BOK Financial Corporation (BOKF)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 1,888 | 1,767 | 1,819 | 1,975 | 1,936 | 2,122 | 2,241 | - |
| Operating profit | $m | 711 | 793 | ||||||
| Net profit | $m | 435 | 618 | 520 | 531 | 524 | 578 | 651 | 647 |
| EPS reported | $ | 9.18 | 10.65 | ||||||
| Operating cashflow per share | $ | 12.14 | 43.95 | ||||||
| Capex per share | $ | 0.00 | 2.25 | ||||||
| FCF per share | $ | 12.14 | 41.70 | ||||||
| Free cash flow | $m | 740 | 2,504 | ||||||
| Net debt | $m | -2,417 | -3,383 | ||||||
| Book value equity | $m | 5,919 | 6,083 | ||||||
| Book value per share | $ | 97.16 | 101.3 | ||||||
| Number of shares | m | 60.92 | 60.03 | ||||||
| DPS (TTM paid) | $ | 2.34 | 2.52 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 12.90 | 12.37 | ||||||
| P/B LTM | x | 1.22 | 1.19 | ||||||
| P/S LTM | x | 3.40 | 3.22 | ||||||
| P/FCF LTM | x | 9.76 | 2.88 | ||||||
| EV/EBITDA LTM | x | 12.84 | 11.63 | ||||||
| EV/Sales LTM | x | 3.06 | 3.47 | ||||||
| Earnings Yield LTM | % | +7.75% | +8.08% | ||||||
| FCF Yield | % | +10.25% | +34.69% | ||||||
| Quality | |||||||||
| ROE | % | +9.77% | +10.84% | ||||||
| ROIC | % | +5.06% | +1.21% | ||||||
| Operating margin | % | +21.39% | +23.41% | ||||||
| Gross margin | % | +63.74% | +66.07% | ||||||
| FCF/Sales | % | +22.24% | +73.87% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +12.78% | +30.84% | ||||||
| Sales Growth YoY | % | +9.59% | +15.75% | ||||||
| Net Income Growth YoY | % | +10.39% | +24.24% | ||||||
| FCF Growth | % | -41.25% | +98.88% | ||||||
| Operating Profit Growth | % | +6.68% | +19.02% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +2.04% | +1.84% | ||||||
| Dividend Growth | % | +5.41% | +13.51% | ||||||
| Payout Ratio | % | +26.38% | +23.12% | ||||||
| FCF/Debt | x | 0.16 | 0.50 | ||||||
| Net Debt/EBITDA | x | 3.75 | 3.94 | ||||||
| EBIT/Net interest | x | 0.59 | 0.69 | ||||||
| Net debt/market cap | % | +64.22% | +59.89% | ||||||
| Net debt/Equity | x | -0.41 | -0.56 | ||||||
| Gross debt/equity | x | 0.78 | 0.82 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
BOK Financial Corporation (BOKF) functions as the holding company for its primary banking subsidiary, BOKF, NA, delivering a comprehensive suite of financial products and services. Its operations span a multi-state region, including Oklahoma, Texas, New Mexico, Northwest Arkansas, Colorado, Arizona, and parts of Kansas and Missouri. The company's business is strategically organized into three distinct divisions: Commercial Banking: This segment caters to diverse business clientele, ranging from small enterprises to large corporations. It provides essential services like corporate lending, treasury management, cash flow solutions, and risk management for commodity exposure. This segment also manages the extensive TransFund electronic funds transfer (EFT) network. Consumer Banking: This division focuses on individual and small business clients, offering deposit accounts and various loan products through its consumer branch network. Furthermore, it handles the origination and servicing of residential mortgage loans. Wealth Management: This group delivers a range of specialized financial services, including fiduciary responsibilities, private banking, insurance offerings, and investment advisory. This segment also encompasses brokerage and trading activities, notably facilitating liquidity in mortgage markets through the trading of U.S. government agency mortgage-backed securities and associated derivatives, in addition to underwriting state and municipal bonds. Beyond segment-specific offerings, the corporation extends a variety of loan products. These include commercial loans tailored for working capital, equipment purchases, facility expansion or acquisition, and general operational needs, serving diverse sectors such as service, healthcare, manufacturing, wholesale/retail, and energy. It also finances commercial real estate projects, including construction and property investments, alongside residential mortgages and personal loans. Customers also benefit from modern banking conveniences, such as automated teller machines (ATMs), a dedicated call center, and robust online and mobile banking platforms. As of December 31, 2021, its TransFund ATM network alone comprised 2,593 locations. Established in 1910, the company maintains its corporate headquarters in Tulsa, Oklahoma.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
BOK Financial Corporation (BOKF)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
BOK Financial Corporation (BOKF) functions as the holding company for its primary banking subsidiary, BOKF, NA, delivering a comprehensive suite of financial products and services. Its operations span a multi-state region, including Oklahoma, Texas, New Mexico, Northwest Arkansas, Colorado, Arizona, and parts of Kansas and Missouri. The company's business is strategically organized into three distinct divisions: Commercial Banking: This segment caters to diverse business clientele, ranging from small enterprises to large corporations. It provides essential services like corporate lending, treasury management, cash flow solutions, and risk management for commodity exposure. This segment also manages the extensive TransFund electronic funds transfer (EFT) network. Consumer Banking: This division focuses on individual and small business clients, offering deposit accounts and various loan products through its consumer branch network. Furthermore, it handles the origination and servicing of residential mortgage loans. Wealth Management: This group delivers a range of specialized financial services, including fiduciary responsibilities, private banking, insurance offerings, and investment advisory. This segment also encompasses brokerage and trading activities, notably facilitating liquidity in mortgage markets through the trading of U.S. government agency mortgage-backed securities and associated derivatives, in addition to underwriting state and municipal bonds. Beyond segment-specific offerings, the corporation extends a variety of loan products. These include commercial loans tailored for working capital, equipment purchases, facility expansion or acquisition, and general operational needs, serving diverse sectors such as service, healthcare, manufacturing, wholesale/retail, and energy. It also finances commercial real estate projects, including construction and property investments, alongside residential mortgages and personal loans. Customers also benefit from modern banking conveniences, such as automated teller machines (ATMs), a dedicated call center, and robust online and mobile banking platforms. As of December 31, 2021, its TransFund ATM network alone comprised 2,593 locations. Established in 1910, the company maintains its corporate headquarters in Tulsa, Oklahoma.
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