Nicolet Bankshares, Inc. (NIC)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 193 | 225 | 298 | 276 | 349 | 388 | 334 | - |
| Operating profit | $m | 187 | 194 | ||||||
| Net profit | $m | 60 | 61 | 94 | 62 | 124 | 151 | 154 | 182 |
| EPS reported | $ | 9.78 | 8.99 | ||||||
| Operating cashflow per share | $ | 10.25 | 12.33 | ||||||
| Capex per share | $ | 0.27 | 0.49 | ||||||
| FCF per share | $ | 9.98 | 11.84 | ||||||
| Free cash flow | $m | 149 | 175 | ||||||
| Net debt | $m | -1,049 | -61 | ||||||
| Book value equity | $m | 1,258 | 2,271 | ||||||
| Book value per share | $ | 81.65 | 149.2 | ||||||
| Number of shares | m | 15.4 | 15.23 | ||||||
| DPS (TTM paid) | $ | 1.24 | 1.36 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 12.40 | 18.55 | ||||||
| P/B LTM | x | 1.44 | 0.80 | ||||||
| P/S LTM | x | 4.68 | 5.45 | ||||||
| P/FCF LTM | x | 12.16 | 10.37 | ||||||
| EV/EBITDA LTM | x | 6.40 | 6.32 | ||||||
| EV/Sales LTM | x | 2.34 | 9.65 | ||||||
| Earnings Yield LTM | % | +8.06% | +5.39% | ||||||
| FCF Yield | % | +8.22% | +9.65% | ||||||
| Quality | |||||||||
| ROE | % | +11.98% | +8.81% | ||||||
| ROIC | % | +1.64% | +1.00% | ||||||
| Operating margin | % | +33.83% | +37.07% | ||||||
| Gross margin | % | +69.47% | +62.12% | ||||||
| FCF/Sales | % | +27.04% | +33.58% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +21.49% | +11.68% | ||||||
| Sales Growth YoY | % | +11.17% | -4.44% | ||||||
| Net Income Growth YoY | % | +21.46% | +24.26% | ||||||
| FCF Growth | % | +27.48% | +49.54% | ||||||
| Operating Profit Growth | % | +20.52% | +24.76% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +1.03% | +0.74% | ||||||
| Dividend Growth | % | +13.76% | +24.77% | ||||||
| Payout Ratio | % | +12.39% | +17.56% | ||||||
| FCF/Debt | x | 1.11 | 1.89 | ||||||
| Net Debt/EBITDA | x | -2.60 | 9.52 | ||||||
| EBIT/Net interest | x | 1.14 | 1.03 | ||||||
| Net debt/market cap | % | +7.42% | +3.00% | ||||||
| Net debt/Equity | x | -0.83 | -0.03 | ||||||
| Gross debt/equity | x | 0.11 | 0.04 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Nicolet Bankshares, Inc. operates as the bank holding company for Nicolet National Bank that provides banking products and services for businesses and individuals in Wisconsin, Michigan, and Minnesota. The company accepts demand deposits, checking, savings, and money market accounts; various certificates of deposit; and individual retirement accounts. It also offers commercial loans, including commercial, industrial, and business loans and lines of credit; commercial real estate loans; agricultural (AG) production and AG real estate loans; commercial real estate investment loans; construction and land development loans; residential real estate loans, such as residential first lien and junior lien mortgages, home equity loans, and residential construction loans; and consumer loans. In addition, the company provides cash management, international banking, personal brokerage, safe deposit boxes, and trust and fiduciary services, as well as wealth management and retirement plan services. Further, it offers mortgage refinancing; online services, such as commercial, retail, and trust online banking; automated bill payment, mobile banking deposits and account access, and remote deposit capture services; and other services consisting of wire transfers, debit cards, credit cards, pre-paid gift cards, direct deposits, and official bank checks, as well as facilitates crop insurance products. The company was formerly known as Green Bay Financial Corporation and changed its name to Nicolet Bankshares, Inc. in March 2002. The company was incorporated in 2000 and is headquartered in Green Bay, Wisconsin.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Nicolet Bankshares, Inc. (NIC)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Nicolet Bankshares, Inc. operates as the bank holding company for Nicolet National Bank that provides banking products and services for businesses and individuals in Wisconsin, Michigan, and Minnesota. The company accepts demand deposits, checking, savings, and money market accounts; various certificates of deposit; and individual retirement accounts. It also offers commercial loans, including commercial, industrial, and business loans and lines of credit; commercial real estate loans; agricultural (AG) production and AG real estate loans; commercial real estate investment loans; construction and land development loans; residential real estate loans, such as residential first lien and junior lien mortgages, home equity loans, and residential construction loans; and consumer loans. In addition, the company provides cash management, international banking, personal brokerage, safe deposit boxes, and trust and fiduciary services, as well as wealth management and retirement plan services. Further, it offers mortgage refinancing; online services, such as commercial, retail, and trust online banking; automated bill payment, mobile banking deposits and account access, and remote deposit capture services; and other services consisting of wire transfers, debit cards, credit cards, pre-paid gift cards, direct deposits, and official bank checks, as well as facilitates crop insurance products. The company was formerly known as Green Bay Financial Corporation and changed its name to Nicolet Bankshares, Inc. in March 2002. The company was incorporated in 2000 and is headquartered in Green Bay, Wisconsin.
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