German American Bancorp, Inc. (GABC)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 210 | 220 | 260 | 251 | 215 | 361 | 386 | - |
| Operating profit | $m | 140 | 177 | ||||||
| Net profit | $m | 62 | 84 | 82 | 86 | 84 | 113 | 142 | 147 |
| EPS reported | $ | 3.06 | 3.79 | ||||||
| Operating cashflow per share | $ | 4.33 | 5.05 | ||||||
| Capex per share | $ | 0.14 | 0.19 | ||||||
| FCF per share | $ | 4.19 | 4.86 | ||||||
| Free cash flow | $m | 154 | 182 | ||||||
| Net debt | $m | -1,054 | 80 | ||||||
| Book value equity | $m | 1,162 | 1,212 | ||||||
| Book value per share | $ | 31.59 | 32.25 | ||||||
| Number of shares | m | 36.8 | 37.56 | ||||||
| DPS (TTM paid) | $ | 1.16 | 1.22 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 12.80 | 13.06 | ||||||
| P/B LTM | x | 1.24 | 1.19 | ||||||
| P/S LTM | x | 3.99 | 3.73 | ||||||
| P/FCF LTM | x | 9.36 | 7.90 | ||||||
| EV/EBITDA LTM | x | 9.78 | 7.74 | ||||||
| EV/Sales LTM | x | 3.19 | 3.99 | ||||||
| Earnings Yield LTM | % | +7.81% | +7.66% | ||||||
| FCF Yield | % | +10.68% | +12.65% | ||||||
| Quality | |||||||||
| ROE | % | +9.69% | +12.17% | ||||||
| ROIC | % | +8.05% | +5.50% | ||||||
| Operating margin | % | +28.74% | +35.26% | ||||||
| Gross margin | % | +70.17% | +75.49% | ||||||
| FCF/Sales | % | +31.60% | +36.26% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +8.13% | +33.92% | ||||||
| Sales Growth YoY | % | +68.17% | +79.68% | ||||||
| Net Income Growth YoY | % | +34.39% | +69.53% | ||||||
| FCF Growth | % | +69.76% | +101.06% | ||||||
| Operating Profit Growth | % | +34.55% | +70.37% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +3.00% | +2.37% | ||||||
| Dividend Growth | % | +7.41% | +12.96% | ||||||
| Payout Ratio | % | +38.44% | +31.72% | ||||||
| FCF/Debt | x | 0.84 | 1.05 | ||||||
| Net Debt/EBITDA | x | 0.70 | 0.37 | ||||||
| EBIT/Net interest | x | 1.11 | 1.52 | ||||||
| Net debt/market cap | % | +12.52% | +10.42% | ||||||
| Net debt/Equity | x | -0.91 | 0.07 | ||||||
| Gross debt/equity | x | 0.16 | 0.14 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
German American Bancorp, Inc. functions as the parent entity for German American Bank, offering a comprehensive suite of retail and commercial banking services. The company's operations are divided into three core segments: Core Banking, Wealth Management Services, and Insurance Operations. The Core Banking segment's primary activities include accepting deposits from the public and originating diverse loan types, such as consumer, commercial, agricultural, commercial and agricultural real estate, and residential mortgage loans; it also facilitates the sale of residential mortgage loans on the secondary market. Through its Wealth Management segment, the company delivers trust administration, investment advisory, brokerage, and retirement planning services. The Insurance Operations segment is responsible for providing various personal and corporate property and casualty insurance products. By the end of 2021, the company operated 77 banking branches spanning 19 adjacent counties in southern Indiana, in addition to 14 counties in Kentucky. Founded in 1910, German American Bancorp, Inc. is headquartered in Jasper, Indiana.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
German American Bancorp, Inc. (GABC)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
German American Bancorp, Inc. functions as the parent entity for German American Bank, offering a comprehensive suite of retail and commercial banking services. The company's operations are divided into three core segments: Core Banking, Wealth Management Services, and Insurance Operations. The Core Banking segment's primary activities include accepting deposits from the public and originating diverse loan types, such as consumer, commercial, agricultural, commercial and agricultural real estate, and residential mortgage loans; it also facilitates the sale of residential mortgage loans on the secondary market. Through its Wealth Management segment, the company delivers trust administration, investment advisory, brokerage, and retirement planning services. The Insurance Operations segment is responsible for providing various personal and corporate property and casualty insurance products. By the end of 2021, the company operated 77 banking branches spanning 19 adjacent counties in southern Indiana, in addition to 14 counties in Kentucky. Founded in 1910, German American Bancorp, Inc. is headquartered in Jasper, Indiana.
Unlock all fundamental data
Sign up for FreeUnlock all fundamental data
Sign up for Free