Paymentus Holdings, Inc. (PAY)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | $m | 302 | 396 | 497 | 614 | 872 | 1,197 | 1,360 | 1,452 |
| Operating profit | $m | 76 | 103 | ||||||
| Net profit | $m | 14 | 9 | -1 | 22 | 44 | 67 | 85 | 113 |
| EPS reported | $ | 0.52 | 0.66 | ||||||
| Operating cashflow per share | $ | 1.25 | 1.27 | ||||||
| Capex per share | $ | 0.00 | 0.00 | ||||||
| FCF per share | $ | 1.25 | 1.26 | ||||||
| Free cash flow | $m | 162 | 159 | ||||||
| Net debt | $m | -318 | -380 | ||||||
| Book value equity | $m | 560 | 613 | ||||||
| Book value per share | $ | 4.33 | 4.76 | ||||||
| Number of shares | m | 129.38 | 129.01 | ||||||
| DPS (TTM paid) | $ | 0.00 | 0.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 60.75 | 45.33 | ||||||
| P/B LTM | x | 7.29 | 6.66 | ||||||
| P/S LTM | x | 3.42 | 3.00 | ||||||
| P/FCF LTM | x | 25.26 | 25.68 | ||||||
| EV/EBITDA LTM | x | 29.87 | 26.28 | ||||||
| EV/Sales LTM | x | 3.15 | 3.59 | ||||||
| Earnings Yield LTM | % | +1.65% | +2.21% | ||||||
| FCF Yield | % | +3.96% | +3.89% | ||||||
| Quality | |||||||||
| ROE | % | +11.94% | +14.80% | ||||||
| ROIC | % | +10.38% | +12.26% | ||||||
| Operating margin | % | +6.31% | +7.58% | ||||||
| Gross margin | % | +24.77% | +24.95% | ||||||
| FCF/Sales | % | +13.52% | +11.70% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +48.57% | +88.57% | ||||||
| Sales Growth YoY | % | +37.25% | +56.05% | ||||||
| Net Income Growth YoY | % | +51.55% | +92.18% | ||||||
| FCF Growth | % | +156.05% | +151.90% | ||||||
| Operating Profit Growth | % | +68.40% | +129.85% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 0.00% | 0.00% | ||||||
| Dividend Growth | % | - | - | ||||||
| Payout Ratio | % | 0.00% | 0.00% | ||||||
| FCF/Debt | x | 14.17 | 18.02 | ||||||
| Net Debt/EBITDA | x | -2.48 | -2.58 | ||||||
| EBIT/Net interest | x | 0.00 | 0.00 | ||||||
| Net debt/market cap | % | +0.17% | +0.17% | ||||||
| Net debt/Equity | x | -0.57 | -0.62 | ||||||
| Gross debt/equity | x | 0.02 | 0.01 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Paymentus Holdings, Inc. delivers cloud-native technological solutions aimed at streamlining bill payments. Through its Software-as-a-Service (SaaS) platform, the company equips organizations (referred to as "billers") with services for electronic bill presentation, digital payment processing, enhanced enterprise customer communication, and self-service revenue collection. Its clientele spans a broad spectrum of industries, including utility providers, financial institutions, insurance companies, government agencies, telecommunications firms, and healthcare organizations. The company was founded in 2004 and is based in Redmond, Washington.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Paymentus Holdings, Inc. delivers cloud-native technological solutions aimed at streamlining bill payments. Through its Software-as-a-Service (SaaS) platform, the company equips organizations (referred to as "billers") with services for electronic bill presentation, digital payment processing, enhanced enterprise customer communication, and self-service revenue collection. Its clientele spans a broad spectrum of industries, including utility providers, financial institutions, insurance companies, government agencies, telecommunications firms, and healthcare organizations. The company was founded in 2004 and is based in Redmond, Washington.
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