93% | |||||
| ROIC | % | 2.47% | 1.03% | |||||
| Operating margin | % | 14.51% | 27.80% | |||||
| Gross margin | % | 46.22% | 54.70% | |||||
| FCF/Sales | % | -10.61% | 8.62% | |||||
| Growth and momentum | ||||||||
| EPS Growth YoY | % | +3.37% | +152.02% | |||||
| Sales Growth YoY | % | - | +106.83% | |||||
| Net Income Growth YoY | % | +5.27% | +201.42% | |||||
| FCF Growth | % | - | - | |||||
| Operating Profit Growth | % | -1.81% | +9.95% | |||||
| Dividend and capital structure | ||||||||
| Dividend Yield | % | 2.49% | 3.75% | |||||
| Dividend Growth | % | +21.43% | +21.43% | |||||
| Payout Ratio | % | 0.00% | 16.32% | |||||
| FCF/Debt | x | -1.18 | 1.02 | |||||
| Net Debt/EBITDA | x | -11.28 | 0.16 | |||||
| EBIT/Net interest | x | 0.27 | 0.61 | |||||
| Net debt/market cap | % | -220.76% | 10.64% | |||||
| Net debt/Equity | x | -0.42 | 0.02 | |||||
| Gross debt/equity | x | 0.02 | 0.02 | |||||
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
Company overview
Caisse Régionale de Crédit Agricole Mutuel Nord de France Société cooperative provides banking products and financial services in France. The company offers savings support products, including monetary, bonds, and securities; and loans primarily for housing and consumption. It also provides life insurance, as well as insurance products for banking risk, financial losses, and multi-risk, as well as coverage for civil liabilities insurance products. In addition, it offers asset management and brokerage services. It serves individuals, farmers, professionals, businesses, and local authorities. The company was founded in 1894 and is headquartered in Lille, France. Caisse Régionale de Crédit Agricole Mutuel Nord de France Société coopérative operates as a subsidiary of Crédit Agricole S.A.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Caisse Regionale de Credit Agricole Mutuel Nord de France Cert.Coop.d'Inv. (CNDF.PA)
Not enough data to calculate KvantraRank
Based on consensus from external analysts. Not Kvantra's opinion.
Caisse Régionale de Crédit Agricole Mutuel Nord de France Société cooperative provides banking products and financial services in France. The company offers savings support products, including monetary, bonds, and securities; and loans primarily for housing and consumption. It also provides life insurance, as well as insurance products for banking risk, financial losses, and multi-risk, as well as coverage for civil liabilities insurance products. In addition, it offers asset management and brokerage services. It serves individuals, farmers, professionals, businesses, and local authorities. The company was founded in 1894 and is headquartered in Lille, France. Caisse Régionale de Crédit Agricole Mutuel Nord de France Société coopérative operates as a subsidiary of Crédit Agricole S.A.
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