HCI Group, Inc. (HCI)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | $m | 276 | 403 | 492 | 550 | 749 | 901 | 952 | 978 |
| Operating profit | $m | 429 | 461 | ||||||
| Net profit | $m | 28 | 2 | -59 | 79 | 110 | 299 | 310 | 247 |
| EPS reported | $ | 24.87 | 24.33 | ||||||
| Operating cashflow per share | $ | 39.19 | 12.12 | ||||||
| Capex per share | $ | 0.32 | 0.18 | ||||||
| FCF per share | $ | 38.99 | 11.95 | ||||||
| Free cash flow | $m | 444 | 410 | ||||||
| Net debt | $m | -1,174 | -875 | ||||||
| Book value equity | $m | 1,041 | 1,080 | ||||||
| Book value per share | $ | 80.81 | 83.82 | ||||||
| Number of shares | m | 12.88 | 12.88 | ||||||
| DPS (TTM paid) | $ | 1.60 | 1.60 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 7.71 | 7.19 | ||||||
| P/B LTM | x | 2.10 | 2.02 | ||||||
| P/S LTM | x | 2.43 | 2.30 | ||||||
| P/FCF LTM | x | 4.92 | 5.33 | ||||||
| EV/EBITDA LTM | x | 2.32 | 2.20 | ||||||
| EV/Sales LTM | x | 1.16 | 1.62 | ||||||
| Earnings Yield LTM | % | +12.97% | +13.91% | ||||||
| FCF Yield | % | +20.34% | +18.78% | ||||||
| Quality | |||||||||
| ROE | % | +28.72% | +30.79% | ||||||
| ROIC | % | +25.76% | +14.25% | ||||||
| Operating margin | % | +47.65% | +48.41% | ||||||
| Gross margin | % | +73.16% | +69.92% | ||||||
| FCF/Sales | % | +49.33% | +14.30% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +179.75% | +173.68% | ||||||
| Sales Growth YoY | % | +20.21% | +27.05% | ||||||
| Net Income Growth YoY | % | +171.94% | +182.27% | ||||||
| FCF Growth | % | +35.60% | +25.18% | ||||||
| Operating Profit Growth | % | +147.56% | +165.79% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +0.88% | +0.87% | ||||||
| Dividend Growth | % | 0.00% | 0.00% | ||||||
| Payout Ratio | % | +6.02% | +9.43% | ||||||
| FCF/Debt | x | 6.55 | 6.08 | ||||||
| Net Debt/EBITDA | x | -2.54 | -1.71 | ||||||
| EBIT/Net interest | x | 46.89 | 114.24 | ||||||
| Net debt/market cap | % | +3.11% | +2.87% | ||||||
| Net debt/Equity | x | -1.13 | -0.81 | ||||||
| Gross debt/equity | x | 0.07 | 0.06 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Headquartered in Tampa, Florida, HCI Group, Inc., originally established in 2006 as Homeowners Choice, Inc. before its name change in May 2013, is a diversified holding company. It conducts business across four main segments: property and casualty insurance, reinsurance, real estate, and information technology. Within Florida, the company underwrites residential insurance policies for homeowners, condominium owners, and tenants, offering coverage types such as homeowners, fire, flood, and wind-only, alongside reinsurance services. Its real estate portfolio encompasses ownership and management of waterfront properties, retail shopping centers, an office building, and various commercial investment properties. Additionally, HCI Group's technology division designs and builds web-based applications and mobile solutions, including its online policy administration platforms SAMS and Harmony, the end-to-end claims management system ClaimColony, and the mapping and data visualization tool AtlasViewer.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Headquartered in Tampa, Florida, HCI Group, Inc., originally established in 2006 as Homeowners Choice, Inc. before its name change in May 2013, is a diversified holding company. It conducts business across four main segments: property and casualty insurance, reinsurance, real estate, and information technology. Within Florida, the company underwrites residential insurance policies for homeowners, condominium owners, and tenants, offering coverage types such as homeowners, fire, flood, and wind-only, alongside reinsurance services. Its real estate portfolio encompasses ownership and management of waterfront properties, retail shopping centers, an office building, and various commercial investment properties. Additionally, HCI Group's technology division designs and builds web-based applications and mobile solutions, including its online policy administration platforms SAMS and Harmony, the end-to-end claims management system ClaimColony, and the mapping and data visualization tool AtlasViewer.
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