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Sandy Spring Bancorp, Inc. (SASR)
Key financial summary
Financials in USD| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 254 | 405 | 501 | 429 | 136 | 327 | 391 |
| Operating profit | $m | 646 | - | |||||
| Net profit | $m | 116 | 97 | 235 | 166 | 123 | 20 | 20 |
| EPS reported | $ | 0.44 | 0.01 | |||||
| Operating cashflow per share | $ | 1.86 | 1.86 | |||||
| Capex per share | $ | 0.36 | 0.36 | |||||
| FCF per share | $ | 1.50 | 1.50 | |||||
| Free cash flow | $m | 68 | 80 | |||||
| Net debt | $m | 541 | 541 | |||||
| Book value equity | $m | 1,558 | 1,558 | |||||
| Book value per share | $ | 34.44 | 34.44 | |||||
| Number of shares | m | 45.24 | 45.24 | |||||
| DPS (TTM paid) | $ | 1.36 | 1.36 |
Financial summary
Financials in USD| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Value | ||||||||
| P/E TTM | x | 76.61 | - | |||||
| P/B LTM | x | 0.98 | 0.81 | |||||
| P/S LTM | x | 4.64 | 3.23 | |||||
| P/FCF LTM | x | 22.49 | 15.70 | |||||
| EV/EBITDA LTM | x | 3.86 | 23.95 | |||||
| EV/Sales LTM | x | 2.41 | 4.61 | |||||
| Earnings Yield LTM | % | 1.31% | 1.58% | |||||
| FCF Yield | % | 4.45% | 6.37% | |||||
| Quality | ||||||||
| ROE | % | 1.28% | 1.27% | |||||
| ROIC | % | -2.33% | -2.33% | |||||
| Operating margin | % | 96.05% | 96.05% | |||||
| Gross margin | % | 100.00% | 100.00% | |||||
| FCF/Sales | % | 10.05% | 10.05% | |||||
| Growth and momentum | ||||||||
| EPS Growth YoY | % | -83.88% | -83.88% | |||||
| Sales Growth YoY | % | +139.90% | +139.90% | |||||
| Net Income Growth YoY | % | -83.77% | -83.77% | |||||
| FCF Growth | % | -45.45% | -45.45% | |||||
| Operating Profit Growth | % | +293.40% | +293.40% | |||||
| Dividend and capital structure | ||||||||
| Dividend Yield | % | 4.06% | 4.87% | |||||
| Dividend Growth | % | 0.00% | - | |||||
| Payout Ratio | % | 309.19% | 13642.9% | |||||
| FCF/Debt | x | 0.11 | 0.13 | |||||
| Net Debt/EBITDA | x | 0.24 | 0.24 | |||||
| EBIT/Net interest | x | 1.87 | 1.87 | |||||
| Net debt/market cap | % | 35.59% | 42.86% | |||||
| Net debt/Equity | x | 0.35 | 0.35 | |||||
| Gross debt/equity | x | 0.40 | 0.40 | |||||
Company overview
Sandy Spring Bancorp, Inc., serving as the parent entity for Sandy Spring Bank, delivers a comprehensive suite of financial solutions. These include commercial and retail banking, mortgage lending, private banking, and trust services, catering to both individual clients and corporate enterprises. The company's operations are divided into three distinct divisions: Community Banking, Insurance, and Investment Management. The Community Banking division provides a broad spectrum of financial offerings, encompassing diverse loan and deposit options. Its lending portfolio features commercial real estate and construction financing, alongside other business loans. It also extends residential real estate credit and a range of consumer loans, such as home equity loans and lines of credit, installment loans, and personal credit lines. The Insurance segment functions as a general agency, offering various insurance products and annuities, including commercial, personal, and medical liability coverage. Through its Investment Management segment, the firm delivers investment management and financial planning expertise. This includes services like cash flow analysis, investment portfolio review, tax and retirement strategies, insurance assessment, and estate planning, tailored for individuals, families, small businesses, and various organizations. Additionally, it offers personal trust and comprehensive wealth management solutions. The institution maintains a network of roughly 50 branches situated across Maryland, Northern Virginia, and the greater Washington D.C. metropolitan area. Established in 1868, Sandy Spring Bancorp, Inc. has its main office in Olney, Maryland.
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For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Sandy Spring Bancorp, Inc. (SASR)
Sandy Spring Bancorp, Inc., serving as the parent entity for Sandy Spring Bank, delivers a comprehensive suite of financial solutions. These include commercial and retail banking, mortgage lending, private banking, and trust services, catering to both individual clients and corporate enterprises. The company's operations are divided into three distinct divisions: Community Banking, Insurance, and Investment Management. The Community Banking division provides a broad spectrum of financial offerings, encompassing diverse loan and deposit options. Its lending portfolio features commercial real estate and construction financing, alongside other business loans. It also extends residential real estate credit and a range of consumer loans, such as home equity loans and lines of credit, installment loans, and personal credit lines. The Insurance segment functions as a general agency, offering various insurance products and annuities, including commercial, personal, and medical liability coverage. Through its Investment Management segment, the firm delivers investment management and financial planning expertise. This includes services like cash flow analysis, investment portfolio review, tax and retirement strategies, insurance assessment, and estate planning, tailored for individuals, families, small businesses, and various organizations. Additionally, it offers personal trust and comprehensive wealth management solutions. The institution maintains a network of roughly 50 branches situated across Maryland, Northern Virginia, and the greater Washington D.C. metropolitan area. Established in 1868, Sandy Spring Bancorp, Inc. has its main office in Olney, Maryland.
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