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Pacific Premier Bancorp, Inc. (PPBI)
Key financial summary
Financials in USD| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 463 | 622 | 750 | 763 | 409 | 568 | 530 |
| Operating profit | $m | 212 | 189 | |||||
| Net profit | $m | 160 | 60 | 340 | 284 | 31 | 159 | 138 |
| EPS reported | $ | 1.65 | 1.42 | |||||
| Operating cashflow per share | $ | 2.39 | 0.82 | |||||
| Capex per share | $ | 0.04 | 0.03 | |||||
| FCF per share | $ | 2.36 | 0.79 | |||||
| Free cash flow | $m | 223 | 176 | |||||
| Net debt | $m | -1,135 | -1,564 | |||||
| Book value equity | $m | 2,956 | 2,975 | |||||
| Book value per share | $ | 31.22 | 31.33 | |||||
| Number of shares | m | 94.68 | 94.97 | |||||
| DPS (TTM paid) | $ | 1.32 | 0.00 |
Financial summary
Financials in USD| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Value | ||||||||
| P/E TTM | x | 15.10 | - | |||||
| P/B LTM | x | 0.80 | 0.80 | |||||
| P/S LTM | x | 4.15 | 4.48 | |||||
| P/FCF LTM | x | 10.58 | 13.48 | |||||
| EV/EBITDA LTM | x | 8.58 | 3.98 | |||||
| EV/Sales LTM | x | 2.37 | 1.53 | |||||
| Earnings Yield LTM | % | 6.62% | 2.93% | |||||
| FCF Yield | % | 9.45% | 7.42% | |||||
| Quality | ||||||||
| ROE | % | 5.37% | 2.29% | |||||
| ROIC | % | 4.60% | -0.62% | |||||
| Operating margin | % | 24.90% | 25.04% | |||||
| Gross margin | % | 65.97% | 68.87% | |||||
| FCF/Sales | % | 26.11% | 19.46% | |||||
| Growth and momentum | ||||||||
| EPS Growth YoY | % | +432.26% | - | |||||
| Sales Growth YoY | % | +38.68% | +48.50% | |||||
| Net Income Growth YoY | % | +414.72% | - | |||||
| FCF Growth | % | -8.83% | -9.03% | |||||
| Operating Profit Growth | % | +524.16% | - | |||||
| Dividend and capital structure | ||||||||
| Dividend Yield | % | 5.39% | 0.00% | |||||
| Dividend Growth | % | 0.00% | - | |||||
| Payout Ratio | % | 80.04% | 94.67% | |||||
| FCF/Debt | x | 0.82 | 1.42 | |||||
| Net Debt/EBITDA | x | -1.44 | -0.42 | |||||
| EBIT/Net interest | x | 0.74 | 0.77 | |||||
| Net debt/market cap | % | -48.14% | -65.84% | |||||
| Net debt/Equity | x | -0.38 | -0.53 | |||||
| Gross debt/equity | x | 0.09 | 0.04 | |||||
Company overview
Pacific Premier Bancorp, Inc., established in 1983 and headquartered in Irvine, California, serves as the parent company for Pacific Premier Bank. This financial institution offers a comprehensive range of banking services to a diverse client base, including businesses, professionals, real estate investors, and non-profit organizations. Its deposit offerings include checking, money market, and savings accounts, as well as certificates of deposit. The bank's extensive lending portfolio covers commercial real estate (both owner-occupied and non-owner-occupied), multifamily properties, construction and land development, franchise real estate-backed loans, and various Small Business Administration (SBA) programs, such as the Paycheck Protection Program. Further lending options comprise revolving credit lines, term and seasonal loans, loans secured by liquid assets, one-to-four family residential mortgages, home equity lines of credit, savings account-secured loans, and auto loans. Additionally, the company provides cash management, electronic banking, treasury management, and online bill payment services. Pacific Premier Bancorp operates through 61 full-service branch locations across Arizona, California, Nevada, Oregon, and Washington.
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For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Pacific Premier Bancorp, Inc. (PPBI)
Pacific Premier Bancorp, Inc., established in 1983 and headquartered in Irvine, California, serves as the parent company for Pacific Premier Bank. This financial institution offers a comprehensive range of banking services to a diverse client base, including businesses, professionals, real estate investors, and non-profit organizations. Its deposit offerings include checking, money market, and savings accounts, as well as certificates of deposit. The bank's extensive lending portfolio covers commercial real estate (both owner-occupied and non-owner-occupied), multifamily properties, construction and land development, franchise real estate-backed loans, and various Small Business Administration (SBA) programs, such as the Paycheck Protection Program. Further lending options comprise revolving credit lines, term and seasonal loans, loans secured by liquid assets, one-to-four family residential mortgages, home equity lines of credit, savings account-secured loans, and auto loans. Additionally, the company provides cash management, electronic banking, treasury management, and online bill payment services. Pacific Premier Bancorp operates through 61 full-service branch locations across Arizona, California, Nevada, Oregon, and Washington.
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