Harbor Bankshares Corporation (HRBK)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USDTTM unavailable| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 14 | 16 | 15 | 24 | 22 | 23 | - | - |
| Operating profit | $m | 2 | - | ||||||
| Net profit | $m | 1 | 3 | 0 | 7 | 3 | 1 | - | - |
| EPS reported | $ | -0.12 | - | ||||||
| Operating cashflow per share | $ | 0.91 | - | ||||||
| Capex per share | $ | 1.31 | - | ||||||
| FCF per share | $ | -0.40 | - | ||||||
| Free cash flow | $m | -1 | - | ||||||
| Net debt | $m | -4 | - | ||||||
| Book value equity | $m | 100 | - | ||||||
| Book value per share | $ | 78.54 | - | ||||||
| Number of shares | m | 1.27 | - | ||||||
| DPS (TTM paid) | $ | 0.50 | - |
Financial summary
Financials in USDTTM unavailable| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | - | - | ||||||
| P/B LTM | x | 0.24 | - | ||||||
| P/S LTM | x | 1.04 | - | ||||||
| P/FCF LTM | x | -47.45 | - | ||||||
| EV/EBITDA LTM | x | 10.36 | - | ||||||
| EV/Sales LTM | x | 0.92 | - | ||||||
| Earnings Yield LTM | % | +5.62% | - | ||||||
| FCF Yield | % | -2.11% | - | ||||||
| Quality | |||||||||
| ROE | % | +1.36% | - | ||||||
| ROIC | % | +0.35% | - | ||||||
| Operating margin | % | +6.61% | - | ||||||
| Gross margin | % | +85.55% | - | ||||||
| FCF/Sales | % | -1.91% | - | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | - | - | ||||||
| Sales Growth YoY | % | +7.57% | - | ||||||
| Net Income Growth YoY | % | -60.56% | - | ||||||
| FCF Growth | % | - | - | ||||||
| Operating Profit Growth | % | -65.97% | - | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +11.46% | - | ||||||
| Dividend Growth | % | -50.00% | - | ||||||
| Payout Ratio | % | -1813.8% | - | ||||||
| FCF/Debt | x | -0.15 | - | ||||||
| Net Debt/EBITDA | x | 0.19 | - | ||||||
| EBIT/Net interest | x | 0.53 | - | ||||||
| Net debt/market cap | % | +4.63% | - | ||||||
| Net debt/Equity | x | -0.04 | - | ||||||
| Gross debt/equity | x | 0.03 | - | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Harbor Bankshares Corporation is a financial institution offering a comprehensive spectrum of banking and financial services in Maryland, primarily serving the Baltimore metropolitan area through its six branch locations. For individual clients, it provides essential retail banking products such as checking and savings accounts, investment vehicles, debit and credit cards, and specialized offerings like Individual Retirement Accounts (IRAs) and Certificates of Deposit (CDs). Its lending portfolio includes mortgages, personal loans, installment loans, and VIP loan options, alongside home equity and overdraft lines of credit. Convenience services encompass online and mobile banking, bill payment, e-statements, telebanking, and up-to-date interest rate information. Businesses also benefit from a robust suite of solutions, including commercial loans, remote deposit capture, positive pay systems, comprehensive cash management, and merchant services. Beyond traditional banking, the company extends its offerings to include brokerage and insurance products, providing a more holistic financial approach. Established in 1982, Harbor Bankshares Corporation is headquartered in Baltimore, Maryland.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Harbor Bankshares Corporation (HRBK)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Harbor Bankshares Corporation is a financial institution offering a comprehensive spectrum of banking and financial services in Maryland, primarily serving the Baltimore metropolitan area through its six branch locations. For individual clients, it provides essential retail banking products such as checking and savings accounts, investment vehicles, debit and credit cards, and specialized offerings like Individual Retirement Accounts (IRAs) and Certificates of Deposit (CDs). Its lending portfolio includes mortgages, personal loans, installment loans, and VIP loan options, alongside home equity and overdraft lines of credit. Convenience services encompass online and mobile banking, bill payment, e-statements, telebanking, and up-to-date interest rate information. Businesses also benefit from a robust suite of solutions, including commercial loans, remote deposit capture, positive pay systems, comprehensive cash management, and merchant services. Beyond traditional banking, the company extends its offerings to include brokerage and insurance products, providing a more holistic financial approach. Established in 1982, Harbor Bankshares Corporation is headquartered in Baltimore, Maryland.
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