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Central Bank Corporation functions as the parent entity for Central Savings Bank, a financial institution primarily serving both individual and corporate clients across Michigan. The bank offers a comprehensive suite of deposit products, including checking and savings accounts, individual retirement accounts (IRAs), and certificates of deposit (CDs). Its extensive lending portfolio caters to diverse needs, encompassing residential mortgages such as home equity, house, construction, and vacant land loans, along with home equity lines of credit. For consumers, the bank provides financing for automobiles, boats, recreational vehicles, off-road vehicles, and farm equipment, in addition to vacation and debt consolidation options, and personal reserve accounts. On the commercial front, Central Savings Bank extends financing for real estate acquisitions, equipment purchases, and working capital needs, often leveraging Small Business Administration (SBA) and U.S. Department of Agriculture (USDA) programs. Beyond traditional banking, the company furnishes a wide array of auxiliary services, including payroll processing, wire transfers, stop payment orders, money orders, and rental collection services. Other offerings include Christmas Club accounts, Canadian drafts, gift checks, notary services, safe deposit boxes, land contract administration, night depository facilities, and online bill payment. Customers also benefit from modern digital conveniences such as debit and credit cards, alongside robust internet and mobile banking platforms. Established in 1902, the corporation maintains its headquarters in Sault Sainte Marie, Michigan.

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