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Central Bank of India functions as a prominent commercial banking entity throughout India, providing a wide array of financial products and services to both individual and corporate clients. Its offerings for personal customers include various deposit schemes such as savings, current, time, fixed, recurring, and small savings accounts. The bank's lending portfolio encompasses housing, vehicle, property, personal, senior citizens, education, and agricultural loans, alongside financing for micro, small, and medium enterprises (MSMEs). Additionally, it issues credit, debit, and prepaid/gift cards and facilitates services like cash management, mutual funds, depository functions, mobile and internet banking, and ATM access. For businesses, Central Bank of India delivers specialized corporate financing solutions. These include project and infrastructure funding, investment for infrastructure investment trusts (InvITs), short-term corporate loans, advances, working capital facilities, lines of credit, export finance, foreign currency loans, and bill-related services such as purchase, discount, and negotiation. The bank also extends non-fund based facilities and serves a multitude of industries. Beyond core banking, the institution distributes a comprehensive range of insurance products, covering life (including unit-linked, whole life, children's, money-back, endowment, pension, protection, and retirement solutions), general (property, personal, fire, burglary, engineering, motor, package, and travel), and health insurance. As of March 31, 2022, the bank's operational reach included 4,528 branches, 2,976 ATMs, 10 satellite offices, and one extension counter. Furthermore, Central Bank of India has forged a strategic co-lending partnership with IIFL Home Finance Limited to offer SME Loan Against Property (LAP) products specifically for MSME borrowers within the priority sector. Established in 1911, Central Bank of India maintains its headquarters in Mumbai, India.

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