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Malvern Bancorp, Inc. (MLVF)
Key financial summary
Financials in USD| 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 17 | 17 | 13 | 13 | 21 | 26 | 23 |
| Operating profit | $m | 15 | 22 | |||||
| Net profit | $m | 6 | 7 | 9 | 6 | -0 | 7 | 7 |
| EPS reported | $ | 0.92 | 0.91 | |||||
| Operating cashflow per share | $ | 0.78 | 0.78 | |||||
| Capex per share | $ | 0.01 | 0.01 | |||||
| FCF per share | $ | 0.77 | 0.77 | |||||
| Free cash flow | $m | 6 | 4 | |||||
| Net debt | $m | 2 | 50 | |||||
| Book value equity | $m | 146 | 148 | |||||
| Book value per share | $ | 19.36 | 19.48 | |||||
| Number of shares | m | 7.56 | 7.59 | |||||
| DPS (TTM paid) | $ | 0.00 | 0.00 |
Financial summary
Financials in USD| 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Value | ||||||||
| P/E TTM | x | 15.62 | - | |||||
| P/B LTM | x | 0.74 | 0.88 | |||||
| P/S LTM | x | 4.19 | 5.76 | |||||
| P/FCF LTM | x | 18.68 | 34.07 | |||||
| EV/EBITDA LTM | x | 10.21 | 7.71 | |||||
| EV/Sales LTM | x | 5.07 | 7.97 | |||||
| Earnings Yield LTM | % | 6.40% | 5.42% | |||||
| FCF Yield | % | 5.35% | 2.94% | |||||
| Quality | ||||||||
| ROE | % | 4.75% | 4.82% | |||||
| ROIC | % | 1.09% | 1.09% | |||||
| Operating margin | % | 46.02% | 46.02% | |||||
| Gross margin | % | 84.70% | 84.70% | |||||
| FCF/Sales | % | 18.39% | 18.39% | |||||
| Growth and momentum | ||||||||
| EPS Growth YoY | % | - | - | |||||
| Sales Growth YoY | % | +20.91% | -3.63% | |||||
| Net Income Growth YoY | % | - | - | |||||
| FCF Growth | % | -60.09% | -78.95% | |||||
| Operating Profit Growth | % | - | - | |||||
| Dividend and capital structure | ||||||||
| Dividend Yield | % | 0.00% | 0.00% | |||||
| Dividend Growth | % | 0.00% | 0.00% | |||||
| Payout Ratio | % | 0.00% | 0.00% | |||||
| FCF/Debt | x | 0.06 | 0.04 | |||||
| Net Debt/EBITDA | x | 3.29 | 3.29 | |||||
| EBIT/Net interest | x | 2.56 | 2.56 | |||||
| Net debt/market cap | % | 1.74% | 38.52% | |||||
| Net debt/Equity | x | 0.01 | 0.34 | |||||
| Gross debt/equity | x | 0.72 | 0.68 | |||||
Company overview
Malvern Bancorp, Inc., established in 1887 and operating from its headquarters in Paoli, Pennsylvania, functions as the parent organization for Malvern Bank. This entity provides a comprehensive suite of financial solutions to both individual consumers and corporate clients throughout the state of Pennsylvania. Its offerings include a wide array of deposit products such as personal and business checking accounts, retirement savings plans, money market accounts, and various time and savings instruments. Customers also have access to essential banking conveniences like safe deposit boxes, credit cards, wire transfers, ATM services, and advanced digital platforms for online, mobile, and telephone banking, alongside ACH origination capabilities. The company extends diverse lending opportunities, which encompass financing for commercial construction and real estate, a variety of consumer and personal loans, unsecured overdraft facilities, and loans secured by customers' savings accounts and certificates of deposit. Additionally, it specializes in residential mortgage products, including those for one-to-four-family properties. Beyond traditional banking, Malvern Bancorp furnishes investment advisory services to individuals, families, businesses, and non-profit organizations. It further provides a selection of insurance coverage, including life, health, long-term care, automobile, homeowners, and general liability policies.
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For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Malvern Bancorp, Inc. (MLVF)
Malvern Bancorp, Inc., established in 1887 and operating from its headquarters in Paoli, Pennsylvania, functions as the parent organization for Malvern Bank. This entity provides a comprehensive suite of financial solutions to both individual consumers and corporate clients throughout the state of Pennsylvania. Its offerings include a wide array of deposit products such as personal and business checking accounts, retirement savings plans, money market accounts, and various time and savings instruments. Customers also have access to essential banking conveniences like safe deposit boxes, credit cards, wire transfers, ATM services, and advanced digital platforms for online, mobile, and telephone banking, alongside ACH origination capabilities. The company extends diverse lending opportunities, which encompass financing for commercial construction and real estate, a variety of consumer and personal loans, unsecured overdraft facilities, and loans secured by customers' savings accounts and certificates of deposit. Additionally, it specializes in residential mortgage products, including those for one-to-four-family properties. Beyond traditional banking, Malvern Bancorp furnishes investment advisory services to individuals, families, businesses, and non-profit organizations. It further provides a selection of insurance coverage, including life, health, long-term care, automobile, homeowners, and general liability policies.
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