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QNB Finansbank A.S. (QNBFB.IS)
Key financial summary
Financials in TRY| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | ||
|---|---|---|---|---|---|---|---|
| Total net revenue | TRY bn | -0 | -2 | 3 | -0 | 18 | -16 |
| Operating profit | TRY bn | 39 | |||||
| Net profit | TRY bn | 3 | 3 | 3 | 4 | 17 | 33 |
| EPS reported | TRY | 9.90 | |||||
| Operating cashflow per share | TRY | 14.25 | |||||
| Capex per share | TRY | 2.16 | |||||
| FCF per share | TRY | 12.09 | |||||
| Free cash flow | TRY bn | 40 | |||||
| Net debt | TRY bn | 52 | |||||
| Book value equity | TRY bn | 82 | |||||
| Book value per share | TRY | 24.36 | |||||
| Number of shares | m | 3,350 | |||||
| DPS (TTM paid) | TRY | 0.00 |
Financial summary
Financials in TRY| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | ||
|---|---|---|---|---|---|---|---|
| Value | |||||||
| P/E TTM | x | 29.07 | |||||
| P/B LTM | x | 12.31 | |||||
| P/S LTM | x | -60.93 | |||||
| P/FCF LTM | x | 24.82 | |||||
| EV/EBITDA LTM | x | 26.09 | |||||
| EV/Sales LTM | x | 14.15 | |||||
| Earnings Yield LTM | % | 3.44% | |||||
| FCF Yield | % | 4.03% | |||||
| Quality | |||||||
| ROE | % | 40.64% | |||||
| ROIC | % | -11.16% | |||||
| Operating margin | % | 52.48% | |||||
| Gross margin | % | 100.00% | |||||
| FCF/Sales | % | 54.16% | |||||
| Growth and momentum | |||||||
| EPS Growth YoY | % | +92.61% | |||||
| Sales Growth YoY | % | - | |||||
| Net Income Growth YoY | % | +92.60% | |||||
| FCF Growth | % | +58.53% | |||||
| Operating Profit Growth | % | -24.88% | |||||
| Dividend and capital structure | |||||||
| Dividend Yield | % | 0.00% | |||||
| Dividend Growth | % | 0.00% | |||||
| Payout Ratio | % | 0.00% | |||||
| FCF/Debt | x | 0.17 | |||||
| Net Debt/EBITDA | x | 1.31 | |||||
| EBIT/Net interest | x | 0.43 | |||||
| Net debt/market cap | % | 5.16% | |||||
| Net debt/Equity | x | 0.64 | |||||
| Gross debt/equity | x | 2.93 | |||||
Company overview
QNB Finansbank A.S. operates as a comprehensive financial institution in Turkey, delivering a wide spectrum of banking and financial services. The bank facilitates various deposit accounts, including savings, time, and demand options, and provides diverse lending solutions such as consumer, vehicle, and housing loans. Its product portfolio extends to investment and cash flow instruments, credit cards, and insurance offerings like pension and life policies. Specialized financing for businesses includes structured, project, and foreign trade products. Customers can engage in capital markets through fixed income instruments, mutual funds, equities, derivative transactions, and forward and option agreements, with access to options markets, international markets, and leveraged purchase/sale transactions. Additionally, the company offers essential services such as overdraft facilities, automatic account management, investment fund administration, investment advisory, cash management, and dedicated corporate and small and medium-sized enterprises (SME) banking services, complemented by brokerage and research capabilities. QNB Finansbank is also active in financial instruments trading and treasury operations. As of December 31, 2021, its operational network comprised 442 domestic branches, one offshore branch, and one airport branch. Founded in 1987 and based in Istanbul, Turkey, the company was formerly known as Finansbank A.S. until its name change to QNB Finansbank A.S. in January 2018. It is a subsidiary of Qatar National Bank (Q.P.S.C.).
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For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
QNB Finansbank A.S. (QNBFB.IS)
QNB Finansbank A.S. operates as a comprehensive financial institution in Turkey, delivering a wide spectrum of banking and financial services. The bank facilitates various deposit accounts, including savings, time, and demand options, and provides diverse lending solutions such as consumer, vehicle, and housing loans. Its product portfolio extends to investment and cash flow instruments, credit cards, and insurance offerings like pension and life policies. Specialized financing for businesses includes structured, project, and foreign trade products. Customers can engage in capital markets through fixed income instruments, mutual funds, equities, derivative transactions, and forward and option agreements, with access to options markets, international markets, and leveraged purchase/sale transactions. Additionally, the company offers essential services such as overdraft facilities, automatic account management, investment fund administration, investment advisory, cash management, and dedicated corporate and small and medium-sized enterprises (SME) banking services, complemented by brokerage and research capabilities. QNB Finansbank is also active in financial instruments trading and treasury operations. As of December 31, 2021, its operational network comprised 442 domestic branches, one offshore branch, and one airport branch. Founded in 1987 and based in Istanbul, Turkey, the company was formerly known as Finansbank A.S. until its name change to QNB Finansbank A.S. in January 2018. It is a subsidiary of Qatar National Bank (Q.P.S.C.).
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