Investar Holding Corporation (ISTR)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 86 | 96 | 108 | 82 | 82 | 90 | 117 | - |
| Operating profit | $m | 28 | 36 | ||||||
| Net profit | $m | 14 | 8 | 36 | 17 | 20 | 23 | 34 | 34 |
| EPS reported | $ | 2.08 | 2.38 | ||||||
| Operating cashflow per share | $ | 1.85 | 1.94 | ||||||
| Capex per share | $ | 0.14 | 0.15 | ||||||
| FCF per share | $ | 1.71 | 1.78 | ||||||
| Free cash flow | $m | 17 | 25 | ||||||
| Net debt | $m | -244 | -341 | ||||||
| Book value equity | $m | 301 | 420 | ||||||
| Book value per share | $ | 28.38 | 28.65 | ||||||
| Number of shares | m | 10.61 | 14.66 | ||||||
| DPS (TTM paid) | $ | 0.44 | 0.57 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 12.85 | 12.32 | ||||||
| P/B LTM | x | 0.87 | 0.63 | ||||||
| P/S LTM | x | 2.91 | 2.25 | ||||||
| P/FCF LTM | x | 15.61 | 10.52 | ||||||
| EV/EBITDA LTM | x | 12.71 | 9.97 | ||||||
| EV/Sales LTM | x | 2.53 | 2.90 | ||||||
| Earnings Yield LTM | % | +7.78% | +8.12% | ||||||
| FCF Yield | % | +6.40% | +9.51% | ||||||
| Quality | |||||||||
| ROE | % | +7.61% | +9.39% | ||||||
| ROIC | % | -2.84% | +4.57% | ||||||
| Operating margin | % | +18.12% | +19.27% | ||||||
| Gross margin | % | +60.96% | +61.74% | ||||||
| FCF/Sales | % | +10.97% | +13.25% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +1.46% | +16.10% | ||||||
| Sales Growth YoY | % | +9.51% | +41.76% | ||||||
| Net Income Growth YoY | % | +13.10% | +65.97% | ||||||
| FCF Growth | % | +9.16% | +62.04% | ||||||
| Operating Profit Growth | % | +13.95% | +48.84% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +1.81% | +1.45% | ||||||
| Dividend Growth | % | +6.10% | +39.02% | ||||||
| Payout Ratio | % | +21.55% | +20.59% | ||||||
| FCF/Debt | x | 0.11 | 0.13 | ||||||
| Net Debt/EBITDA | x | 4.12 | 3.13 | ||||||
| EBIT/Net interest | x | 0.44 | 0.51 | ||||||
| Net debt/market cap | % | +58.12% | +45.67% | ||||||
| Net debt/Equity | x | -0.81 | -0.81 | ||||||
| Gross debt/equity | x | 0.51 | 0.46 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Investar Holding Corporation acts as the parent company for Investar Bank, delivering a wide spectrum of financial products and services. The bank caters to both individual clients and small to mid-sized businesses throughout South Louisiana. Its offerings include a diverse suite of deposit accounts such as savings, checking, money market, and individual retirement accounts, along with various certificates of deposit. Customers also benefit from contemporary banking tools like debit cards and mobile banking platforms. Investar Bank provides extensive lending options, spanning commercial real estate, commercial and industrial loans (including working capital lines and equipment financing), and construction loans for commercial, single-family residential, and multi-family developments. Residential lending for one-to-four family properties, such as second mortgages, is also available, alongside a variety of consumer loans for personal, family, and household needs, including secured and unsecured installment loans, home equity lines of credit, and auto loans. For its business clientele, the company offers sophisticated cash management solutions, featuring remote deposit capture, virtual vault, electronic statements, positive pay, ACH origination, wire transfers, investment sweep accounts, and business internet banking. Additional banking conveniences include cashier's checks, direct deposit services for payroll and social security, night depository, bank-by-mail, automated teller machines (ATMs), interactive teller machines (ITMs), merchant card services, and mobile wallet payment capabilities. Founded in 2006, Investar Holding Corporation is based in Baton Rouge, Louisiana, and conducts its operations through a network of 24 full-service branches.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Investar Holding Corporation (ISTR)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Investar Holding Corporation acts as the parent company for Investar Bank, delivering a wide spectrum of financial products and services. The bank caters to both individual clients and small to mid-sized businesses throughout South Louisiana. Its offerings include a diverse suite of deposit accounts such as savings, checking, money market, and individual retirement accounts, along with various certificates of deposit. Customers also benefit from contemporary banking tools like debit cards and mobile banking platforms. Investar Bank provides extensive lending options, spanning commercial real estate, commercial and industrial loans (including working capital lines and equipment financing), and construction loans for commercial, single-family residential, and multi-family developments. Residential lending for one-to-four family properties, such as second mortgages, is also available, alongside a variety of consumer loans for personal, family, and household needs, including secured and unsecured installment loans, home equity lines of credit, and auto loans. For its business clientele, the company offers sophisticated cash management solutions, featuring remote deposit capture, virtual vault, electronic statements, positive pay, ACH origination, wire transfers, investment sweep accounts, and business internet banking. Additional banking conveniences include cashier's checks, direct deposit services for payroll and social security, night depository, bank-by-mail, automated teller machines (ATMs), interactive teller machines (ITMs), merchant card services, and mobile wallet payment capabilities. Founded in 2006, Investar Holding Corporation is based in Baton Rouge, Louisiana, and conducts its operations through a network of 24 full-service branches.
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