MVB Financial Corp. (MVBF)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 117 | 105 | 138 | 146 | 151 | 203 | 152 | - |
| Operating profit | $m | 37 | 52 | ||||||
| Net profit | $m | 37 | 39 | 15 | 31 | 20 | 27 | 39 | 29 |
| EPS reported | $ | 2.06 | 2.96 | ||||||
| Operating cashflow per share | $ | 0.32 | -2.77 | ||||||
| Capex per share | $ | 0.15 | 0.15 | ||||||
| FCF per share | $ | 0.17 | -2.92 | ||||||
| Free cash flow | $m | 2 | -38 | ||||||
| Net debt | $m | -172 | -255 | ||||||
| Book value equity | $m | 334 | 345 | ||||||
| Book value per share | $ | 25.48 | 26.13 | ||||||
| Number of shares | m | 13.11 | 13.19 | ||||||
| DPS (TTM paid) | $ | 0.68 | 0.68 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 12.54 | 10.18 | ||||||
| P/B LTM | x | 0.99 | 0.96 | ||||||
| P/S LTM | x | 1.63 | 2.18 | ||||||
| P/FCF LTM | x | 156.17 | -8.78 | ||||||
| EV/EBITDA LTM | x | 4.14 | 3.05 | ||||||
| EV/Sales LTM | x | 0.60 | 0.64 | ||||||
| Earnings Yield LTM | % | +7.97% | +9.82% | ||||||
| FCF Yield | % | +0.64% | -11.39% | ||||||
| Quality | |||||||||
| ROE | % | +8.07% | +11.57% | ||||||
| ROIC | % | +5.77% | +1.09% | ||||||
| Operating margin | % | +13.63% | +23.53% | ||||||
| Gross margin | % | +71.66% | +63.26% | ||||||
| FCF/Sales | % | +0.78% | -17.16% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +34.64% | +93.46% | ||||||
| Sales Growth YoY | % | +34.40% | +0.65% | ||||||
| Net Income Growth YoY | % | +34.09% | +93.10% | ||||||
| FCF Growth | % | - | - | ||||||
| Operating Profit Growth | % | +39.88% | +95.70% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +2.64% | +2.21% | ||||||
| Dividend Growth | % | 0.00% | 0.00% | ||||||
| Payout Ratio | % | +32.25% | +22.27% | ||||||
| FCF/Debt | x | 0.03 | -0.65 | ||||||
| Net Debt/EBITDA | x | -4.23 | -4.77 | ||||||
| EBIT/Net interest | x | 0.54 | 0.77 | ||||||
| Net debt/market cap | % | +23.45% | +14.64% | ||||||
| Net debt/Equity | x | -0.52 | -0.74 | ||||||
| Gross debt/equity | x | 0.23 | 0.17 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
MVB Financial Corp. operates as a financial holding company, delivering a comprehensive suite of financial services to both individual consumers and corporate clients. The company serves customers across the Mid-Atlantic region and extends its reach internationally. Its operations are structured into three primary divisions: CoRe Banking, Mortgage Banking, and Financial Holding Company. Within its core banking offerings, MVB provides a variety of deposit accounts, including checking, savings, money market, and certificates of deposit. The company also extends credit solutions, such as commercial, consumer, and real estate mortgage loans, alongside various lines of credit. An array of supplementary banking services includes debit cards, cashier's checks, safe deposit box rentals, and non-deposit investment options. Notably, it also specializes in financial technology (Fintech) banking services. Beyond traditional banking, MVB Financial Corp. offers title insurance. It further provides an integrated range of services encompassing regulatory compliance, state licensing, financial crime prevention, and enterprise risk management; these solutions cover consulting, outsourcing, testing, and training. Moreover, the firm delivers customizable fraud prevention services designed for merchants, credit agencies, Fintech companies, and other vendors. It also engages in consulting for the development of online and mobile banking platforms and digital products for Fintech entities, concurrently undertaking software development projects. As of December 31, 2021, MVB maintained a physical presence with eight full-service branches, comprising six in West Virginia and two in Virginia. Established in 1997, the company's headquarters are situated in Fairmont, West Virginia.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
MVB Financial Corp. (MVBF)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
MVB Financial Corp. operates as a financial holding company, delivering a comprehensive suite of financial services to both individual consumers and corporate clients. The company serves customers across the Mid-Atlantic region and extends its reach internationally. Its operations are structured into three primary divisions: CoRe Banking, Mortgage Banking, and Financial Holding Company. Within its core banking offerings, MVB provides a variety of deposit accounts, including checking, savings, money market, and certificates of deposit. The company also extends credit solutions, such as commercial, consumer, and real estate mortgage loans, alongside various lines of credit. An array of supplementary banking services includes debit cards, cashier's checks, safe deposit box rentals, and non-deposit investment options. Notably, it also specializes in financial technology (Fintech) banking services. Beyond traditional banking, MVB Financial Corp. offers title insurance. It further provides an integrated range of services encompassing regulatory compliance, state licensing, financial crime prevention, and enterprise risk management; these solutions cover consulting, outsourcing, testing, and training. Moreover, the firm delivers customizable fraud prevention services designed for merchants, credit agencies, Fintech companies, and other vendors. It also engages in consulting for the development of online and mobile banking platforms and digital products for Fintech entities, concurrently undertaking software development projects. As of December 31, 2021, MVB maintained a physical presence with eight full-service branches, comprising six in West Virginia and two in Virginia. Established in 1997, the company's headquarters are situated in Fairmont, West Virginia.
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