Public Joint Stock Company ROSBANK is a Russian financial institution offering comprehensive banking services to both individual and corporate clients. Its activities are segmented across Retail Banking, Corporate Banking, and Treasury and Financial Institutions. For private customers, ROSBANK provides essential products like current and savings accounts, various deposit options, investment savings solutions, credit and debit cards, consumer loans, and mortgage financing. Corporate clients benefit from a suite of services, including overdrafts, diverse loan facilities, and sophisticated derivative products. The bank further supports businesses with leasing, cash management, payroll processing, and documentary operation services. Beyond these, ROSBANK facilitates transaction services, extensive trade finance solutions (such as ruble and foreign currency bank guarantees, documentary letters of credit, transaction structuring, and advisory), and investment banking expertise. It also plays a role in payment systems sponsorship. Additional corporate offerings include specialized business cash management, dedicated corporate lending, and factoring services. The institution actively participates in foreign exchange and money market operations, delivering investment and risk management solutions like hedging, capital market access, and brokerage and research services. Supplementary services extend to asset management, telecommunication, internet banking, and ATM facilities. ROSBANK primarily focuses on serving medium-sized businesses in the trade, finance, and technology sectors. Established in 1993 and headquartered in Moscow, Russia, the company operated through 10 branches as of December 31, 2020, and functions as a subsidiary of Société Générale S.A.