MainStreet Bancshares, Inc. (MNSB)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 53 | 60 | 75 | 80 | 66 | 74 | 73 | - |
| Operating profit | $m | 19 | 22 | ||||||
| Net profit | $m | 16 | 22 | 27 | 27 | -10 | 16 | 17 | 17 |
| EPS reported | $ | 1.76 | 2.03 | ||||||
| Operating cashflow per share | $ | 1.94 | 3.24 | ||||||
| Capex per share | $ | 0.55 | 0.06 | ||||||
| FCF per share | $ | 1.39 | 3.31 | ||||||
| Free cash flow | $m | 11 | 23 | ||||||
| Net debt | $m | 43 | 40 | ||||||
| Book value equity | $m | 219 | 214 | ||||||
| Book value per share | $ | 28.56 | 29.25 | ||||||
| Number of shares | m | 7.65 | 7.33 | ||||||
| DPS (TTM paid) | $ | 0.40 | 0.40 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 11.57 | 12.20 | ||||||
| P/B LTM | x | 0.71 | 0.73 | ||||||
| P/S LTM | x | 2.11 | 2.13 | ||||||
| P/FCF LTM | x | 14.65 | 6.71 | ||||||
| EV/EBITDA LTM | x | 8.29 | 7.86 | ||||||
| EV/Sales LTM | x | 1.47 | 1.66 | ||||||
| Earnings Yield LTM | % | +8.64% | +8.20% | ||||||
| FCF Yield | % | +6.83% | +14.90% | ||||||
| Quality | |||||||||
| ROE | % | +7.14% | +8.00% | ||||||
| ROIC | % | +4.98% | +5.58% | ||||||
| Operating margin | % | +14.05% | +16.68% | ||||||
| Gross margin | % | +54.39% | +55.21% | ||||||
| FCF/Sales | % | +7.83% | +18.55% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | - | - | ||||||
| Sales Growth YoY | % | +12.18% | +11.12% | ||||||
| Net Income Growth YoY | % | - | - | ||||||
| FCF Growth | % | +18.84% | +159.41% | ||||||
| Operating Profit Growth | % | - | - | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +3.34% | +1.61% | ||||||
| Dividend Growth | % | 0.00% | 0.00% | ||||||
| Payout Ratio | % | +38.65% | +33.71% | ||||||
| FCF/Debt | x | 0.15 | 0.33 | ||||||
| Net Debt/EBITDA | x | 1.81 | 1.58 | ||||||
| EBIT/Net interest | x | 0.31 | 0.38 | ||||||
| Net debt/market cap | % | +44.89% | +39.62% | ||||||
| Net debt/Equity | x | 0.20 | 0.19 | ||||||
| Gross debt/equity | x | 0.32 | 0.33 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
MainStreet Bancshares, Inc. operates as the parent entity for MainStreet Bank, which delivers a comprehensive suite of financial products and services. Its diverse offerings cater to individuals, small to mid-sized businesses, and professional service organizations. The bank provides various deposit accounts, including checking (both standard and interest-bearing, for consumers and businesses), savings, money market, NOW, sweep accounts, and certificates of deposit. Beyond core banking, it offers cash management, wire transfer, check imaging, remote deposit capture, and courier services, alongside internet bill payment and robust online and mobile banking solutions. Lending activities encompass commercial loans for government contracts, plant and equipment, general working capital, contract administration, and acquisitions. Furthermore, MainStreet Bank extends financing for commercial, construction, and residential real estate, as well as consumer loans such as term loans and overdraft protection. Debit and credit cards are also available. Incorporated in 2003 and based in Fairfax, Virginia, the company maintained six branches in Herndon, Fairfax, McLean, Leesburg, Clarendon, and Washington D.C., and supported access to 55,000 automated teller machines as of March 18, 2022.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
MainStreet Bancshares, Inc. (MNSB)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
MainStreet Bancshares, Inc. operates as the parent entity for MainStreet Bank, which delivers a comprehensive suite of financial products and services. Its diverse offerings cater to individuals, small to mid-sized businesses, and professional service organizations. The bank provides various deposit accounts, including checking (both standard and interest-bearing, for consumers and businesses), savings, money market, NOW, sweep accounts, and certificates of deposit. Beyond core banking, it offers cash management, wire transfer, check imaging, remote deposit capture, and courier services, alongside internet bill payment and robust online and mobile banking solutions. Lending activities encompass commercial loans for government contracts, plant and equipment, general working capital, contract administration, and acquisitions. Furthermore, MainStreet Bank extends financing for commercial, construction, and residential real estate, as well as consumer loans such as term loans and overdraft protection. Debit and credit cards are also available. Incorporated in 2003 and based in Fairfax, Virginia, the company maintained six branches in Herndon, Fairfax, McLean, Leesburg, Clarendon, and Washington D.C., and supported access to 55,000 automated teller machines as of March 18, 2022.
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