Farmers & Merchants Bancshares, Inc. (FMBN)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 10 | 9 | 9 | 9 | 6 | 10 | 5 | - |
| Operating profit | $m | 1 | 1 | ||||||
| Net profit | $m | 1 | 1 | 1 | -0 | 1 | 1 | 1 | - |
| EPS reported | $ | 4.03 | 3.44 | ||||||
| Operating cashflow per share | $ | 6.66 | 6.66 | ||||||
| Capex per share | $ | 0.51 | 0.51 | ||||||
| FCF per share | $ | 6.15 | 6.15 | ||||||
| Free cash flow | $m | 2 | 0 | ||||||
| Net debt | $m | 12 | 3 | ||||||
| Book value equity | $m | 13 | 20 | ||||||
| Book value per share | $ | 48.13 | 66.60 | ||||||
| Number of shares | m | 0.28 | 0.3 | ||||||
| DPS (TTM paid) | $ | 1.00 | 1.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 7.63 | - | ||||||
| P/B LTM | x | 0.64 | 0.43 | ||||||
| P/S LTM | x | 0.86 | 1.63 | ||||||
| P/FCF LTM | x | 5.00 | 71.47 | ||||||
| EV/EBITDA LTM | x | 12.36 | 15.41 | ||||||
| EV/Sales LTM | x | 1.75 | 11.24 | ||||||
| Earnings Yield LTM | % | +13.11% | +10.90% | ||||||
| FCF Yield | % | +20.00% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +8.38% | +9.90% | ||||||
| ROIC | % | +0.53% | +0.53% | ||||||
| Operating margin | % | +11.79% | +11.79% | ||||||
| Gross margin | % | +81.43% | +81.43% | ||||||
| FCF/Sales | % | +14.28% | +14.28% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +49.81% | +27.88% | ||||||
| Sales Growth YoY | % | +56.62% | -17.55% | ||||||
| Net Income Growth YoY | % | +50.76% | +30.73% | ||||||
| FCF Growth | % | +60.88% | -100.00% | ||||||
| Operating Profit Growth | % | +56.47% | +50.40% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +3.23% | +2.70% | ||||||
| Dividend Growth | % | 0.00% | 0.00% | ||||||
| Payout Ratio | % | +24.68% | +24.65% | ||||||
| FCF/Debt | x | 0.10 | 0.00 | ||||||
| Net Debt/EBITDA | x | 7.30 | 7.30 | ||||||
| EBIT/Net interest | x | 0.71 | 0.71 | ||||||
| Net debt/market cap | % | +2.06% | +14.43% | ||||||
| Net debt/Equity | x | 0.92 | 0.13 | ||||||
| Gross debt/equity | x | 1.32 | 0.54 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Farmers & Merchants Bancshares, Inc., headquartered in Burlington, Iowa, functions as the holding company for Farmers & Merchants Bank & Trust. This financial institution delivers a broad spectrum of services to customers in Iowa's Des Moines and Louisa Counties. Its core banking services include various checking, savings, and youth accounts, coupled with an extensive range of loan products. These loans cater to diverse needs, covering personal, residential (mortgage, home equity), vehicle (auto, boat, RV), business (construction, operating, real estate), and agricultural financing (farm real estate, machinery, livestock, short-term). The bank also issues debit and credit cards and offers lines of credit. Beyond traditional banking, the company provides wealth management expertise, encompassing trust services, investment management, brokerage, financial planning, and retirement rollover assistance. Additional conveniences include merchant services, mobile and online banking with bill payment and remote deposit capture, telephone banking, payroll, notary, automated clearing house (ACH) services, and safe deposit box rentals. The company traces its origins back to its founding in 1916.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Farmers & Merchants Bancshares, Inc. (FMBN)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Farmers & Merchants Bancshares, Inc., headquartered in Burlington, Iowa, functions as the holding company for Farmers & Merchants Bank & Trust. This financial institution delivers a broad spectrum of services to customers in Iowa's Des Moines and Louisa Counties. Its core banking services include various checking, savings, and youth accounts, coupled with an extensive range of loan products. These loans cater to diverse needs, covering personal, residential (mortgage, home equity), vehicle (auto, boat, RV), business (construction, operating, real estate), and agricultural financing (farm real estate, machinery, livestock, short-term). The bank also issues debit and credit cards and offers lines of credit. Beyond traditional banking, the company provides wealth management expertise, encompassing trust services, investment management, brokerage, financial planning, and retirement rollover assistance. Additional conveniences include merchant services, mobile and online banking with bill payment and remote deposit capture, telephone banking, payroll, notary, automated clearing house (ACH) services, and safe deposit box rentals. The company traces its origins back to its founding in 1916.
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