First Resource Bancorp Inc. (FRSB)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 14 | 16 | 18 | 19 | 4 | 27 | 31 | - |
| Operating profit | $m | 10 | 12 | ||||||
| Net profit | $m | 3 | 4 | 6 | 6 | 5 | 8 | 10 | - |
| EPS reported | $ | 2.72 | 3.26 | ||||||
| Operating cashflow per share | $ | 2.70 | 0.00 | ||||||
| Capex per share | $ | 0.08 | 0.00 | ||||||
| FCF per share | $ | 2.62 | 0.00 | ||||||
| Free cash flow | $m | 8 | 0 | ||||||
| Net debt | $m | -83 | -38 | ||||||
| Book value equity | $m | 59 | 64 | ||||||
| Book value per share | $ | 19.58 | 21.07 | ||||||
| Number of shares | m | 3 | 3.03 | ||||||
| DPS (TTM paid) | $ | 0.00 | 0.06 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 7.26 | 8.69 | ||||||
| P/B LTM | x | 1.01 | 0.93 | ||||||
| P/S LTM | x | 2.23 | 1.93 | ||||||
| P/FCF LTM | x | 7.54 | 0.00 | ||||||
| EV/EBITDA LTM | x | -0.45 | -0.39 | ||||||
| EV/Sales LTM | x | -0.11 | 1.04 | ||||||
| Earnings Yield LTM | % | +13.77% | +11.51% | ||||||
| FCF Yield | % | +13.26% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +13.88% | +15.54% | ||||||
| ROIC | % | +8.90% | +9.62% | ||||||
| Operating margin | % | +23.11% | +24.01% | ||||||
| Gross margin | % | +57.96% | +58.75% | ||||||
| FCF/Sales | % | +17.73% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +57.23% | +88.44% | ||||||
| Sales Growth YoY | % | +638.55% | +756.03% | ||||||
| Net Income Growth YoY | % | +53.62% | +84.99% | ||||||
| FCF Growth | % | +40.09% | -100.00% | ||||||
| Operating Profit Growth | % | +17.39% | +41.54% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 0.00% | +0.16% | ||||||
| Dividend Growth | % | - | - | ||||||
| Payout Ratio | % | 0.00% | 0.00% | ||||||
| FCF/Debt | x | 0.30 | 0.00 | ||||||
| Net Debt/EBITDA | x | -5.99 | -2.52 | ||||||
| EBIT/Net interest | x | 0.58 | 0.62 | ||||||
| Net debt/market cap | % | +45.37% | +31.93% | ||||||
| Net debt/Equity | x | -1.40 | -0.59 | ||||||
| Gross debt/equity | x | 0.45 | 0.39 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
First Resource Bancorp Inc. serves as the parent company for First Resource Bank, which delivers a comprehensive range of personal and commercial banking products and services. The institution primarily caters to businesses and individual customers located in southeastern Pennsylvania. Its deposit offerings encompass traditional checking accounts, money market accounts, escrow services, certificate deposit account registry services (CDARs), insured cash sweeps, various certificates of deposit, and individual retirement accounts (IRAs). For lending, First Resource Bank provides an extensive portfolio of financing solutions. This includes commercial mortgages, construction loans, working capital lines of credit, Small Business Administration (SBA) loans, and commercial term loans for businesses. Personal lending options feature home equity lines of credit, fixed-payment home equity loans, residential construction loans, land loans, overdraft protection, vehicle loans, unsecured installment loans, certificate-of-deposit-secured installment loans, and swing loans. Beyond core banking, the company also issues credit and debit cards and offers a broad spectrum of supplementary services. These include cash management, positive pay systems, ACH origination, sweep/transfer services, ATM access, over-the-counter checks, bill payment, wire transfers, guarantee/notary services, safe deposit boxes, drive-up banking, night depository, foreign currency exchange, cashier's checks, and stop payment features. Modern digital banking capabilities, such as telephone, text, online, and mobile banking, are also available to customers. The bank maintains three full-service branch locations throughout the Delaware Valley, serving the financial requirements of businesses, professionals, and individuals. Established in 2005, its corporate base is situated in Exton, Pennsylvania.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
First Resource Bancorp Inc. (FRSB)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
First Resource Bancorp Inc. serves as the parent company for First Resource Bank, which delivers a comprehensive range of personal and commercial banking products and services. The institution primarily caters to businesses and individual customers located in southeastern Pennsylvania. Its deposit offerings encompass traditional checking accounts, money market accounts, escrow services, certificate deposit account registry services (CDARs), insured cash sweeps, various certificates of deposit, and individual retirement accounts (IRAs). For lending, First Resource Bank provides an extensive portfolio of financing solutions. This includes commercial mortgages, construction loans, working capital lines of credit, Small Business Administration (SBA) loans, and commercial term loans for businesses. Personal lending options feature home equity lines of credit, fixed-payment home equity loans, residential construction loans, land loans, overdraft protection, vehicle loans, unsecured installment loans, certificate-of-deposit-secured installment loans, and swing loans. Beyond core banking, the company also issues credit and debit cards and offers a broad spectrum of supplementary services. These include cash management, positive pay systems, ACH origination, sweep/transfer services, ATM access, over-the-counter checks, bill payment, wire transfers, guarantee/notary services, safe deposit boxes, drive-up banking, night depository, foreign currency exchange, cashier's checks, and stop payment features. Modern digital banking capabilities, such as telephone, text, online, and mobile banking, are also available to customers. The bank maintains three full-service branch locations throughout the Delaware Valley, serving the financial requirements of businesses, professionals, and individuals. Established in 2005, its corporate base is situated in Exton, Pennsylvania.
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