Capital One Financial Corporation (COF)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | $bn | 32 | 32 | 38 | 49 | 54 | 69 | 79 | 64 |
| Operating profit | $bn | 2 | 17 | ||||||
| Net profit | $bn | 3 | 12 | 7 | 5 | 5 | 2 | 11 | 11 |
| EPS reported | $ | 4.03 | 16.16 | ||||||
| Operating cashflow per share | $ | 51.26 | 50.69 | ||||||
| Capex per share | $ | 2.92 | 1.20 | ||||||
| FCF per share | $ | 48.34 | 51.89 | ||||||
| Free cash flow | $bn | 26 | 32 | ||||||
| Net debt | $bn | -11 | -11 | ||||||
| Book value equity | $bn | 114 | 114 | ||||||
| Book value per share | $ | 209.9 | 183.2 | ||||||
| Number of shares | m | 541.3 | 621.1 | ||||||
| DPS (TTM paid) | $ | 2.60 | 3.20 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 60.14 | 12.39 | ||||||
| P/B LTM | x | 1.15 | 1.15 | ||||||
| P/S LTM | x | 1.89 | 1.67 | ||||||
| P/FCF LTM | x | 5.01 | 4.07 | ||||||
| EV/EBITDA LTM | x | 16.52 | 5.67 | ||||||
| EV/Sales LTM | x | 1.80 | 1.59 | ||||||
| Earnings Yield LTM | % | +1.66% | +8.07% | ||||||
| FCF Yield | % | +19.95% | +24.57% | ||||||
| Quality | |||||||||
| ROE | % | +2.16% | +9.28% | ||||||
| ROIC | % | +1.09% | +6.83% | ||||||
| Operating margin | % | +3.29% | +21.02% | ||||||
| Gross margin | % | +47.33% | +66.19% | ||||||
| FCF/Sales | % | +37.75% | +40.96% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | -65.23% | +39.43% | ||||||
| Sales Growth YoY | % | +28.39% | +45.75% | ||||||
| Net Income Growth YoY | % | -48.36% | +121.47% | ||||||
| FCF Growth | % | +54.17% | +89.91% | ||||||
| Operating Profit Growth | % | -61.40% | +179.59% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +1.35% | +1.46% | ||||||
| Dividend Growth | % | +8.33% | +33.33% | ||||||
| Payout Ratio | % | +81.05% | +27.18% | ||||||
| FCF/Debt | x | 0.51 | 0.71 | ||||||
| Net Debt/EBITDA | x | -0.85 | -0.43 | ||||||
| EBIT/Net interest | x | 0.14 | 0.99 | ||||||
| Net debt/market cap | % | +38.90% | +33.66% | ||||||
| Net debt/Equity | x | -0.09 | -0.10 | ||||||
| Gross debt/equity | x | 0.45 | 0.40 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Capital One Financial Corporation, identified by its ticker COF, operates as a prominent financial services holding company. It oversees essential subsidiaries such as Capital One Bank (USA), National Association, and Capital One, National Association, which collectively offer a broad spectrum of financial products and services throughout the United States, Canada, and the United Kingdom. The company structures its extensive operations into three core divisions: Credit Card, Consumer Banking, and Commercial Banking. Clients can utilize various deposit instruments, including checking accounts, money market accounts, negotiable order of withdrawal (NOW) accounts, savings accounts, and time deposits. Capital One's lending solutions are equally comprehensive, encompassing credit card financing, personal auto and retail banking loans, as well as significant commercial and multifamily real estate loans, and broader commercial and industrial credit facilities. Furthermore, the corporation provides credit and debit card issuance, robust online direct banking capabilities, and specialized treasury management and custodial services. Capital One serves a diverse clientele that includes individual consumers, small enterprises, and large commercial entities. It reaches these customers through a multi-channel approach, leveraging digital platforms, traditional physical branches, innovative café locations, and other distribution points, particularly within key states like New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Established in 1988, Capital One Financial Corporation maintains its primary executive offices in McLean, Virginia.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Capital One Financial Corporation (COF)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Capital One Financial Corporation, identified by its ticker COF, operates as a prominent financial services holding company. It oversees essential subsidiaries such as Capital One Bank (USA), National Association, and Capital One, National Association, which collectively offer a broad spectrum of financial products and services throughout the United States, Canada, and the United Kingdom. The company structures its extensive operations into three core divisions: Credit Card, Consumer Banking, and Commercial Banking. Clients can utilize various deposit instruments, including checking accounts, money market accounts, negotiable order of withdrawal (NOW) accounts, savings accounts, and time deposits. Capital One's lending solutions are equally comprehensive, encompassing credit card financing, personal auto and retail banking loans, as well as significant commercial and multifamily real estate loans, and broader commercial and industrial credit facilities. Furthermore, the corporation provides credit and debit card issuance, robust online direct banking capabilities, and specialized treasury management and custodial services. Capital One serves a diverse clientele that includes individual consumers, small enterprises, and large commercial entities. It reaches these customers through a multi-channel approach, leveraging digital platforms, traditional physical branches, innovative café locations, and other distribution points, particularly within key states like New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Established in 1988, Capital One Financial Corporation maintains its primary executive offices in McLean, Virginia.
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