Ottawa Bancorp, Inc. (OTTW)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 13 | 13 | 13 | 10 | 10 | 12 | 13 | - |
| Operating profit | $m | 2 | 3 | ||||||
| Net profit | $m | 2 | 3 | 2 | 2 | 1 | 2 | 2 | - |
| EPS reported | $ | 0.71 | 1.00 | ||||||
| Operating cashflow per share | $ | 1.45 | 0.00 | ||||||
| Capex per share | $ | 0.06 | 0.00 | ||||||
| FCF per share | $ | 1.39 | 0.00 | ||||||
| Free cash flow | $m | 3 | 0 | ||||||
| Net debt | $m | -20 | 8 | ||||||
| Book value equity | $m | 42 | 43 | ||||||
| Book value per share | $ | 17.62 | 18.58 | ||||||
| Number of shares | m | 2.37 | 2.29 | ||||||
| DPS (TTM paid) | $ | 0.44 | 0.44 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 20.70 | 23.77 | ||||||
| P/B LTM | x | 0.83 | 0.82 | ||||||
| P/S LTM | x | 3.02 | 2.76 | ||||||
| P/FCF LTM | x | 10.55 | 0.00 | ||||||
| EV/EBITDA LTM | x | 11.22 | 9.63 | ||||||
| EV/Sales LTM | x | 1.67 | 3.01 | ||||||
| Earnings Yield LTM | % | +4.83% | +4.21% | ||||||
| FCF Yield | % | +9.48% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +4.03% | +4.41% | ||||||
| ROIC | % | +2.63% | +0.51% | ||||||
| Operating margin | % | +13.17% | +14.11% | ||||||
| Gross margin | % | +62.51% | +63.25% | ||||||
| FCF/Sales | % | +17.85% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +121.88% | +212.50% | ||||||
| Sales Growth YoY | % | +20.56% | +32.19% | ||||||
| Net Income Growth YoY | % | +116.00% | +196.07% | ||||||
| FCF Growth | % | - | - | ||||||
| Operating Profit Growth | % | +126.38% | +197.78% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +2.92% | +2.83% | ||||||
| Dividend Growth | % | 0.00% | 0.00% | ||||||
| Payout Ratio | % | +60.54% | 0.00% | ||||||
| FCF/Debt | x | 0.19 | 0.00 | ||||||
| Net Debt/EBITDA | x | -1.44 | 3.11 | ||||||
| EBIT/Net interest | x | 0.35 | 0.38 | ||||||
| Net debt/market cap | % | +49.14% | +35.18% | ||||||
| Net debt/Equity | x | -0.48 | 0.18 | ||||||
| Gross debt/equity | x | 0.41 | 0.40 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Ottawa Bancorp, Inc. operates as the bank holding company for OSB Community Bank, a savings bank that provides various financial services to individual and corporate customers in Illinois. The company offers saving, checking, money market, and interest-bearing accounts, as well as certificate of deposit; and business checking and municipal accounts. It provides business loans, including business and investor real estate loans, lines of credit, equipment/machinery/business vehicle term loans; first time homebuyer, auto, student, construction, and mortgage loans; and home equity lines of credit. In addition, the company offers cash management solutions, such as remote deposit capture, automated clearing house/payroll direct deposit, and merchant services; commercial leasing, business credit cards; digital banking; and additional services comprising notary, lamination, night depository, document faxing, money gift envelopes, safe deposit boxes, and coin counting. The company was formerly known as Ottawa Savings Bancorp, Inc. and changed its name to Ottawa Bancorp, Inc. in October 2016. Ottawa Bancorp, Inc. was founded in 1871 and is based in Ottawa, Illinois.
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For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Ottawa Bancorp, Inc. (OTTW)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Ottawa Bancorp, Inc. operates as the bank holding company for OSB Community Bank, a savings bank that provides various financial services to individual and corporate customers in Illinois. The company offers saving, checking, money market, and interest-bearing accounts, as well as certificate of deposit; and business checking and municipal accounts. It provides business loans, including business and investor real estate loans, lines of credit, equipment/machinery/business vehicle term loans; first time homebuyer, auto, student, construction, and mortgage loans; and home equity lines of credit. In addition, the company offers cash management solutions, such as remote deposit capture, automated clearing house/payroll direct deposit, and merchant services; commercial leasing, business credit cards; digital banking; and additional services comprising notary, lamination, night depository, document faxing, money gift envelopes, safe deposit boxes, and coin counting. The company was formerly known as Ottawa Savings Bancorp, Inc. and changed its name to Ottawa Bancorp, Inc. in October 2016. Ottawa Bancorp, Inc. was founded in 1871 and is based in Ottawa, Illinois.
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