Enterprise Financial Services Corp (EFSC)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 312 | 399 | 492 | 541 | 531 | 651 | 738 | - |
| Operating profit | $m | 284 | 274 | ||||||
| Net profit | $m | 74 | 133 | 203 | 194 | 185 | 201 | 190 | 195 |
| EPS reported | $ | 5.31 | 5.03 | ||||||
| Operating cashflow per share | $ | 5.23 | 6.02 | ||||||
| Capex per share | $ | 0.32 | 0.22 | ||||||
| FCF per share | $ | 4.91 | 5.80 | ||||||
| Free cash flow | $m | 182 | 211 | ||||||
| Net debt | $m | 275 | 408 | ||||||
| Book value equity | $m | 2,039 | 2,041 | ||||||
| Book value per share | $ | 54.69 | 55.61 | ||||||
| Number of shares | m | 37.29 | 36.7 | ||||||
| DPS (TTM paid) | $ | 1.22 | 1.34 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 10.17 | 12.11 | ||||||
| P/B LTM | x | 0.98 | 0.98 | ||||||
| P/S LTM | x | 3.07 | 2.71 | ||||||
| P/FCF LTM | x | 11.00 | 9.44 | ||||||
| EV/EBITDA LTM | x | 7.88 | 8.10 | ||||||
| EV/Sales LTM | x | 2.52 | 2.85 | ||||||
| Earnings Yield LTM | % | +9.83% | +8.26% | ||||||
| FCF Yield | % | +9.09% | +10.59% | ||||||
| Quality | |||||||||
| ROE | % | +9.87% | +9.42% | ||||||
| ROIC | % | +1.16% | +1.09% | ||||||
| Operating margin | % | +31.10% | +27.68% | ||||||
| Gross margin | % | +68.43% | +70.67% | ||||||
| FCF/Sales | % | +19.90% | +21.39% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +9.94% | +4.14% | ||||||
| Sales Growth YoY | % | +22.44% | +38.79% | ||||||
| Net Income Growth YoY | % | +8.69% | +2.73% | ||||||
| FCF Growth | % | -24.34% | -11.88% | ||||||
| Operating Profit Growth | % | +22.69% | +18.31% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +2.45% | +1.96% | ||||||
| Dividend Growth | % | +15.09% | +26.42% | ||||||
| Payout Ratio | % | +24.67% | +27.62% | ||||||
| FCF/Debt | x | 0.36 | 0.31 | ||||||
| Net Debt/EBITDA | x | 1.03 | 1.44 | ||||||
| EBIT/Net interest | x | 1.08 | 1.09 | ||||||
| Net debt/market cap | % | +24.50% | +28.37% | ||||||
| Net debt/Equity | x | 0.13 | 0.20 | ||||||
| Gross debt/equity | x | 0.25 | 0.33 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Enterprise Financial Services Corp (EFSC) serves as the parent financial holding company for Enterprise Bank & Trust. Through this subsidiary, it delivers a comprehensive array of banking and wealth management solutions to both individual and corporate clients. The company's core deposit offerings encompass checking, savings, and money market accounts, alongside certificates of deposit. On the lending side, EFSC extends a broad portfolio of credit facilities, including commercial and industrial loans, commercial real estate financing, construction and land development loans, residential real estate mortgages, agricultural loans, and consumer credit. Beyond traditional banking, the firm provides specialized business services such as treasury management and international trade support. It also operates a unique tax credit brokerage service, assisting clients with the acquisition and subsequent sale of tax credits. For wealth management, EFSC offers financial and estate planning, investment management, and trust services, catering to businesses, private individuals, institutions, retirement plans, and non-profit organizations. Additionally, its extensive service catalog includes fiduciary duties, expert financial advisory, merchant processing solutions, and various debit and credit card options. The company further embraces modern technology, offering international banking, insurance products, and digital platforms like internet and mobile banking. Operational efficiencies are supported by remote deposit capture, positive pay systems, robust fraud detection and prevention tools, automated payable services, and comprehensive check and statement/document imaging capabilities. Complementing these, its cash management products feature controlled disbursements, repurchase agreements, and sweep investment accounts. Geographically, Enterprise Financial Services Corp maintains a physical presence with banking branches and administrative offices in key markets across Arizona, California, Kansas, Missouri, Nevada, and New Mexico. Moreover, it operates a network of specialized SBA loan production offices and deposit production offices in numerous other states. Founded in 1988, Enterprise Financial Services Corp is headquartered in Clayton, Missouri.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Enterprise Financial Services Corp (EFSC)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Enterprise Financial Services Corp (EFSC) serves as the parent financial holding company for Enterprise Bank & Trust. Through this subsidiary, it delivers a comprehensive array of banking and wealth management solutions to both individual and corporate clients. The company's core deposit offerings encompass checking, savings, and money market accounts, alongside certificates of deposit. On the lending side, EFSC extends a broad portfolio of credit facilities, including commercial and industrial loans, commercial real estate financing, construction and land development loans, residential real estate mortgages, agricultural loans, and consumer credit. Beyond traditional banking, the firm provides specialized business services such as treasury management and international trade support. It also operates a unique tax credit brokerage service, assisting clients with the acquisition and subsequent sale of tax credits. For wealth management, EFSC offers financial and estate planning, investment management, and trust services, catering to businesses, private individuals, institutions, retirement plans, and non-profit organizations. Additionally, its extensive service catalog includes fiduciary duties, expert financial advisory, merchant processing solutions, and various debit and credit card options. The company further embraces modern technology, offering international banking, insurance products, and digital platforms like internet and mobile banking. Operational efficiencies are supported by remote deposit capture, positive pay systems, robust fraud detection and prevention tools, automated payable services, and comprehensive check and statement/document imaging capabilities. Complementing these, its cash management products feature controlled disbursements, repurchase agreements, and sweep investment accounts. Geographically, Enterprise Financial Services Corp maintains a physical presence with banking branches and administrative offices in key markets across Arizona, California, Kansas, Missouri, Nevada, and New Mexico. Moreover, it operates a network of specialized SBA loan production offices and deposit production offices in numerous other states. Founded in 1988, Enterprise Financial Services Corp is headquartered in Clayton, Missouri.
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