ServisFirst Bancshares, Inc. (SFBS)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 363 | 406 | 492 | 427 | 478 | 562 | 626 | - |
| Operating profit | $m | 342 | 395 | ||||||
| Net profit | $m | 170 | 208 | 252 | 207 | 227 | 277 | 321 | 352 |
| EPS reported | $ | 5.06 | 2.94 | ||||||
| Operating cashflow per share | $ | 3.25 | 8.65 | ||||||
| Capex per share | $ | 0.05 | 0.13 | ||||||
| FCF per share | $ | 3.19 | 8.52 | ||||||
| Free cash flow | $m | 349 | 466 | ||||||
| Net debt | $m | 342 | -1,483 | ||||||
| Book value equity | $m | 1,850 | 1,978 | ||||||
| Book value per share | $ | 33.84 | 18.09 | ||||||
| Number of shares | m | 54.67 | 109.35 | ||||||
| DPS (TTM paid) | $ | 0.67 | 0.93 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | - | 13.98 | ||||||
| P/B LTM | x | 2.12 | 1.98 | ||||||
| P/S LTM | x | 6.98 | 6.27 | ||||||
| P/FCF LTM | x | 11.24 | 8.43 | ||||||
| EV/EBITDA LTM | x | 15.38 | 13.40 | ||||||
| EV/Sales LTM | x | 5.24 | 4.97 | ||||||
| Earnings Yield LTM | % | +7.05% | +7.15% | ||||||
| FCF Yield | % | +8.90% | +11.86% | ||||||
| Quality | |||||||||
| ROE | % | +14.95% | +17.06% | ||||||
| ROIC | % | -19.12% | +1.75% | ||||||
| Operating margin | % | +33.62% | +38.07% | ||||||
| Gross margin | % | +51.79% | +56.60% | ||||||
| FCF/Sales | % | +34.33% | +44.94% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +21.63% | -29.33% | ||||||
| Sales Growth YoY | % | +17.72% | +31.05% | ||||||
| Net Income Growth YoY | % | +21.72% | +41.14% | ||||||
| FCF Growth | % | +40.68% | +87.56% | ||||||
| Operating Profit Growth | % | +22.64% | +41.43% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +1.87% | +1.62% | ||||||
| Dividend Growth | % | +48.89% | +106.11% | ||||||
| Payout Ratio | % | +26.47% | +37.30% | ||||||
| FCF/Debt | x | 0.23 | 0.29 | ||||||
| Net Debt/EBITDA | x | 4.07 | 0.40 | ||||||
| EBIT/Net interest | x | 0.75 | 0.96 | ||||||
| Net debt/market cap | % | +38.38% | +32.33% | ||||||
| Net debt/Equity | x | 0.19 | -0.75 | ||||||
| Gross debt/equity | x | 0.81 | 0.82 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
ServisFirst Bancshares, Inc. operates as the parent entity for ServisFirst Bank, providing a comprehensive range of financial solutions to both individual consumers and corporate clients. Its deposit offerings encompass checking, savings, money market, and individual retirement accounts, in addition to certificates of deposit. The company extends diverse lending options, including commercial credit facilities for working capital, business expansion, and the acquisition of property, plant, and equipment, alongside commercial lines of credit. It also finances commercial and residential real estate, as well as construction and development ventures. For individuals, consumer loans cover home equity, vehicle purchases, and both secured and unsecured personal financing. Beyond these core services, ServisFirst Bancshares offers modern conveniences such as telephone and mobile banking, direct deposit, online banking, ATMs, debit cards, and Visa credit cards. Specialized services include treasury and cash management, wire transfers, night depository, banking-by-mail, remote capture, and correspondent banking for other financial institutions. The company also manages its subsidiary's participations in residential mortgages and commercial real estate loans originated across Alabama, Florida, Georgia, and Tennessee. Founded in 2005 and based in Birmingham, Alabama, ServisFirst Bancshares maintains 23 full-service branches throughout Alabama, Florida, Georgia, South Carolina, and Tennessee, complemented by two loan production offices located in Florida.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
ServisFirst Bancshares, Inc. (SFBS)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
ServisFirst Bancshares, Inc. operates as the parent entity for ServisFirst Bank, providing a comprehensive range of financial solutions to both individual consumers and corporate clients. Its deposit offerings encompass checking, savings, money market, and individual retirement accounts, in addition to certificates of deposit. The company extends diverse lending options, including commercial credit facilities for working capital, business expansion, and the acquisition of property, plant, and equipment, alongside commercial lines of credit. It also finances commercial and residential real estate, as well as construction and development ventures. For individuals, consumer loans cover home equity, vehicle purchases, and both secured and unsecured personal financing. Beyond these core services, ServisFirst Bancshares offers modern conveniences such as telephone and mobile banking, direct deposit, online banking, ATMs, debit cards, and Visa credit cards. Specialized services include treasury and cash management, wire transfers, night depository, banking-by-mail, remote capture, and correspondent banking for other financial institutions. The company also manages its subsidiary's participations in residential mortgages and commercial real estate loans originated across Alabama, Florida, Georgia, and Tennessee. Founded in 2005 and based in Birmingham, Alabama, ServisFirst Bancshares maintains 23 full-service branches throughout Alabama, Florida, Georgia, South Carolina, and Tennessee, complemented by two loan production offices located in Florida.
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