The Bancorp, Inc. (TBBK)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 279 | 316 | 354 | 456 | 535 | 515 | 592 | - |
| Operating profit | $m | 303 | 308 | ||||||
| Net profit | $m | 80 | 111 | 130 | 192 | 218 | 228 | 232 | 278 |
| EPS reported | $ | 4.92 | 5.32 | ||||||
| Operating cashflow per share | $ | 5.79 | 4.02 | ||||||
| Capex per share | $ | 0.15 | 0.07 | ||||||
| FCF per share | $ | 5.64 | 3.95 | ||||||
| Free cash flow | $m | 258 | 164 | ||||||
| Net debt | $m | 91 | -666 | ||||||
| Book value equity | $m | 690 | 705 | ||||||
| Book value per share | $ | 14.86 | 16.88 | ||||||
| Number of shares | m | 46.42 | 41.79 | ||||||
| DPS (TTM paid) | $ | 0.00 | 0.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 13.72 | 9.24 | ||||||
| P/B LTM | x | 4.48 | 4.38 | ||||||
| P/S LTM | x | 6.01 | 5.22 | ||||||
| P/FCF LTM | x | 11.98 | 18.89 | ||||||
| EV/EBITDA LTM | x | 10.40 | 10.28 | ||||||
| EV/Sales LTM | x | 4.64 | 5.04 | ||||||
| Earnings Yield LTM | % | +7.29% | +10.82% | ||||||
| FCF Yield | % | +8.35% | +5.29% | ||||||
| Quality | |||||||||
| ROE | % | +33.08% | +32.32% | ||||||
| ROIC | % | +19.23% | +2.52% | ||||||
| Operating margin | % | +43.89% | +40.65% | ||||||
| Gross margin | % | +74.26% | +70.41% | ||||||
| FCF/Sales | % | +37.35% | +21.61% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +14.69% | +24.01% | ||||||
| Sales Growth YoY | % | -3.77% | +10.77% | ||||||
| Net Income Growth YoY | % | +4.91% | +6.62% | ||||||
| FCF Growth | % | +15.83% | -26.52% | ||||||
| Operating Profit Growth | % | +3.72% | +5.36% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 0.00% | 0.00% | ||||||
| Dividend Growth | % | - | - | ||||||
| Payout Ratio | % | 0.00% | 0.00% | ||||||
| FCF/Debt | x | 1.15 | 0.17 | ||||||
| Net Debt/EBITDA | x | 0.36 | 3.05 | ||||||
| EBIT/Net interest | x | 1.72 | 1.87 | ||||||
| Net debt/market cap | % | +7.23% | +33.46% | ||||||
| Net debt/Equity | x | 0.13 | -0.94 | ||||||
| Gross debt/equity | x | 0.32 | 1.36 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
The Bancorp, Inc. operates as the parent financial company for The Bancorp Bank, providing a comprehensive range of banking products and services across the United States. Its diverse offerings include various deposit accounts, such as checking, savings, money market, and commercial options, alongside prepaid and debit card solutions. The company extends credit through lines of credit secured by both securities and the cash value of insurance policies. Additionally, it offers institutional banking services, real estate bridge lending, Small Business Administration (SBA) loans, commercial mortgage-backed loans, and commercial real estate financing. Leasing services are a significant part of its portfolio, covering vehicle fleets, other equipment, and specialized commercial vehicles like trucks. The Bancorp, Inc. also specializes in private label banking, processes credit and debit card payments for independent service organizations, and provides full-service internet banking. Incorporated in 1999, the company's headquarters are located in Wilmington, Delaware.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
The Bancorp, Inc. (TBBK)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
The Bancorp, Inc. operates as the parent financial company for The Bancorp Bank, providing a comprehensive range of banking products and services across the United States. Its diverse offerings include various deposit accounts, such as checking, savings, money market, and commercial options, alongside prepaid and debit card solutions. The company extends credit through lines of credit secured by both securities and the cash value of insurance policies. Additionally, it offers institutional banking services, real estate bridge lending, Small Business Administration (SBA) loans, commercial mortgage-backed loans, and commercial real estate financing. Leasing services are a significant part of its portfolio, covering vehicle fleets, other equipment, and specialized commercial vehicles like trucks. The Bancorp, Inc. also specializes in private label banking, processes credit and debit card payments for independent service organizations, and provides full-service internet banking. Incorporated in 1999, the company's headquarters are located in Wilmington, Delaware.
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