Lufax Holding Ltd (LU)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in CNY| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | CNY bn | 51 | 65 | 69 | 42 | - | 28 | 28 | 25 |
| Operating profit | CNY bn | -0 | 0 | ||||||
| Net profit | CNY bn | 12 | 17 | 9 | 1 | - | -2 | -2 | -0 |
| EPS reported | CNY | -4.76 | -5.16 | ||||||
| Operating cashflow per share | CNY | 29.51 | 29,456 | ||||||
| Capex per share | CNY | 0.08 | 118.7 | ||||||
| FCF per share | CNY | 29.43 | 29,337 | ||||||
| Free cash flow | CNY bn | 13 | 12,672 | ||||||
| Net debt | CNY bn | 40 | 45 | ||||||
| Book value equity | CNY bn | 80 | 79 | ||||||
| Book value per share | CNY | 184.3 | 182.4 | ||||||
| Number of shares | m | 433.34 | 433.34 | ||||||
| DPS (TTM paid) | CNY | 0.00 | 3,313 |
Financial summary
Financials in CNY| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | - | - | ||||||
| P/B LTM | x | 0.10 | 0.10 | ||||||
| P/S LTM | x | 0.28 | 0.27 | ||||||
| P/FCF LTM | x | 0.61 | 0.00 | ||||||
| EV/EBITDA LTM | x | 72.98 | 5.41 | ||||||
| EV/Sales LTM | x | 1.71 | 3.67 | ||||||
| Earnings Yield LTM | % | -26.30% | -30.50% | ||||||
| FCF Yield | % | +164.38% | +163356.1% | ||||||
| Quality | |||||||||
| ROE | % | -2.55% | -1.66% | ||||||
| ROIC | % | -0.21% | +0.58% | ||||||
| Operating margin | % | -1.56% | +5.90% | ||||||
| Gross margin | % | +74.93% | +32.57% | ||||||
| FCF/Sales | % | +45.33% | +79652.5% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | - | - | ||||||
| Sales Growth YoY | % | -32.51% | - | ||||||
| Net Income Growth YoY | % | - | - | ||||||
| FCF Growth | % | -14.89% | - | ||||||
| Operating Profit Growth | % | - | - | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 0.00% | 0.00% | ||||||
| Dividend Growth | % | -100.00% | - | ||||||
| Payout Ratio | % | 0.00% | 0.00% | ||||||
| FCF/Debt | x | 0.16 | 174.70 | ||||||
| Net Debt/EBITDA | x | 61.21 | 5.24 | ||||||
| EBIT/Net interest | x | -0.46 | 0.00 | ||||||
| Net debt/market cap | % | +10.49% | +8.19% | ||||||
| Net debt/Equity | x | 0.50 | 0.57 | ||||||
| Gross debt/equity | x | 1.02 | 0.92 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Lufax Holding Ltd is a leading financial technology company based in China, delivering a wide array of personal financial services through its advanced digital platform. The company's core business involves providing various credit facilities, which include both unsecured and collateral-backed loans, alongside consumer financing options. Beyond lending, Lufax also manages investment opportunities for affluent and middle-class investors through its wealth management platforms, notably Lufax (Lu.com), Lu International (Singapore), and Lu International (Hong Kong), enabling them to diversify their portfolios. Furthermore, it offers specialized lending services to small business owners via its retail credit facilitation platform and provides technology solutions to empower other financial institutions. Established in 2005, Lufax Holding Ltd maintains its principal office in Shanghai, China.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Lufax Holding Ltd is a leading financial technology company based in China, delivering a wide array of personal financial services through its advanced digital platform. The company's core business involves providing various credit facilities, which include both unsecured and collateral-backed loans, alongside consumer financing options. Beyond lending, Lufax also manages investment opportunities for affluent and middle-class investors through its wealth management platforms, notably Lufax (Lu.com), Lu International (Singapore), and Lu International (Hong Kong), enabling them to diversify their portfolios. Furthermore, it offers specialized lending services to small business owners via its retail credit facilitation platform and provides technology solutions to empower other financial institutions. Established in 2005, Lufax Holding Ltd maintains its principal office in Shanghai, China.
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