Avidbank Holdings, Inc. (AVBH)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 45 | 52 | 74 | 53 | 77 | 32 | 16 | - |
| Operating profit | $m | -26 | -20 | ||||||
| Net profit | $m | 10 | 12 | 25 | 17 | 21 | 24 | 29 | 26 |
| EPS reported | $ | 3.11 | 2.95 | ||||||
| Operating cashflow per share | $ | 0.00 | 1.17 | ||||||
| Capex per share | $ | 0.00 | 0.01 | ||||||
| FCF per share | $ | 0.00 | 1.18 | ||||||
| Free cash flow | $m | 0 | 12 | ||||||
| Net debt | $m | 11 | -224 | ||||||
| Book value equity | $m | 281 | 296 | ||||||
| Book value per share | $ | 36.56 | 27.48 | ||||||
| Number of shares | m | 7.69 | 10.78 | ||||||
| DPS (TTM paid) | $ | 0.00 | 0.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 8.54 | 10.65 | ||||||
| P/B LTM | x | 0.71 | 0.68 | ||||||
| P/S LTM | x | 6.28 | 12.83 | ||||||
| P/FCF LTM | x | 0.00 | 16.05 | ||||||
| EV/EBITDA LTM | x | -6.23 | -10.91 | ||||||
| EV/Sales LTM | x | 2.89 | 5.23 | ||||||
| Earnings Yield LTM | % | +11.71% | +9.39% | ||||||
| FCF Yield | % | 0.00% | +6.23% | ||||||
| Quality | |||||||||
| ROE | % | +8.53% | +10.33% | ||||||
| ROIC | % | +0.89% | -1.42% | ||||||
| Operating margin | % | -34.77% | -29.31% | ||||||
| Gross margin | % | +34.79% | +32.58% | ||||||
| FCF/Sales | % | 0.00% | +18.24% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +12.68% | +6.88% | ||||||
| Sales Growth YoY | % | -58.69% | -79.78% | ||||||
| Net Income Growth YoY | % | +14.10% | +39.97% | ||||||
| FCF Growth | % | -100.00% | -44.93% | ||||||
| Operating Profit Growth | % | - | - | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 0.00% | 0.00% | ||||||
| Dividend Growth | % | - | - | ||||||
| Payout Ratio | % | 0.00% | 0.00% | ||||||
| FCF/Debt | x | 0.00 | 0.57 | ||||||
| Net Debt/EBITDA | x | -0.41 | -0.41 | ||||||
| EBIT/Net interest | x | -0.61 | -0.38 | ||||||
| Net debt/market cap | % | +10.99% | +6.29% | ||||||
| Net debt/Equity | x | 0.04 | -0.76 | ||||||
| Gross debt/equity | x | 0.08 | 0.07 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Avidbank Holdings, Inc. serves as the parent company for Avidbank, a financial institution that delivers a broad spectrum of products and services to small and mid-sized businesses, professionals, and individuals. Its primary service area spans the Santa Clara, San Mateo, and San Francisco counties. The bank offers a full suite of deposit accounts for both personal and business use, including checking, money market, savings accounts, and certificates of deposit. Its diverse lending options cater to personal needs, providing secured and unsecured credit lines, home equity lines of credit, and loans for home remodels or new construction, as well as general term loans. For corporate clients, Avidbank extends credit facilities such as working capital lines, equipment financing, acquisition funding, shareholder buyout loans, Employee Stock Ownership Plan (ESOP) loans, and loans for owner-occupied commercial real estate. Furthermore, it provides commercial real estate lending, encompassing both permanent and bridge financing solutions. Avidbank also specializes in construction financing, offering loans for land acquisition, pre-development, speculative single-family dwellings, owner-occupied single-family homes, condominiums, and subdivision developments. This segment also includes unsecured business lines, real estate bridge loans, and other real estate-secured credit facilities. Beyond conventional banking, the company furnishes specialized financial solutions, including structured finance, venture lending, asset-based lending, and sponsor finance. A comprehensive range of banking services is available, such as automated clearing house (ACH) payments and collections, bill pay, wire transfers, lockbox services, merchant services, remote deposit capture, ATM/debit cards, credit cards, business courier services, cash management, and notary services. Additionally, customers can access modern banking conveniences through online and mobile platforms. Founded in 2003, Avidbank Holdings, Inc. is headquartered in San Jose, California.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Avidbank Holdings, Inc. (AVBH)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Avidbank Holdings, Inc. serves as the parent company for Avidbank, a financial institution that delivers a broad spectrum of products and services to small and mid-sized businesses, professionals, and individuals. Its primary service area spans the Santa Clara, San Mateo, and San Francisco counties. The bank offers a full suite of deposit accounts for both personal and business use, including checking, money market, savings accounts, and certificates of deposit. Its diverse lending options cater to personal needs, providing secured and unsecured credit lines, home equity lines of credit, and loans for home remodels or new construction, as well as general term loans. For corporate clients, Avidbank extends credit facilities such as working capital lines, equipment financing, acquisition funding, shareholder buyout loans, Employee Stock Ownership Plan (ESOP) loans, and loans for owner-occupied commercial real estate. Furthermore, it provides commercial real estate lending, encompassing both permanent and bridge financing solutions. Avidbank also specializes in construction financing, offering loans for land acquisition, pre-development, speculative single-family dwellings, owner-occupied single-family homes, condominiums, and subdivision developments. This segment also includes unsecured business lines, real estate bridge loans, and other real estate-secured credit facilities. Beyond conventional banking, the company furnishes specialized financial solutions, including structured finance, venture lending, asset-based lending, and sponsor finance. A comprehensive range of banking services is available, such as automated clearing house (ACH) payments and collections, bill pay, wire transfers, lockbox services, merchant services, remote deposit capture, ATM/debit cards, credit cards, business courier services, cash management, and notary services. Additionally, customers can access modern banking conveniences through online and mobile platforms. Founded in 2003, Avidbank Holdings, Inc. is headquartered in San Jose, California.
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