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Professional Holding Corp. (PFHD)
Key financial summary
Financials in USD| 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 15 | 18 | 20 | 55 | 71 | 81 | 81 |
| Operating profit | $m | 42 | 42 | |||||
| Net profit | $m | 2 | 2 | 2 | 8 | 21 | 22 | 22 |
| EPS reported | $ | 1.59 | 1.57 | |||||
| Operating cashflow per share | $ | 0.00 | 1.29 | |||||
| Capex per share | $ | 0.00 | 0.07 | |||||
| FCF per share | $ | 0.00 | 1.22 | |||||
| Free cash flow | $m | - | 20 | |||||
| Net debt | $m | -170 | -170 | |||||
| Book value equity | $m | 245 | 245 | |||||
| Book value per share | $ | 17.65 | 17.10 | |||||
| Number of shares | m | 13.9 | 14.35 | |||||
| DPS (TTM paid) | $ | 0.00 | 0.00 |
Financial summary
Financials in USD| 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Value | ||||||||
| P/E TTM | x | 17.45 | - | |||||
| P/B LTM | x | 1.57 | 1.68 | |||||
| P/S LTM | x | 4.78 | 5.10 | |||||
| P/FCF LTM | x | 0.00 | 20.52 | |||||
| EV/EBITDA LTM | x | 8.98 | 6.10 | |||||
| EV/Sales LTM | x | 4.07 | 2.99 | |||||
| Earnings Yield LTM | % | 5.73% | 5.56% | |||||
| FCF Yield | % | 0.00% | 4.87% | |||||
| Quality | ||||||||
| ROE | % | 9.03% | 9.29% | |||||
| ROIC | % | 6.34% | 6.34% | |||||
| Operating margin | % | 45.08% | 45.08% | |||||
| Gross margin | % | 100.00% | 100.00% | |||||
| FCF/Sales | % | 0.00% | 18.10% | |||||
| Growth and momentum | ||||||||
| EPS Growth YoY | % | 0.00% | 0.00% | |||||
| Sales Growth YoY | % | +13.34% | +13.34% | |||||
| Net Income Growth YoY | % | +3.67% | +3.67% | |||||
| FCF Growth | % | - | -12.43% | |||||
| Operating Profit Growth | % | +25.27% | +25.27% | |||||
| Dividend and capital structure | ||||||||
| Dividend Yield | % | 0.00% | 0.00% | |||||
| Dividend Growth | % | 0.00% | 0.00% | |||||
| Payout Ratio | % | 0.00% | 0.00% | |||||
| FCF/Debt | x | - | 0.13 | |||||
| Net Debt/EBITDA | x | -0.08 | -0.08 | |||||
| EBIT/Net interest | x | 3.20 | 3.20 | |||||
| Net debt/market cap | % | -44.08% | -41.34% | |||||
| Net debt/Equity | x | -0.69 | -0.69 | |||||
| Gross debt/equity | x | 0.62 | 0.62 | |||||
Company overview
Professional Holding Corp. conducts its core operations primarily via its subsidiary, Professional Bank. This institution extends a wide array of banking products and financial services to small and mid-sized enterprises, various professionals, and entrepreneurs. Its deposit portfolio encompasses checking, NOW, savings, and money market accounts, alongside IRAs and certificates of deposit. For borrowers, the company offers a suite of lending options, including commercial loans, residential mortgages, home equity lines of credit, installment loans, and consumer lines of credit. Clients also benefit from convenient online and mobile banking capabilities, complemented by specialized cash and treasury management services. The corporation maintains a physical presence through eleven branch locations distributed across Miami, Broward, and Palm Beach counties. Further expanding its reach, it operates a digital innovation center in Cleveland, Ohio, and has loan production offices situated in St. Pete and Jacksonville, Florida, as well as in Bedford, New Hampshire. Established in 2008, Professional Holding Corp. has its headquarters located in Coral Gables, Florida.
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For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Professional Holding Corp. (PFHD)
Professional Holding Corp. conducts its core operations primarily via its subsidiary, Professional Bank. This institution extends a wide array of banking products and financial services to small and mid-sized enterprises, various professionals, and entrepreneurs. Its deposit portfolio encompasses checking, NOW, savings, and money market accounts, alongside IRAs and certificates of deposit. For borrowers, the company offers a suite of lending options, including commercial loans, residential mortgages, home equity lines of credit, installment loans, and consumer lines of credit. Clients also benefit from convenient online and mobile banking capabilities, complemented by specialized cash and treasury management services. The corporation maintains a physical presence through eleven branch locations distributed across Miami, Broward, and Palm Beach counties. Further expanding its reach, it operates a digital innovation center in Cleveland, Ohio, and has loan production offices situated in St. Pete and Jacksonville, Florida, as well as in Bedford, New Hampshire. Established in 2008, Professional Holding Corp. has its headquarters located in Coral Gables, Florida.
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