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Stock profile

Heritage Commerce Corp (HTBK)

Country: United States of AmericaSector: Financial ServicesIndustry: Banks - RegionalExchange: NASDAQ

Delisted · last close 21 Apr 2026

Current price
13.45 USD0.00%
Last close 21 Apr 2026
Benchmarks

Key financial summary

Financials in USD
202020212022202320242025TTM
Total net revenue$m152156190192172195195
Operating profit$m6868
Net profit$m35486764414848
EPS reported$0.780.78
Operating cashflow per share$1.001.01
Capex per share$0.010.01
FCF per share$0.991.00
Free cash flow$m6161
Net debt$m-575-575
Book value equity$m709709
Book value per share$11.4811.48
Number of sharesm61.761.7
DPS (TTM paid)$0.520.39

Financial summary

Financials in USD
202020212022202320242025TTM
Value
P/E TTMx15.4017.24
P/B LTMx1.041.17
P/S LTMx3.794.26
P/FCF LTMx12.1213.56
EV/EBITDA LTMx10.603.56
EV/Sales LTMx2.831.30
Earnings Yield LTM%6.49%5.80%
FCF Yield%8.25%7.38%
Quality
ROE%6.75%6.83%
ROIC%-3.25%-3.25%
Operating margin%25.44%25.44%
Gross margin%72.63%72.63%
FCF/Sales%22.83%22.96%
Growth and momentum
EPS Growth YoY%+18.18%+18.18%
Sales Growth YoY%+12.83%+12.83%
Net Income Growth YoY%+18.02%+18.02%
FCF Growth%+62.71%+62.71%
Operating Profit Growth%+19.45%+19.45%
Dividend and capital structure
Dividend Yield%4.33%2.90%
Dividend Growth%0.00%-
Payout Ratio%66.32%66.35%
FCF/Debtx1.531.54
Net Debt/EBITDAx0.250.25
EBIT/Net interestx0.950.95
Net debt/market cap%-78.07%-69.39%
Net debt/Equityx-0.81-0.81
Gross debt/equityx0.060.06

Company overview

Heritage Commerce Corp, operating as the parent company for Heritage Bank of Commerce, offers a broad spectrum of commercial and personal banking solutions. The company caters to individuals, businesses, and professionals across California. Its array of deposit products for retail and business clients includes both interest-bearing and non-interest-bearing checking accounts, savings and money market accounts, certificates of deposit, and various time deposits. The loan portfolio is extensive, featuring commercial loans for operational capital, equipment acquisition, and general business needs (both secured and unsecured). It also provides financing for commercial real estate, construction loans for rental properties, commercial structures, and residential development, alongside Small Business Administration (SBA) loans. Residential offerings encompass home equity lines of credit, multifamily property loans, and traditional residential mortgages, while consumer loans cover vehicles, goods, and other personal financing requirements. Furthermore, Heritage Commerce Corp delivers a wide variety of supplementary services, such as cashier's checks, bank-by-mail, night deposit facilities, safe deposit boxes, direct deposit, automated payroll, electronic funds transfer (EFT), online bill payment, services for homeowner associations, remote deposit capture, Automated Clearing House (ACH) origination, electronic data interchange (EDI), check imaging, factoring financing, and a full suite of other digital and conventional banking services. The company maintains 17 full-service branch locations, primarily positioned within the greater San Francisco Bay Area of California. Heritage Commerce Corp was established in 1994 and is headquartered in San Jose, California.

WebsiteN/A
IndustryBanks - Regional
Trades inUSD

Similar companies

For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.

Delisted · last close 21 Apr 2026

Heritage Commerce Corp (HTBK)

HTBK · NASDAQ · Financial Services
13.45 USD0.00%
Benchmarks
Financialsin USD
20242025TTM
About

Heritage Commerce Corp, operating as the parent company for Heritage Bank of Commerce, offers a broad spectrum of commercial and personal banking solutions. The company caters to individuals, businesses, and professionals across California. Its array of deposit products for retail and business clients includes both interest-bearing and non-interest-bearing checking accounts, savings and money market accounts, certificates of deposit, and various time deposits. The loan portfolio is extensive, featuring commercial loans for operational capital, equipment acquisition, and general business needs (both secured and unsecured). It also provides financing for commercial real estate, construction loans for rental properties, commercial structures, and residential development, alongside Small Business Administration (SBA) loans. Residential offerings encompass home equity lines of credit, multifamily property loans, and traditional residential mortgages, while consumer loans cover vehicles, goods, and other personal financing requirements. Furthermore, Heritage Commerce Corp delivers a wide variety of supplementary services, such as cashier's checks, bank-by-mail, night deposit facilities, safe deposit boxes, direct deposit, automated payroll, electronic funds transfer (EFT), online bill payment, services for homeowner associations, remote deposit capture, Automated Clearing House (ACH) origination, electronic data interchange (EDI), check imaging, factoring financing, and a full suite of other digital and conventional banking services. The company maintains 17 full-service branch locations, primarily positioned within the greater San Francisco Bay Area of California. Heritage Commerce Corp was established in 1994 and is headquartered in San Jose, California.

IndustryBanks - Regional
Trades inUSD

For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.

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