Ames National Corporation (ATLO)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 65 | 67 | 63 | 54 | 55 | 67 | 73 | - |
| Operating profit | $m | 23 | 29 | ||||||
| Net profit | $m | 19 | 24 | 19 | 11 | 10 | 19 | 23 | 24 |
| EPS reported | $ | 2.14 | 2.58 | ||||||
| Operating cashflow per share | $ | 2.39 | 2.48 | ||||||
| Capex per share | $ | 0.07 | 0.04 | ||||||
| FCF per share | $ | 2.32 | 2.44 | ||||||
| Free cash flow | $m | 21 | 22 | ||||||
| Net debt | $m | -616 | -760 | ||||||
| Book value equity | $m | 208 | 213 | ||||||
| Book value per share | $ | 23.30 | 24.06 | ||||||
| Number of shares | m | 8.92 | 8.86 | ||||||
| DPS (TTM paid) | $ | 0.80 | 0.92 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 10.73 | 12.32 | ||||||
| P/B LTM | x | 0.99 | 0.96 | ||||||
| P/S LTM | x | 3.07 | 2.82 | ||||||
| P/FCF LTM | x | 9.90 | 9.47 | ||||||
| EV/EBITDA LTM | x | 9.91 | 8.21 | ||||||
| EV/Sales LTM | x | 2.49 | 2.24 | ||||||
| Earnings Yield LTM | % | +9.32% | +8.12% | ||||||
| FCF Yield | % | +10.10% | +10.56% | ||||||
| Quality | |||||||||
| ROE | % | +9.15% | +11.08% | ||||||
| ROIC | % | +1.13% | +8.37% | ||||||
| Operating margin | % | +23.62% | +28.32% | ||||||
| Gross margin | % | +66.29% | +71.04% | ||||||
| FCF/Sales | % | +21.06% | +21.33% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +87.72% | +126.32% | ||||||
| Sales Growth YoY | % | +21.93% | +32.38% | ||||||
| Net Income Growth YoY | % | +86.21% | +124.74% | ||||||
| FCF Growth | % | +47.83% | +54.54% | ||||||
| Operating Profit Growth | % | +89.58% | +134.71% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +3.47% | +2.84% | ||||||
| Dividend Growth | % | -20.79% | -8.91% | ||||||
| Payout Ratio | % | +37.25% | +33.96% | ||||||
| FCF/Debt | x | 0.34 | 0.46 | ||||||
| Net Debt/EBITDA | x | 1.61 | -2.01 | ||||||
| EBIT/Net interest | x | 0.74 | 0.99 | ||||||
| Net debt/market cap | % | +29.36% | +16.48% | ||||||
| Net debt/Equity | x | -2.96 | -3.57 | ||||||
| Gross debt/equity | x | 0.29 | 0.22 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Ames National Corporation operates as a multi-bank holding company that provides banking products and services primarily in Boone, Clarke, Hancock, Marshall, Polk, Story, Taylor, and Union Counties in central, north-central, and south-central Iowa. It accepts various deposit products, including checking and savings accounts; and time deposits, such as money market accounts and certificates of deposit. The company also provides loans, such as short-term and medium-term commercial, multi-family and agricultural real estate, residential real estate loans, equipment, vehicle, and home improvement loans; consumer loans to finance consumer purchases, such as automobiles, trucks, recreational vehicles, household furnishings, boats, personal loans, and lines of credit; agricultural and business operating loans and lines of credit; and originates mortgage loans for sale into the secondary market. In addition, it offers cash management, merchant credit card processing, safe deposit box, wire transfer, direct deposit, and automated/video teller machine access services; and automatic drafts for various accounts, as well as wealth management services. Further, it provides farm management, investment, and custodial services for individuals, businesses, and non-profit organizations; and online, mobile, and private banking services. Ames National Corporation was founded in 1903 and is headquartered in Ames, Iowa.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Ames National Corporation (ATLO)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Ames National Corporation operates as a multi-bank holding company that provides banking products and services primarily in Boone, Clarke, Hancock, Marshall, Polk, Story, Taylor, and Union Counties in central, north-central, and south-central Iowa. It accepts various deposit products, including checking and savings accounts; and time deposits, such as money market accounts and certificates of deposit. The company also provides loans, such as short-term and medium-term commercial, multi-family and agricultural real estate, residential real estate loans, equipment, vehicle, and home improvement loans; consumer loans to finance consumer purchases, such as automobiles, trucks, recreational vehicles, household furnishings, boats, personal loans, and lines of credit; agricultural and business operating loans and lines of credit; and originates mortgage loans for sale into the secondary market. In addition, it offers cash management, merchant credit card processing, safe deposit box, wire transfer, direct deposit, and automated/video teller machine access services; and automatic drafts for various accounts, as well as wealth management services. Further, it provides farm management, investment, and custodial services for individuals, businesses, and non-profit organizations; and online, mobile, and private banking services. Ames National Corporation was founded in 1903 and is headquartered in Ames, Iowa.
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