Mission Bancorp (MSBC)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 46 | 50 | 62 | 75 | 78 | 83 | 87 | - |
| Operating profit | $m | 38 | 46 | ||||||
| Net profit | $m | 16 | 19 | 24 | 30 | 30 | 27 | 33 | - |
| EPS reported | $ | 9.55 | 11.24 | ||||||
| Operating cashflow per share | $ | 9.94 | 0.00 | ||||||
| Capex per share | $ | 0.16 | 0.00 | ||||||
| FCF per share | $ | 9.78 | 0.00 | ||||||
| Free cash flow | $m | 27 | 0 | ||||||
| Net debt | $m | -142 | -44 | ||||||
| Book value equity | $m | 220 | 237 | ||||||
| Book value per share | $ | 77.74 | 78.88 | ||||||
| Number of shares | m | 2.83 | 3.01 | ||||||
| DPS (TTM paid) | $ | 0.00 | 0.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 9.90 | 12.47 | ||||||
| P/B LTM | x | 1.14 | 1.05 | ||||||
| P/S LTM | x | 3.02 | 2.87 | ||||||
| P/FCF LTM | x | 9.21 | 0.00 | ||||||
| EV/EBITDA LTM | x | 2.79 | 2.36 | ||||||
| EV/Sales LTM | x | 0.96 | 2.55 | ||||||
| Earnings Yield LTM | % | +10.10% | +8.02% | ||||||
| FCF Yield | % | +10.86% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +12.29% | +12.82% | ||||||
| ROIC | % | +10.96% | +1.43% | ||||||
| Operating margin | % | +33.76% | +34.03% | ||||||
| Gross margin | % | +70.91% | +72.26% | ||||||
| FCF/Sales | % | +23.98% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | -11.00% | +4.75% | ||||||
| Sales Growth YoY | % | +5.80% | +11.08% | ||||||
| Net Income Growth YoY | % | -10.17% | +8.33% | ||||||
| FCF Growth | % | -20.60% | -100.00% | ||||||
| Operating Profit Growth | % | -8.94% | +9.08% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 0.00% | 0.00% | ||||||
| Dividend Growth | % | - | - | ||||||
| Payout Ratio | % | 0.00% | 0.00% | ||||||
| FCF/Debt | x | 2.27 | 0.00 | ||||||
| Net Debt/EBITDA | x | -3.65 | -0.96 | ||||||
| EBIT/Net interest | x | 1.26 | 1.33 | ||||||
| Net debt/market cap | % | +4.79% | +3.66% | ||||||
| Net debt/Equity | x | -0.64 | -0.18 | ||||||
| Gross debt/equity | x | 0.05 | 0.05 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Mission Bancorp acts as the holding company for Mission Bank, providing a comprehensive range of banking products and financial services to both individual and business clients throughout California. The bank accepts various deposit types, including checking, savings, NOW, money market, fiduciary, and individual retirement accounts, as well as time deposits and certificates of deposit. It offers a broad spectrum of commercial loans, such as revolving lines of credit, equipment and vehicle financing, permanent working capital, debt consolidation, commercial real estate loans, construction financing, and letters of credit. For the agricultural sector, Mission Bank provides specific financing options like operating and crop lines of credit, livestock loans, farm equipment loans, agricultural real estate loans, and tailored financial assistance for farmers. Additionally, the company facilitates Small Business Administration (SBA) loans for numerous objectives, including the purchase or construction of owner-occupied commercial properties, business expansion or acquisitions, partner or management buyouts, equipment procurement, debt refinancing, inventory acquisition, funding for furniture and machinery, covering business startup costs, and providing general working capital. Beyond lending, Mission Bank offers debit and credit cards, safe deposit box services, merchant card processing, advanced online cash management tools, remote deposit capture, treasury management solutions, and convenient online and mobile banking. They also provide cash vault services and assist with property exchange transactions. Established in 1998, Mission Bancorp operates nine full-service branch locations across California, including single facilities in Shafter, Ventura, San Luis Obispo, and Stockton, two branches in Bakersfield, and three within the Mojave Desert region. The company's headquarters are situated in Bakersfield, California.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Mission Bancorp acts as the holding company for Mission Bank, providing a comprehensive range of banking products and financial services to both individual and business clients throughout California. The bank accepts various deposit types, including checking, savings, NOW, money market, fiduciary, and individual retirement accounts, as well as time deposits and certificates of deposit. It offers a broad spectrum of commercial loans, such as revolving lines of credit, equipment and vehicle financing, permanent working capital, debt consolidation, commercial real estate loans, construction financing, and letters of credit. For the agricultural sector, Mission Bank provides specific financing options like operating and crop lines of credit, livestock loans, farm equipment loans, agricultural real estate loans, and tailored financial assistance for farmers. Additionally, the company facilitates Small Business Administration (SBA) loans for numerous objectives, including the purchase or construction of owner-occupied commercial properties, business expansion or acquisitions, partner or management buyouts, equipment procurement, debt refinancing, inventory acquisition, funding for furniture and machinery, covering business startup costs, and providing general working capital. Beyond lending, Mission Bank offers debit and credit cards, safe deposit box services, merchant card processing, advanced online cash management tools, remote deposit capture, treasury management solutions, and convenient online and mobile banking. They also provide cash vault services and assist with property exchange transactions. Established in 1998, Mission Bancorp operates nine full-service branch locations across California, including single facilities in Shafter, Ventura, San Luis Obispo, and Stockton, two branches in Bakersfield, and three within the Mojave Desert region. The company's headquarters are situated in Bakersfield, California.
Unlock all fundamental data
Sign up for FreeUnlock all fundamental data
Sign up for Free