Inter & Co, Inc. (INTR)
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No price history available.
Key financial summary
Financials in BRL| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | BRL m | 948 | 2,222 | 3,563 | 4,753 | 6,400 | 8,401 | 9,732 | - |
| Operating profit | BRL m | 1,624 | 1,883 | ||||||
| Net profit | BRL m | 18 | -73 | -11 | 302 | 907 | 1,312 | 1,536 | 1,744 |
| EPS reported | BRL | 2.90 | 3.49 | ||||||
| Operating cashflow per share | BRL | 7.06 | 5.10 | ||||||
| Capex per share | BRL | 0.24 | 0.17 | ||||||
| FCF per share | BRL | 6.81 | 4.21 | ||||||
| Free cash flow | BRL m | 2,999 | -2,651 | ||||||
| Net debt | BRL m | 18,520 | 22,196 | ||||||
| Book value equity | BRL m | 10,164 | 10,509 | ||||||
| Book value per share | BRL | 23.09 | 23.47 | ||||||
| Number of shares | m | 440.23 | 447.78 | ||||||
| DPS (TTM paid) | BRL | 0.59 | 0.59 |
Financial summary
Financials in BRL| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 16.06 | 7.76 | ||||||
| P/B LTM | x | 2.01 | 1.95 | ||||||
| P/S LTM | x | 2.43 | 2.10 | ||||||
| P/FCF LTM | x | 6.82 | -7.71 | ||||||
| EV/EBITDA LTM | x | 19.89 | 17.99 | ||||||
| EV/Sales LTM | x | 2.72 | 2.04 | ||||||
| Earnings Yield LTM | % | +6.23% | +12.89% | ||||||
| FCF Yield | % | +14.67% | -12.96% | ||||||
| Quality | |||||||||
| ROE | % | +12.91% | +15.20% | ||||||
| ROIC | % | +1.42% | +1.59% | ||||||
| Operating margin | % | +11.30% | +11.27% | ||||||
| Gross margin | % | +41.62% | +40.41% | ||||||
| FCF/Sales | % | +20.86% | +11.12% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +40.10% | +68.60% | ||||||
| Sales Growth YoY | % | +31.26% | +52.06% | ||||||
| Net Income Growth YoY | % | +44.67% | +69.35% | ||||||
| FCF Growth | % | -7.72% | - | ||||||
| Operating Profit Growth | % | +34.73% | +56.16% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +1.17% | +2.18% | ||||||
| Dividend Growth | % | +28.62% | +28.62% | ||||||
| Payout Ratio | % | +18.71% | +38.83% | ||||||
| FCF/Debt | x | 0.10 | -0.08 | ||||||
| Net Debt/EBITDA | x | 9.48 | 10.22 | ||||||
| EBIT/Net interest | x | 0.27 | 0.27 | ||||||
| Net debt/market cap | % | +1.44% | +2.72% | ||||||
| Net debt/Equity | x | 1.82 | 2.11 | ||||||
| Gross debt/equity | x | 2.92 | 3.10 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Inter & Co, Inc., a Brazilian enterprise established in 1994 and headquartered in Belo Horizonte, conducts a broad array of operations through its subsidiary companies. Its diverse business model encompasses banking, investment services, insurance intermediation, e-commerce, asset administration, and various support services. The company's Banking division delivers a full suite of financial products, including current accounts, payment cards, deposit options, credit and lending facilities, alongside other related financial solutions. Within its Securities segment, Inter & Co handles the acquisition, divestment, and safekeeping of financial instruments. It also provides portfolio management services and is responsible for establishing, organizing, and managing investment funds. The Insurance Brokerage arm offers an extensive selection of insurance policies, covering areas such as life, property, automobiles, financial protection, lost or stolen credit cards, dental care, warranties, travel, and credit protection. Its Marketplace unit manages a digital platform where customers can access and purchase a variety of goods and services. The Asset Management segment is dedicated to the oversight and administration of investment portfolios and other client assets. Lastly, the Services division focuses on activities like gathering and managing personal data, developing and licensing software solutions (both bespoke and off-the-shelf), and offering technical assistance, maintenance, and other information technology services.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Inter & Co, Inc., a Brazilian enterprise established in 1994 and headquartered in Belo Horizonte, conducts a broad array of operations through its subsidiary companies. Its diverse business model encompasses banking, investment services, insurance intermediation, e-commerce, asset administration, and various support services. The company's Banking division delivers a full suite of financial products, including current accounts, payment cards, deposit options, credit and lending facilities, alongside other related financial solutions. Within its Securities segment, Inter & Co handles the acquisition, divestment, and safekeeping of financial instruments. It also provides portfolio management services and is responsible for establishing, organizing, and managing investment funds. The Insurance Brokerage arm offers an extensive selection of insurance policies, covering areas such as life, property, automobiles, financial protection, lost or stolen credit cards, dental care, warranties, travel, and credit protection. Its Marketplace unit manages a digital platform where customers can access and purchase a variety of goods and services. The Asset Management segment is dedicated to the oversight and administration of investment portfolios and other client assets. Lastly, the Services division focuses on activities like gathering and managing personal data, developing and licensing software solutions (both bespoke and off-the-shelf), and offering technical assistance, maintenance, and other information technology services.
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