Grupo Cibest S.A. (PFCIBEST.CL)
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No price history available.
Key financial summary
Financials in COP| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | COP tn | 17 | 19 | 27 | 31 | 40 | 40 | 31 | - |
| Operating profit | COP tn | 10 | 11 | ||||||
| Net profit | COP tn | 0 | 4 | 0 | 0 | 0 | 4 | 6 | 8 |
| EPS reported | COP | 2,162 | 4,294 | ||||||
| Operating cashflow per share | COP | 14,982 | 7,877 | ||||||
| Capex per share | COP | 2,354 | 857.4 | ||||||
| FCF per share | COP | 12,627 | 6,508 | ||||||
| Free cash flow | COP tn | 12 | 8 | ||||||
| Net debt | COP tn | -10 | -3 | ||||||
| Book value equity | COP tn | 40 | 38 | ||||||
| Book value per share | COP | 41,706 | 40,357 | ||||||
| Number of shares | m | 953.22 | 944.66 | ||||||
| DPS (TTM paid) | COP | 4,524 | 5,783 |
Financial summary
Financials in COP| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 27.67 | 13.72 | ||||||
| P/B LTM | x | 1.43 | 1.50 | ||||||
| P/S LTM | x | 1.44 | 1.82 | ||||||
| P/FCF LTM | x | 4.74 | 6.86 | ||||||
| EV/EBITDA LTM | x | 4.96 | 8.52 | ||||||
| EV/Sales LTM | x | 1.28 | 1.78 | ||||||
| Earnings Yield LTM | % | +3.61% | +7.29% | ||||||
| FCF Yield | % | +21.11% | +14.58% | ||||||
| Quality | |||||||||
| ROE | % | +9.61% | +16.17% | ||||||
| ROIC | % | +6.42% | +2.50% | ||||||
| Operating margin | % | +24.67% | +28.15% | ||||||
| Gross margin | % | +58.31% | +54.00% | ||||||
| FCF/Sales | % | +30.43% | +16.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | - | - | ||||||
| Sales Growth YoY | % | -0.78% | -21.57% | ||||||
| Net Income Growth YoY | % | - | - | ||||||
| FCF Growth | % | - | - | ||||||
| Operating Profit Growth | % | +14.95% | +27.34% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +0.00% | +2.98% | ||||||
| Dividend Growth | % | +27.94% | +63.55% | ||||||
| Payout Ratio | % | +0.07% | +0.04% | ||||||
| FCF/Debt | x | 0.64 | 0.34 | ||||||
| Net Debt/EBITDA | x | -0.64 | -0.54 | ||||||
| EBIT/Net interest | x | 3,053.38 | 1.67 | ||||||
| Net debt/market cap | % | +30.59% | +32.26% | ||||||
| Net debt/Equity | x | -0.26 | -0.08 | ||||||
| Gross debt/equity | x | 0.47 | 0.64 | ||||||
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
Company overview
Grupo Cibest S.A., together with its subsidiaries, provides various banking products and services in Colombia and internationally. It offers deposit products, including checking and savings accounts, fixed-term deposits, and investment products; credit alternatives solutions such as trade financing, working capital loans, mortgages, credit cards, personal, vehicle, payroll, and small business loans, and overdrafts; and factoring. It also provides financial and operating leases; capital markets, such as hedging instruments; trading, including interbank lending, repurchase agreements, foreign exchange transactions, and sovereign and corporate securities trading, brokerage and investment advisory services, access to local and international capital markets, and third-party asset management, as well as cash management, payables and receivables solutions, real-time web services, and SWIFT Net solutions. In addition, it provides foreign currency investment and trade finance solutions such as letters of credit and bills collection; bancassurance and insurance; and investment banking services include project finance, acquisition finance, large corporate loans, loan syndication, debt and equity capital markets, principal investments, mergers and acquisitions, and advisory on hedging strategies and restructurings. Further, it offers trust and fiduciary services, escrow accounts, investment funds, and real estate funds; and Nequi digital platform. Additionally, it provides roadside and medical assistance services; and BRE-b, mortgage lending innovations, payments through wompi, inflation-indexed sustainability loans, and Salud para ti. It serves physical branches, mobile branches, ATMs, online, computer, telephone, and mobile banking, banking correspondents, kiosks, and direct business connections. The company was formerly known as Bancolombia S.A. and changed its name to Grupo Cibest S.A. in May 2025. The company was founded in 1875 and is based in Medellín, Colombia.
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For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Grupo Cibest S.A. (PFCIBEST.CL)
No price history available.
Based on consensus from external analysts. Not Kvantra's opinion.
Grupo Cibest S.A., together with its subsidiaries, provides various banking products and services in Colombia and internationally. It offers deposit products, including checking and savings accounts, fixed-term deposits, and investment products; credit alternatives solutions such as trade financing, working capital loans, mortgages, credit cards, personal, vehicle, payroll, and small business loans, and overdrafts; and factoring. It also provides financial and operating leases; capital markets, such as hedging instruments; trading, including interbank lending, repurchase agreements, foreign exchange transactions, and sovereign and corporate securities trading, brokerage and investment advisory services, access to local and international capital markets, and third-party asset management, as well as cash management, payables and receivables solutions, real-time web services, and SWIFT Net solutions. In addition, it provides foreign currency investment and trade finance solutions such as letters of credit and bills collection; bancassurance and insurance; and investment banking services include project finance, acquisition finance, large corporate loans, loan syndication, debt and equity capital markets, principal investments, mergers and acquisitions, and advisory on hedging strategies and restructurings. Further, it offers trust and fiduciary services, escrow accounts, investment funds, and real estate funds; and Nequi digital platform. Additionally, it provides roadside and medical assistance services; and BRE-b, mortgage lending innovations, payments through wompi, inflation-indexed sustainability loans, and Salud para ti. It serves physical branches, mobile branches, ATMs, online, computer, telephone, and mobile banking, banking correspondents, kiosks, and direct business connections. The company was formerly known as Bancolombia S.A. and changed its name to Grupo Cibest S.A. in May 2025. The company was founded in 1875 and is based in Medellín, Colombia.
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