Full history for every metric is available with a Kvantra account
Santander Consumer USA Holdings Inc. (SC)
Key financial summary
Financials in USD| 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Total revenue | $m | 6,068 | 5,816 | 5,717 | 6,060 | 6,573 | 6,744 | 7,105 |
| Operating profit | $m | 2,414 | 5,006 | |||||
| Net profit | $m | 827 | 766 | 1,188 | 916 | 994 | 911 | 3,085 |
| EPS reported | $ | 2.87 | 10.06 | |||||
| Operating cashflow per share | $ | 12.63 | 12.63 | |||||
| Capex per share | $ | 21.67 | 21.67 | |||||
| FCF per share | $ | -9.04 | -9.04 | |||||
| Free cash flow | $m | -2,872 | -1,999 | |||||
| Net debt | $m | 40,934 | 36,235 | |||||
| Book value equity | $m | 5,622 | 7,933 | |||||
| Book value per share | $ | 17.70 | 25.89 | |||||
| Number of shares | m | 317.69 | 306.38 | |||||
| DPS (TTM paid) | $ | 0.44 | 0.00 |
Financial summary
Financials in USD| 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Value | ||||||||
| P/E TTM | x | 7.67 | - | |||||
| P/B LTM | x | 1.24 | 1.61 | |||||
| P/S LTM | x | 1.04 | 1.79 | |||||
| P/FCF LTM | x | -2.44 | -6.38 | |||||
| EV/EBITDA LTM | x | 10.39 | 7.26 | |||||
| EV/Sales LTM | x | 7.12 | 6.89 | |||||
| Earnings Yield LTM | % | 13.04% | 6.89% | |||||
| FCF Yield | % | -41.05% | -15.69% | |||||
| Quality | ||||||||
| ROE | % | 16.20% | 14.08% | |||||
| ROIC | % | 3.76% | 3.76% | |||||
| Operating margin | % | 35.80% | 35.80% | |||||
| Gross margin | % | 100.00% | 100.00% | |||||
| FCF/Sales | % | -42.58% | -42.58% | |||||
| Growth and momentum | ||||||||
| EPS Growth YoY | % | +0.35% | +492.43% | |||||
| Sales Growth YoY | % | +2.59% | +6.24% | |||||
| Net Income Growth YoY | % | -8.39% | +476.02% | |||||
| FCF Growth | % | - | - | |||||
| Operating Profit Growth | % | -10.93% | +147.48% | |||||
| Dividend and capital structure | ||||||||
| Dividend Yield | % | 2.00% | 0.00% | |||||
| Dividend Growth | % | -47.62% | - | |||||
| Payout Ratio | % | 15.35% | 0.00% | |||||
| FCF/Debt | x | -0.07 | -0.05 | |||||
| Net Debt/EBITDA | x | 8.87 | 8.87 | |||||
| EBIT/Net interest | x | 2.00 | 2.00 | |||||
| Net debt/market cap | % | 585.15% | 284.30% | |||||
| Net debt/Equity | x | 7.28 | 4.57 | |||||
| Gross debt/equity | x | 7.32 | 4.84 | |||||
Company overview
Santander Consumer USA Holdings Inc. (SC) is a specialized financial institution primarily focused on consumer finance, providing vehicle financing and third-party servicing solutions throughout the United States. Its comprehensive offerings include various financial products for vehicles, such as retail installment contracts and leasing arrangements. The company also extends credit to dealerships, supporting needs like inventory purchases, construction projects, real estate acquisitions, working capital, and flexible revolving lines of credit. Beyond traditional automobiles, Santander Consumer USA finances recreational vehicles and marine craft. It directly originates vehicle loans through its online platform, RoadLoans.com, and also acquires existing vehicle retail installment contracts from other lenders. Furthermore, the company offers portfolio management and servicing for automobile, recreational, and marine vehicle loans on behalf of other financial entities. Its services also encompass the creation of private-label loans and leases, the provision of personal loans, and point-of-sale financing options. Founded in 1995, Santander Consumer USA Holdings Inc. is headquartered in Dallas, Texas, and operates as a subsidiary of Santander Holdings USA, Inc.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Santander Consumer USA Holdings Inc. (SC)
Santander Consumer USA Holdings Inc. (SC) is a specialized financial institution primarily focused on consumer finance, providing vehicle financing and third-party servicing solutions throughout the United States. Its comprehensive offerings include various financial products for vehicles, such as retail installment contracts and leasing arrangements. The company also extends credit to dealerships, supporting needs like inventory purchases, construction projects, real estate acquisitions, working capital, and flexible revolving lines of credit. Beyond traditional automobiles, Santander Consumer USA finances recreational vehicles and marine craft. It directly originates vehicle loans through its online platform, RoadLoans.com, and also acquires existing vehicle retail installment contracts from other lenders. Furthermore, the company offers portfolio management and servicing for automobile, recreational, and marine vehicle loans on behalf of other financial entities. Its services also encompass the creation of private-label loans and leases, the provision of personal loans, and point-of-sale financing options. Founded in 1995, Santander Consumer USA Holdings Inc. is headquartered in Dallas, Texas, and operates as a subsidiary of Santander Holdings USA, Inc.
Unlock all fundamental data
Sign up for FreeUnlock all fundamental data
Sign up for Free