River Financial Corp. (RVRF)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 67 | 81 | 91 | 100 | 110 | 132 | 147 | - |
| Operating profit | $m | 55 | 65 | ||||||
| Net profit | $m | 17 | 25 | 28 | 27 | 31 | 42 | 50 | - |
| EPS reported | $ | 5.37 | 6.30 | ||||||
| Operating cashflow per share | $ | 6.93 | 6.99 | ||||||
| Capex per share | $ | 1.09 | 0.72 | ||||||
| FCF per share | $ | 6.18 | 6.71 | ||||||
| Free cash flow | $m | 48 | 55 | ||||||
| Net debt | $m | -517 | -547 | ||||||
| Book value equity | $m | 300 | 317 | ||||||
| Book value per share | $ | 38.26 | 40.44 | ||||||
| Number of shares | m | 7.84 | 7.84 | ||||||
| DPS (TTM paid) | $ | 1.00 | 1.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 7.45 | 7.67 | ||||||
| P/B LTM | x | 1.03 | 0.98 | ||||||
| P/S LTM | x | 2.35 | 2.11 | ||||||
| P/FCF LTM | x | 6.47 | 5.63 | ||||||
| EV/EBITDA LTM | x | 7.38 | 6.32 | ||||||
| EV/Sales LTM | x | 2.05 | 2.24 | ||||||
| Earnings Yield LTM | % | +13.42% | +13.04% | ||||||
| FCF Yield | % | +15.45% | +17.75% | ||||||
| Quality | |||||||||
| ROE | % | +14.04% | +16.68% | ||||||
| ROIC | % | +5.52% | +5.91% | ||||||
| Operating margin | % | +26.25% | +28.68% | ||||||
| Gross margin | % | +60.00% | +61.78% | ||||||
| FCF/Sales | % | +23.05% | +24.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +32.59% | +55.56% | ||||||
| Sales Growth YoY | % | +20.19% | +34.15% | ||||||
| Net Income Growth YoY | % | +34.45% | +58.24% | ||||||
| FCF Growth | % | +45.02% | +66.67% | ||||||
| Operating Profit Growth | % | +32.74% | +57.54% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +1.35% | +2.08% | ||||||
| Dividend Growth | % | +85.19% | +85.19% | ||||||
| Payout Ratio | % | +9.96% | +16.38% | ||||||
| FCF/Debt | x | 0.33 | 0.30 | ||||||
| Net Debt/EBITDA | x | 2.02 | 1.71 | ||||||
| EBIT/Net interest | x | 0.72 | 0.83 | ||||||
| Net debt/market cap | % | +45.34% | +37.54% | ||||||
| Net debt/Equity | x | -1.72 | -1.73 | ||||||
| Gross debt/equity | x | 0.49 | 0.57 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
River Financial Corporation operates as the bank holding company for River Bank & Trust that provides commercial and consumer banking services to small to medium-sized businesses, organizations, entrepreneurs, and individuals in Alabama and the Florida Panhandle. The company accepts demand, time, savings, and other deposits, including negotiable orders of withdrawal accounts, and amortization and prepayments of loans and investment; and interest-bearing transaction accounts, money market accounts, and certificates of deposit. It also offers commercial real estate term loans, residential mortgage loans, and construction and land development loans; home equity lines of credit; commercial and industrial loans; loan approval; and consumer loans that consist of loans to purchase automobiles and other consumer durable goods. In addition, the company provides investment brokerage; commercial and retail online banking, automated bill payment, mobile banking, and remote deposit capture services; and loans and investment amortization and prepayment services. River Financial Corporation was founded in 2006 and is headquartered in Prattville, Alabama.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
River Financial Corp. (RVRF)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
River Financial Corporation operates as the bank holding company for River Bank & Trust that provides commercial and consumer banking services to small to medium-sized businesses, organizations, entrepreneurs, and individuals in Alabama and the Florida Panhandle. The company accepts demand, time, savings, and other deposits, including negotiable orders of withdrawal accounts, and amortization and prepayments of loans and investment; and interest-bearing transaction accounts, money market accounts, and certificates of deposit. It also offers commercial real estate term loans, residential mortgage loans, and construction and land development loans; home equity lines of credit; commercial and industrial loans; loan approval; and consumer loans that consist of loans to purchase automobiles and other consumer durable goods. In addition, the company provides investment brokerage; commercial and retail online banking, automated bill payment, mobile banking, and remote deposit capture services; and loans and investment amortization and prepayment services. River Financial Corporation was founded in 2006 and is headquartered in Prattville, Alabama.
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