Marine Bancorp of Florida, Inc. serves as the parent company for Marine Bank & Trust Company, a community bank that delivers a wide array of financial products and services. Its core offerings include various deposit accounts such as personal and business checking, savings, money market, and individual retirement accounts, along with certificates of deposit. Clients also have access to both debit and credit cards. The bank extends a comprehensive suite of lending solutions, encompassing residential mortgages (including lot and FHA loans), home equity loans and lines of credit, and construction-permanent mortgages. For commercial clients, it provides real estate, construction, Small Business Administration (SBA), and USDA loans, as well as commercial lines of credit and specialized financing for condominium and homeowner associations. Personal and consumer loan products are also available. Furthermore, the institution supports its customers with advanced services like treasury management, association banking, merchant services, bill payment solutions, and specialized offerings for medical practices. Modern banking convenience is facilitated through online, mobile, and telephone banking platforms. The company operates four full-service branches located in Vero Beach, Sebastian, and Melbourne. Established in 1997, Marine Bancorp of Florida, Inc. maintains its headquarters in Vero Beach, Florida.