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Stock profile

Just Group plc (JUST.L)

Country: United KingdomSector: Financial ServicesIndustry: Insurance - SpecialtyExchange: LSE

Delisted · last close 1 Apr 2026

Current price
219.00 GBp0.00%
Last close 1 Apr 2026
Benchmarks

Key financial summary

Financials in GBP
202020212022202320242025
Total revenue£m4,6283,2245,694912-1,655216
Operating profit£m-157
Net profit£m194-35-37612980-99
EPS reported£-0.11
Operating cashflow per share£-0.36
Capex per share£0.02
FCF per share£-0.38
Free cash flow£m-398
Net debt£m3,604
Book value equity£m1,110
Book value per share£1.07
Number of sharesm1,042
DPS (TTM paid)£0.01

Financial summary

Financials in GBP
202020212022202320242025
Value
P/E TTMx-
P/B LTMx2.03
P/S LTMx10.42
P/FCF LTMx-5.66
EV/EBITDA LTMx43.75
EV/Sales LTMx27.14
Earnings Yield LTM%-4.40%
FCF Yield%-17.68%
Quality
ROE%-8.92%
ROIC%-0.32%
Operating margin%-72.69%
Gross margin%161.11%
FCF/Sales%-184.26%
Growth and momentum
EPS Growth YoY%-
Sales Growth YoY%-
Net Income Growth YoY%-
FCF Growth%-
Operating Profit Growth%-
Dividend and capital structure
Dividend Yield%1.24%
Dividend Growth%-66.40%
Payout Ratio%-24.43%
FCF/Debtx-0.09
Net Debt/EBITDAx26.96
EBIT/Net interestx-0.64
Net debt/market cap%160.13%
Net debt/Equityx3.25
Gross debt/equityx3.94

Company overview

Established in Reigate, UK, in 2004, and known as JRP Group plc until its rebranding in May 2017, Just Group plc stands as a key provider of diverse financial services within the United Kingdom's retirement income sector. The company offers a comprehensive suite of solutions, including various de-risking strategies, options for guaranteed and secure lifetime income, care plans, protection products, and lifetime mortgages, which are also distributed through advisory and intermediary channels. Beyond these direct financial offerings, Just Group provides professional services such as regulated financial advice and guidance. It further supports other businesses with consultancy, software development, and outsourced customer service and marketing functions. Through its life company, it underwrites insurance products specifically designed for individuals nearing or in retirement, and supplies licensed software to a wide array of financial institutions, including advisers, banks, building societies, other life assurance companies, and pension trustees. Its varied clientele spans pension scheme trustees and sponsors, individual homeowners, and other corporate clients.

WebsiteN/A
IndustryInsurance - Specialty
Trades inGBp

Similar companies

For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.

Delisted · last close 1 Apr 2026

Just Group plc (JUST.L)

JUST.L · LSE · Financial Services
219.00 GBp0.00%
Benchmarks
Financialsin GBP
20242025
About

Established in Reigate, UK, in 2004, and known as JRP Group plc until its rebranding in May 2017, Just Group plc stands as a key provider of diverse financial services within the United Kingdom's retirement income sector. The company offers a comprehensive suite of solutions, including various de-risking strategies, options for guaranteed and secure lifetime income, care plans, protection products, and lifetime mortgages, which are also distributed through advisory and intermediary channels. Beyond these direct financial offerings, Just Group provides professional services such as regulated financial advice and guidance. It further supports other businesses with consultancy, software development, and outsourced customer service and marketing functions. Through its life company, it underwrites insurance products specifically designed for individuals nearing or in retirement, and supplies licensed software to a wide array of financial institutions, including advisers, banks, building societies, other life assurance companies, and pension trustees. Its varied clientele spans pension scheme trustees and sponsors, individual homeowners, and other corporate clients.

IndustryInsurance - Specialty
Trades inGBp

For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.

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