International Bancshares Corporation (IBOC)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 538 | 594 | 675 | 833 | 834 | 840 | 859 | - |
| Operating profit | $m | 520 | 524 | ||||||
| Net profit | $m | 167 | 254 | 300 | 412 | 409 | 412 | 413 | 398 |
| EPS reported | $ | 6.62 | 6.63 | ||||||
| Operating cashflow per share | $ | 7.89 | 7.56 | ||||||
| Capex per share | $ | 0.29 | 0.28 | ||||||
| FCF per share | $ | 7.60 | 7.28 | ||||||
| Free cash flow | $m | 473 | 453 | ||||||
| Net debt | $m | 168 | 280 | ||||||
| Book value equity | $m | 3,252 | 3,375 | ||||||
| Book value per share | $ | 52.23 | 54.21 | ||||||
| Number of shares | m | 62.26 | 62.26 | ||||||
| DPS (TTM paid) | $ | 1.43 | 1.46 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 10.04 | 10.55 | ||||||
| P/B LTM | x | 1.27 | 1.23 | ||||||
| P/S LTM | x | 4.93 | 4.81 | ||||||
| P/FCF LTM | x | 8.75 | 9.13 | ||||||
| EV/EBITDA LTM | x | 7.92 | 7.85 | ||||||
| EV/Sales LTM | x | 4.09 | 4.55 | ||||||
| Earnings Yield LTM | % | +9.96% | +9.48% | ||||||
| FCF Yield | % | +11.43% | +10.95% | ||||||
| Quality | |||||||||
| ROE | % | +12.68% | +12.67% | ||||||
| ROIC | % | +2.47% | +2.43% | ||||||
| Operating margin | % | +49.39% | +49.20% | ||||||
| Gross margin | % | +78.27% | +78.70% | ||||||
| FCF/Sales | % | +44.89% | +42.53% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +0.76% | +0.91% | ||||||
| Sales Growth YoY | % | +0.74% | +3.10% | ||||||
| Net Income Growth YoY | % | +0.76% | +1.00% | ||||||
| FCF Growth | % | +2.86% | -1.52% | ||||||
| Operating Profit Growth | % | +2.29% | +2.96% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +2.10% | +1.95% | ||||||
| Dividend Growth | % | +5.15% | +7.35% | ||||||
| Payout Ratio | % | +21.12% | +21.54% | ||||||
| FCF/Debt | x | 0.67 | 0.62 | ||||||
| Net Debt/EBITDA | x | 0.31 | 0.51 | ||||||
| EBIT/Net interest | x | 2.43 | 2.55 | ||||||
| Net debt/market cap | % | +17.04% | +16.02% | ||||||
| Net debt/Equity | x | 0.05 | 0.08 | ||||||
| Gross debt/equity | x | 0.22 | 0.22 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
International Bancshares Corporation (IBC), functioning as a financial holding company, delivers a comprehensive array of commercial and retail banking services. The institution facilitates checking and savings deposits and extends various loan products, including financing for commercial ventures, real estate, personal needs, home improvements, automobiles, and other installment or term-based credit. Moreover, IBC specializes in international banking, offering services such as letters of credit, commercial and industrial lending, and foreign currency exchange. Its supplementary offerings feature credit cards, secure safety deposit boxes, collection services, notary public, and escrow. The company also provides the convenience of drive-up and walk-up facilities, alongside other standard banking operations, online banking platforms, and access to securities products facilitated by external providers. As of February 28, 2022, International Bancshares Corporation maintained a substantial presence with 170 branch locations and 263 ATMs, serving 76 distinct communities across Texas and Oklahoma. Established in 1966, the corporation's primary corporate office is located in Laredo, Texas.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
International Bancshares Corporation (IBOC)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
International Bancshares Corporation (IBC), functioning as a financial holding company, delivers a comprehensive array of commercial and retail banking services. The institution facilitates checking and savings deposits and extends various loan products, including financing for commercial ventures, real estate, personal needs, home improvements, automobiles, and other installment or term-based credit. Moreover, IBC specializes in international banking, offering services such as letters of credit, commercial and industrial lending, and foreign currency exchange. Its supplementary offerings feature credit cards, secure safety deposit boxes, collection services, notary public, and escrow. The company also provides the convenience of drive-up and walk-up facilities, alongside other standard banking operations, online banking platforms, and access to securities products facilitated by external providers. As of February 28, 2022, International Bancshares Corporation maintained a substantial presence with 170 branch locations and 263 ATMs, serving 76 distinct communities across Texas and Oklahoma. Established in 1966, the corporation's primary corporate office is located in Laredo, Texas.
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