Home Capital Group Inc. is a Canadian financial services firm primarily operating through its subsidiary, Home Trust Company. The company specializes in a broad spectrum of financial offerings across Canada, encompassing both residential and commercial mortgage lending, as well as the securitization of residential mortgage assets. It further extends its services to consumer lending and various credit card products. Under the Oaken Financial brand, Home Capital facilitates deposits through a network of brokers and financial planners. Its credit card portfolio features the Equityline Visa, a home equity line of credit secured by residential property, alongside both cash-secured and unsecured credit card options. The company also provides consumer retail financing for durable goods such as water heaters and significant home improvement items, in addition to general consumer loans. Furthermore, Home Capital is involved in managing a treasury portfolio. Established in 1986, Home Capital Group Inc. is headquartered in Toronto, Canada, and maintains a presence through offices in Ontario, Alberta, British Columbia, Nova Scotia, and Quebec.