Full history for every metric is available with a Kvantra account
Key financial summary
Financials in EUR| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | €m | 3,984 | 6,356 | 5,366 | 6,302 | 6,386 | 5,303 | 6,620 | - |
| Operating profit | €m | 1,368 | 1,607 | ||||||
| Net profit | €m | -742 | 1,048 | 850 | 1,595 | 1,531 | 1,201 | 1,376 | 1,551 |
| EPS reported | € | 1.15 | 1.35 | ||||||
| Operating cashflow per share | € | 4.11 | 6.13 | ||||||
| Capex per share | € | 0.48 | 0.20 | ||||||
| FCF per share | € | 3.63 | 5.93 | ||||||
| Free cash flow | €m | 3,523 | 5,635 | ||||||
| Net debt | €m | -13,754 | -7,650 | ||||||
| Book value equity | €m | 12,917 | 11,827 | ||||||
| Book value per share | € | 13.30 | 12.45 | ||||||
| Number of shares | m | 971 | 950 | ||||||
| DPS (TTM paid) | € | 0.70 | 0.84 |
Financial summary
Financials in EUR| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 14.24 | - | ||||||
| P/B LTM | x | 1.23 | 1.48 | ||||||
| P/S LTM | x | 3.00 | 2.65 | ||||||
| P/FCF LTM | x | 4.51 | 3.11 | ||||||
| EV/EBITDA LTM | x | 1.64 | 5.64 | ||||||
| EV/Sales LTM | x | 0.33 | 1.50 | ||||||
| Earnings Yield LTM | % | 7.02% | 7.84% | ||||||
| FCF Yield | % | 22.15% | 32.11% | ||||||
| Quality | |||||||||
| ROE | % | 9.30% | 11.12% | ||||||
| ROIC | % | 2.13% | 0.80% | ||||||
| Operating margin | % | 19.06% | 19.63% | ||||||
| Gross margin | % | 69.84% | 79.07% | ||||||
| FCF/Sales | % | 49.07% | 68.84% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | -19.01% | +13.45% | ||||||
| Sales Growth YoY | % | -16.96% | +24.09% | ||||||
| Net Income Growth YoY | % | -21.55% | +9.03% | ||||||
| FCF Growth | % | +66.26% | +555.61% | ||||||
| Operating Profit Growth | % | -24.88% | +9.32% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 3.23% | 4.56% | ||||||
| Dividend Growth | % | +11.11% | +58.49% | ||||||
| Payout Ratio | % | 45.94% | 42.71% | ||||||
| FCF/Debt | x | 0.34 | 0.44 | ||||||
| Net Debt/EBITDA | x | -7.98 | -4.36 | ||||||
| EBIT/Net interest | x | 0.73 | 1.03 | ||||||
| Net debt/market cap | % | -86.48% | -43.59% | ||||||
| Net debt/Equity | x | -1.06 | -0.65 | ||||||
| Gross debt/equity | x | 0.81 | 1.09 | ||||||
ETFs that hold Bank of Ireland Group
| Fund | Ticker | Position# | Weight |
|---|---|---|---|
| iShares MSCI Ireland ETF | EIRL | 2 | 15.16% |
Funds with Bank of Ireland Group among their ten largest holdings, largest fund first.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
Company overview
Bank of Ireland Group plc delivers a comprehensive range of banking and financial services. The company's operations are segmented across Retail Ireland, Wealth and Insurance, Retail UK, and Corporate and Treasury. Its offerings encompass various deposit accounts, such as current, savings, and business accounts. The institution provides diverse lending products, including personal loans for vehicles, home improvements, graduates, and students, alongside overdraft facilities. For commercial and agricultural clients, it extends financing options like standard business and farming loans, specialized BREXIT loans, invoice finance, hire purchase, and leasing services. Additionally, the bank facilitates international payments and issues credit cards. Its protection and insurance portfolio includes mortgage protection, life cover, specified illness and income protection for both individuals and families, as well as home, car, and travel insurance. Bank of Ireland also manages pensions, investments, foreign exchange services, and treasury deposits. Further specialized services include bespoke personal products, private banking, and financing for leveraged acquisitions and property development. Founded in 1783, Bank of Ireland Group plc is headquartered in Dublin, Ireland.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Bank of Ireland Group plc (BIRG.IR)
| Fund | Ticker | Position# | Weight |
|---|---|---|---|
| iShares MSCI Ireland ETF | EIRL | 2 | 15.16% |
Funds with Bank of Ireland Group among their ten largest holdings, largest fund first.
Based on consensus from external analysts. Not Kvantra's opinion.
Bank of Ireland Group plc delivers a comprehensive range of banking and financial services. The company's operations are segmented across Retail Ireland, Wealth and Insurance, Retail UK, and Corporate and Treasury. Its offerings encompass various deposit accounts, such as current, savings, and business accounts. The institution provides diverse lending products, including personal loans for vehicles, home improvements, graduates, and students, alongside overdraft facilities. For commercial and agricultural clients, it extends financing options like standard business and farming loans, specialized BREXIT loans, invoice finance, hire purchase, and leasing services. Additionally, the bank facilitates international payments and issues credit cards. Its protection and insurance portfolio includes mortgage protection, life cover, specified illness and income protection for both individuals and families, as well as home, car, and travel insurance. Bank of Ireland also manages pensions, investments, foreign exchange services, and treasury deposits. Further specialized services include bespoke personal products, private banking, and financing for leveraged acquisitions and property development. Founded in 1783, Bank of Ireland Group plc is headquartered in Dublin, Ireland.
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