Full history for every metric is available with a Kvantra account
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | $bn | 15.3 | 18.9 | 22.2 | 25.1 | 28.2 | 32.8 | 36.3 | 37.4 |
| Operating profit | $bn | 18.9 | 21.3 | ||||||
| Net profit | $bn | 6.4 | 8.7 | 9.9 | 11.2 | 12.9 | 15.0 | 17.0 | 18.0 |
| EPS reported | $ | 16.52 | 19.12 | ||||||
| Operating cashflow per share | $ | 19.67 | 19.27 | ||||||
| Capex per share | $ | 1.35 | 1.64 | ||||||
| FCF per share | $ | 18.32 | 17.63 | ||||||
| Free cash flow | $bn | 16.4 | 15.4 | ||||||
| Net debt | $bn | 8.1 | 13.5 | ||||||
| Book value equity | $bn | 7.74 | 6.75 | ||||||
| Book value per share | $ | 8.62 | 7.71 | ||||||
| Number of shares | m | 898 | 876 | ||||||
| DPS (TTM paid) | $ | 3.04 | 3.48 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 34.56 | 34.56 | ||||||
| P/B LTM | x | 66.19 | 85.24 | ||||||
| P/S LTM | x | 15.62 | 15.86 | ||||||
| P/FCF LTM | x | 31.16 | 37.30 | ||||||
| EV/EBITDA LTM | x | 25.34 | 25.60 | ||||||
| EV/Sales LTM | x | 15.87 | 16.23 | ||||||
| Earnings Yield LTM | % | 2.89% | 2.89% | ||||||
| FCF Yield | % | 3.21% | 2.68% | ||||||
| Quality | |||||||||
| ROE | % | 193.46% | 252.89% | ||||||
| ROIC | % | 47.37% | 48.43% | ||||||
| Operating margin | % | 57.63% | 58.76% | ||||||
| Gross margin | % | 100.00% | 100.00% | ||||||
| FCF/Sales | % | 50.11% | 42.52% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +18.93% | +22.25% | ||||||
| Sales Growth YoY | % | +16.42% | +15.30% | ||||||
| Net Income Growth YoY | % | +16.27% | +19.00% | ||||||
| FCF Growth | % | +14.87% | -5.37% | ||||||
| Operating Profit Growth | % | +15.74% | +14.53% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 0.54% | 0.53% | ||||||
| Dividend Growth | % | +15.15% | +14.47% | ||||||
| Payout Ratio | % | 18.58% | 17.65% | ||||||
| FCF/Debt | x | 0.86 | 0.64 | ||||||
| Net Debt/EBITDA | x | 0.41 | 0.60 | ||||||
| EBIT/Net interest | x | 26.17 | 26.26 | ||||||
| Net debt/market cap | % | 1.58% | 2.34% | ||||||
| Net debt/Equity | x | 1.05 | 2.00 | ||||||
| Gross debt/equity | x | 2.46 | 3.54 | ||||||
ETFs that hold Mastercard
| Fund | Ticker | Position# | Weight |
|---|---|---|---|
| State Street Financial Select Sector SPDR ETF | XLF | 4 | 6.55% |
| iShares MSCI USA Quality Factor ETF | QUAL | 8 | 2.63% |
| JPMorgan Equity Premium Income ETF | JEPI | 1 | 2.04% |
| Dimensional - US High Profitability ETF | DUHP | 7 | 2.73% |
| Invesco S&P 500 Quality ETF | SPHQ | 1 | 6.95% |
| Vanguard Financials ETF | VFH | 4 | 5.30% |
| Xtrackers MSCI USA ESG UCITS ETF 1C | XZMU.L | 10 | 2.00% |
| JPMorgan Active Growth ETF | JGRO | 9 | 2.14% |
| Xtrackers MSCI World ESG UCITS ETF 1C | XZW0.DE | 10 | 1.36% |
| iShares Edge MSCI World Quality Factor UCITS ETF | IWQU.L | 8 | 2.35% |
Funds with Mastercard among their ten largest holdings, largest fund first.
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Mastercard Incorporated is a global technology firm specializing in providing transaction processing and a wide array of payment solutions, operating across the United States and internationally. Its core business centers on enabling the entire payment transaction lifecycle – including authorization, clearing, and settlement – alongside offering a spectrum of complementary payment services. The company provides a comprehensive suite of integrated products and value-added services to a diverse clientele, which includes individual account holders, merchants, financial institutions, businesses, governments, and other organizations. These offerings span programs enabling deferred payment credit, prepaid card management services, commercial credit and debit solutions, and tools for accessing funds in deposit and other accounts. Additionally, Mastercard offers advanced cyber and intelligence solutions designed to secure transactions for all participants, and provides proprietary insights derived from the responsible utilization of consumer and merchant data. For online merchants, its specialized offerings encompass analytics, experimental "test and learn" platforms, consulting, managed services, loyalty programs, payment processing, and secure gateway technologies. The company also operates open banking and digital identity platforms. Its prominent payment solutions are delivered under the MasterCard, Maestro, and Cirrus brands. Established in 1966, Mastercard Incorporated is headquartered in Purchase, New York.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Mastercard Incorporated (MA)
| Fund | Ticker | Position# | Weight |
|---|---|---|---|
| State Street Financial Select Sector SPDR ETF | XLF | 4 | 6.55% |
| iShares MSCI USA Quality Factor ETF | QUAL | 8 | 2.63% |
| JPMorgan Equity Premium Income ETF | JEPI | 1 | 2.04% |
| Dimensional - US High Profitability ETF | DUHP | 7 | 2.73% |
| Invesco S&P 500 Quality ETF | SPHQ | 1 | 6.95% |
| Vanguard Financials ETF | VFH | 4 | 5.30% |
| Xtrackers MSCI USA ESG UCITS ETF 1C | XZMU.L | 10 | 2.00% |
| JPMorgan Active Growth ETF | JGRO | 9 | 2.14% |
| Xtrackers MSCI World ESG UCITS ETF 1C | XZW0.DE | 10 | 1.36% |
| iShares Edge MSCI World Quality Factor UCITS ETF | IWQU.L | 8 | 2.35% |
Funds with Mastercard among their ten largest holdings, largest fund first.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Mastercard Incorporated is a global technology firm specializing in providing transaction processing and a wide array of payment solutions, operating across the United States and internationally. Its core business centers on enabling the entire payment transaction lifecycle – including authorization, clearing, and settlement – alongside offering a spectrum of complementary payment services. The company provides a comprehensive suite of integrated products and value-added services to a diverse clientele, which includes individual account holders, merchants, financial institutions, businesses, governments, and other organizations. These offerings span programs enabling deferred payment credit, prepaid card management services, commercial credit and debit solutions, and tools for accessing funds in deposit and other accounts. Additionally, Mastercard offers advanced cyber and intelligence solutions designed to secure transactions for all participants, and provides proprietary insights derived from the responsible utilization of consumer and merchant data. For online merchants, its specialized offerings encompass analytics, experimental "test and learn" platforms, consulting, managed services, loyalty programs, payment processing, and secure gateway technologies. The company also operates open banking and digital identity platforms. Its prominent payment solutions are delivered under the MasterCard, Maestro, and Cirrus brands. Established in 1966, Mastercard Incorporated is headquartered in Purchase, New York.
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