FirstCash Holdings, Inc (FCFS)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | $m | 1,631 | 1,699 | 2,729 | 3,152 | 3,389 | 3,661 | 4,120 | 4,383 |
| Operating profit | $m | 562 | 664 | ||||||
| Net profit | $m | 107 | 125 | 253 | 219 | 259 | 330 | 388 | 508 |
| EPS reported | $ | 7.42 | 8.76 | ||||||
| Operating cashflow per share | $ | 13.16 | 15.21 | ||||||
| Capex per share | $ | 1.23 | 1.73 | ||||||
| FCF per share | $ | 11.93 | 13.47 | ||||||
| Free cash flow | $m | 531 | 596 | ||||||
| Net debt | $m | 2,443 | 2,285 | ||||||
| Book value equity | $m | 2,277 | 2,322 | ||||||
| Book value per share | $ | 51.13 | 52.47 | ||||||
| Number of shares | m | 44.53 | 44.25 | ||||||
| DPS (TTM paid) | $ | 1.60 | 1.68 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 21.48 | 24.82 | ||||||
| P/B LTM | x | 3.12 | 3.06 | ||||||
| P/S LTM | x | 1.94 | 1.72 | ||||||
| P/FCF LTM | x | 13.36 | 11.90 | ||||||
| EV/EBITDA LTM | x | 9.79 | 8.32 | ||||||
| EV/Sales LTM | x | 2.67 | 2.87 | ||||||
| Earnings Yield LTM | % | +4.66% | +4.03% | ||||||
| FCF Yield | % | +7.48% | +8.40% | ||||||
| Quality | |||||||||
| ROE | % | +14.51% | +17.07% | ||||||
| ROIC | % | +8.29% | +9.42% | ||||||
| Operating margin | % | +15.36% | +16.11% | ||||||
| Gross margin | % | +51.67% | +48.92% | ||||||
| FCF/Sales | % | +14.51% | +14.47% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +29.49% | +52.88% | ||||||
| Sales Growth YoY | % | +8.04% | +21.60% | ||||||
| Net Income Growth YoY | % | +27.65% | +49.97% | ||||||
| FCF Growth | % | +12.58% | +26.40% | ||||||
| Operating Profit Growth | % | +24.82% | +47.37% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +1.00% | +0.78% | ||||||
| Dividend Growth | % | +9.59% | +15.07% | ||||||
| Payout Ratio | % | +21.45% | +18.99% | ||||||
| FCF/Debt | x | 0.19 | 0.22 | ||||||
| Net Debt/EBITDA | x | 2.69 | 2.15 | ||||||
| EBIT/Net interest | x | 4.64 | 4.82 | ||||||
| Net debt/market cap | % | +36.20% | +26.39% | ||||||
| Net debt/Equity | x | 1.07 | 0.98 | ||||||
| Gross debt/equity | x | 1.24 | 1.16 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
FirstCash Holdings, Inc., along with its affiliates, oversees a widespread network of retail pawn shops throughout the United States, Mexico, and other parts of Latin America. These establishments provide monetary loans against a diverse range of personal collateral, including jewelry, electronic devices, tools, home appliances, sporting goods, and musical instruments. They also sell merchandise obtained either from defaulted pawn agreements or through direct cash purchases from customers. Beyond its core pawn operations, the firm processes scrap jewelry and trades valuable commodities such as gold, silver, and diamonds on global markets. As of December 31, 2021, its extensive footprint included 1,081 outlets in the U.S. (including the District of Columbia), 1,656 in Mexico, 60 in Guatemala, 13 in El Salvador, and 15 in Colombia. The company was established in 1988 and maintains its principal executive offices in Fort Worth, Texas.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
FirstCash Holdings, Inc (FCFS)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
FirstCash Holdings, Inc., along with its affiliates, oversees a widespread network of retail pawn shops throughout the United States, Mexico, and other parts of Latin America. These establishments provide monetary loans against a diverse range of personal collateral, including jewelry, electronic devices, tools, home appliances, sporting goods, and musical instruments. They also sell merchandise obtained either from defaulted pawn agreements or through direct cash purchases from customers. Beyond its core pawn operations, the firm processes scrap jewelry and trades valuable commodities such as gold, silver, and diamonds on global markets. As of December 31, 2021, its extensive footprint included 1,081 outlets in the U.S. (including the District of Columbia), 1,656 in Mexico, 60 in Guatemala, 13 in El Salvador, and 15 in Colombia. The company was established in 1988 and maintains its principal executive offices in Fort Worth, Texas.
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